Delta Community is offering members low rates on new and used Car and Vehicle Loans from now until May 31. Well-qualified borrowers with excellent credit can get rates as low as 1.38% APR on new and used Car Loans and as low as 3.98% on loans for boats, motorcycles, RVs and more!1 As an added bonus, members who finance with us and purchase their car through Carvana will receive an extra .25% off their already low rates.2 To learn more or apply now, log in to Online Banking or our Mobile App and select Apply for a Loan, or call our Loan Consultant Group at 844-544-9478.
The construction of our newest branch is nearly done! We recently announced that we’ve selected Woodstock as the home of our next branch location in metro Atlanta. The full-service branch will be located at 285 Molly Lane near the intersection of I-575 and Highway 92. The branch will offer a full suite of banking services, as well as three drive-thru lanes, two ATMs, Live Teller services as well as a night drop. We look forward to serving members, and welcoming new ones, with this new, convenient location. Follow us on Facebook for updates regarding the progress and opening of the Woodstock Branch.
Members looking to buy their first home, upgrade or refinance can make the experience easy and affordable with low rates on a variety of Delta Community Home Loans.
Our experienced team of Home Loan Specialists are ready to guide you toward the very best home solutions and quickly answer any questions all the way through closing and beyond.
Apply and receive:
Making payments could really pay off! Each time you send a payment with Zelle® or make a qualified transaction with Delta Community’s Bill Pay between now and April 30, you’ll be entered for a chance to win the Delta Community 2022 Pay and Get Paid $1,000 Sweepstakes!5 Qualifying transactions include sending $5 or more to anyone using Zelle,6 adding and paying a new biller ($10 minimum payment required), activating a new eBill7 and setting up an automatic payment.8 Don’t miss your chance to win $1,000. Use Bill Pay and Zelle today!
This April, we’re celebrating National Credit Union Youth Month at Delta Community! One of the most valuable lessons that we can teach our children is how to save and spend wisely.
The “Catch Me If You Can” Youth Savings Sweepstakes Challenge is a great way to establish a tradition of saving with your children. Help your young saver(s), ages 12 and under, set a savings goal to achieve by April 30. Work with them to identify creative ways to earn money and deposit to their Delta Community Youth Savings Account throughout the challenge, and we’ll select 10 winners by random drawing to match what they’ve saved during the contest, up to $100 each! To register for the challenge, complete and return the contest entry form9 for your saver(s). For more information, and to start the challenge, visit our website.
Delta Community will award $20,000 in scholarships throughout 2022 to students of Historically Black Colleges and Universities (HBCUs). Our first HBCU Scholarship entry period is now open and will run through April 30. If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners to each win a $5,000 award from among the most compelling submissions.
We recently presented three more grants from our 2022 Philanthropic Fund, totaling $15,000 to the organizations listed below:
The Delta Community Philanthropic Fund will invest a total of $125,000 throughout 2022 in 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.
Each quarter, we offer an opportunity for participating Credit Cards to earn Bonus Reward Points for purchases in select categories from restaurants to retail.
Be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day.
Activate bonus categories for April through June to earn:
To activate, log in to your account and select Reward Points under the Additional Services tab in Online Banking or under More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from Cash Back, Gift Cards, Merchandise, Travel with no blackout dates and more.
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
Register today for April’s series on Auto Buying. We’ll discuss how to prepare for buying your next car, what costs you can expect with owning a car, how to finance a vehicle the smart way, and the importance of proper insurance coverage. In addition, our friends at BALANCE will cover the basics of saving and investing.
Check our Events & Seminars page for more information on upcoming seminars.
As of February 28, 2022
Monday, May 30
Member Care: 800-544-3328
Home Loans: 866-963-7811
1 Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan. This offer is for new and used cars and vehicles. Income verification may be required. APR available April 1 - May 31, 2022.
2 Services offered through Carvana are separate and distinct from any business conducted with Delta Community and are not guaranteed by or obligations of the Credit Union. Additional .25% APR discount is only available for Carvana purchases made through December 31, 2022. Discount is only offered for Used Car Loans.
3Receive $500 off closing costs for loan amounts $647,200 or less on Fixed-Rate and Adjustable-Rate Purchase or Refinance Loans. Offer for conforming Purchase Loans valid through 12/31/2022 and Refinance offer valid through 5/31/2022. Offer does not include Home Equity Loans.
4Receive $1,000 off closing costs for loan amounts $647,201 or greater on Fixed-Rate or Adjustable-Rate Purchase or Refinance Loans (Jumbo Loan). Offer valid through 5/31/2022 and does not include Home Equity Loans.
5From March 1, 2022 – April 30, 2022 (“Sweepstakes Period”) (1) use Delta Community’s Bill Pay service to (a) add a new payee and make a payment to the payee, (b) activate a new eBill or (c) set up a new AutoPay or (2) use Zelle connected to your Delta Community account to make an external transfer of $5 or more and you’ll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings Account as part of our Delta Community 2022 Pay and Get Paid $1,000 Sweepstakes! For complete contest rules and details visit www.DeltaCommunityCU.com/PayandGetPaidSweepstakesRules.
NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to U.S. citizens at least eighteen (18) years of age who are either Delta Community Credit Union members as of February 28, 2022 or residents of the counties in Delta Community Credit Union’s field of membership. Residents of Florida are not eligible to enter this sweepstakes. Mail-in entries must be submitted on a 3x5 card to qualify for entry.
6Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE.
7eBill is an electronic version of a paper bill sent directly to you when a new statement is made available. eBills are sent from a biller to your Delta Community Bill Pay account the same way a paper bill arrives to your home mailbox. Our Bill Pay allows you to view all your eBills—as well as account balances, transactions and statement information—in one convenient place. Also, for additional convenience, you can set up email notifications for when a new eBill arrives in your Bill Pay account. You can set up eBills for any payee that displays an active eBill link in the Bill Pay Payment Center. Just click eBill and follow the simple steps.
8AutoPay is a means to set up repeating payments in Online Bill Pay. You can set up AutoPay for any company or person you pay regularly. You can set up and manage AutoPay and Reminders from the Payment Center. You can set up payments to be made based on a schedule that works best for you. You can change or stop AutoPay at any time.
9Complete the designated submission form and email to DEPTMarketing@deltacommunitycu.com and (2) make a deposit into the corresponding Delta Community Youth Savings Account from March 1, 2022- April 30, 2022 (“Sweepstakes Period”) and you'll be automatically entered to win a deposit into the child’s Youth Savings Account matching the amount contributed to the Entrants Youth Savings Account by the child or parent/guardian during the Promotion Period up to $100 (the “Prize”) as part of our 2022 Delta Community Catch Me If You Can Savings Sweepstakes! For complete contest rules and details visit DeltaCommunityCU.com/CatchMeIfYouCan.
NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to Entrants 12 years of age or under and Delta Community Credit Union members as of February 28, 2022. Residents of Florida are not eligible to enter this sweepstakes. Mail-in Entries must be submitted on a 3x5 card to qualify for entry.