Delta Community Insights

Delta Community Insights for February 2022

Delta Community Member Wins Trip from Visa®

Visa Olympic Trip Winner

We'd like to congratulate Delta Community member Adam D. of Southwest Florida on winning the Olympic & Paralympic Games Host City Visa® Sweepstakes.

Adam was entered for a chance to win when he used his Delta Community Visa card between July 1 and August 15 and was randomly selected as the Grand Prize winner. Thanks to Visa, as part of the Grand Prize, Adam had the opportunity to select a trip for two to one of four past Olympic & Paralympic Games host cities – Los Angeles, Montreal, Salt Lake City or Sydney. He chose Salt Lake City, UT and plans to vacation with his wife. Congratulations, Adam!

2022 Scholarship Open Through March 1

female student in graduation cap

We are now accepting entries for our 17th annual Scholarship Program! Five applicants will be awarded a total of $25,000—five $5,000 awards based on academic achievement, community involvement and submission of an essay. Applicants must be Delta Community members enrolled full-time at an accredited college or university in the United States during the fall semester of the 2022-2023 academic year.

Scholarship applications must be received by March 1 and winners will be announced in early April. Visit for full program details.

HBCU Scholarship Application Period Open

HBCU Scholarship

In addition to our annual Scholarship Program, Delta Community will also award $20,000 in scholarships throughout 2022 to students of Historically Black Colleges and Universities (HBCUs). Our first HBCU Scholarship entry period is now open and will run through April 30. If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners to each win a $5,000 award from among the most compelling submissions.

Get Rewarded With Our Visa® Platinum Rewards Card

Desjardins Award

Enjoy the spending power of a Delta Community Visa Platinum Rewards Credit Card with no annual fee and a wide array of rewards to choose from! You’ll be automatically enrolled in our Reward Points Program with this card earning 1 point for each $1 spent on eligible purchases. As an added benefit, you can receive up to 10,000 Reward Points when you spend $2,500 in the first 90 days.1 You can also earn 1.5% Cash Back2 on Balance Transfers with no transfer fee.

To get started, log in to Online Banking or our Mobile App and select Apply for a Loan or Credit Card, or call our Loan Consulting Group at 844-544-9478. You may also have a personalized pre-approved offer waiting for you, which you can check in Online Banking by clicking the Offers tab or in our Mobile App by selecting More and then Offers.

Philanthropic Fund Grants Awarded in February

HBCU Scholarship

We recently presented the first three grants from our 2022 Philanthropic Fund, totaling $25,000, to the organizations listed below:

  • Agape Youth & Family Center, pictured left, received an award of $10,000 to help fund its in-school and after-school programs at E. Rivers Elementary School, Scott Elementary School, Sutton Middle School and North Atlanta High School. The programs provide academic support to children in need in order to close the achievement gap and provide a safe space for learning for more than 200 Atlanta Public School students in 2022.
  • Urban League of Greater Atlanta received $10,000 in support of its “Project Ready,” a college and career readiness program that motivates underserved students to complete their high school education on time, prepare for post-secondary education and prepare to pursue a career in a high-demand field.
  • The Orange Duffel Bag Initiative, pictured right, was awarded a $5,000 grant in support of its ODBI 12-Session After School Coaching Programs, which serve high school students who are experiencing homelessness, foster care or poverty. Participants receive certified life coaching and academic resources to help them achieve education and career goals, as well as ongoing advocacy.

The Delta Community Philanthropic Fund will invest a total of $125,000 throughout 2022 to 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Stir Up the Savings Contest Winners

HBCU recipient Nasuan Bryant

In December, we invited our youngest members to participate in our “Stir Up the Savings” contest for a chance to win some cash for their Youth Savings Accounts. Kids were asked to get creative in the kitchen and share photos and videos of themselves whipping up their favorite holiday recipes, such as cookies, cakes, pies, gingerbread houses, appetizers, main dishes or side dishes. Congratulations to Dylan W., Parker D., Benjamin L., Emmanuel P. and Addison M., who were all awarded $100 for their creations! To see their submissions and recipes, visit our Facebook page. Thank you to all those who participated, and make sure to stay tuned for future youth challenges.

End-of-Year Tax Documents Now Available

Young woman on computer with dog in lap

It’s tax season! Delta Community members enrolled in Online Statements will be able to access their 2021 tax documents in Online Banking and the Mobile App. As applicable, tax documents will be presented under the December 2021 tab in your Online Statements. You can view and download your documents or print hard copies should you need them.

If you are not currently registered to receive your Delta Community statements online, you can quickly and easily sign-up now and get both your account statements and tax documents. Simply log in to Online Banking and select Online Statements under the Additional Services tab.

Documents available for downloading include: 1098, 1098E, 1099-A, 1099-C, 1099-INT3, 1099-Q, 1099-R and 1099-SA.

Build Your Career at Delta Community

two women holiday shopping

Want to build your career at one of Atlanta’s Best Places to Work? Join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply online directly through your mobile phone or tablet in just minutes. Learn more about our current openings and apply today!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our  Financial Education Center offers the tools to help you achieve financial success.

Our December series will focus on Holiday Saving and Spending. We’ll share tips for managing spending during the holiday season and how to recover from the financial stress that often comes along with it. Our financial partner BALANCE will also discuss how to get on the path to financial success.

  • December 7: Tips to Manage Holiday Spending | Live Webinar
  • December 7: 10 Steps to Financial Success | Live Webinar by BALANCE
  • December 9: Am I Covered? Understanding Insurance | Live Webinar
  • December 14: Car Buying Confidence | Live Webinar
  • December 16: 10 Steps to Financial Success | Live Webinar by BALANCE

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • 5 Fast Financial Fixes to Start 2022: Welcome to 2022, a new year offering fresh opportunities and challenges—and you can start it by accepting some fiscal responsibilities that offer both. To kick off this year, here are a few simple tasks you can quickly start to take more control of your money for the next 12 months.
  • Keep Your Personal Data Private: Our personal data is always with us, and, whether we are aware of it or not, some of it is almost constantly being shared with others—often with our permission, and sometimes without. Read our blog to think about your personal data and how private it should be.
  • Preparing for the Costs of a New Pet: If you’re considering adding a pet to your family, it’s important to invest time in understanding both the upfront and ongoing costs of keeping your new family member happy and healthy so you both can enjoy your life together. The amount and type of pet ownership costs can range from less than $10 for a simple toy for play time to thousands of dollars in complex veterinary care and ongoing treatment and medications for an ailing pet. You should know and fully consider the entire range of beginning and upkeep costs as you prepare for pet ownership.

Financial Status

As of December 31, 2021

  • Assets: $9.0B
  • Deposits: $8.0B
  • Loans: $5.1B
  • Members: 459,796

Holiday Closing

Presidents' Day
Monday, February 21

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1. The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transactions (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers, money transfers, and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. To receive points, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements.

2. To obtain Cash Back, member must initiate a Balance Transfer through Online Banking or using the Balance Transfer form available on the Credit Union’s website. The minimum Balance Transfer amount is $500. Balance Transfer requests cannot be transferred or used by any persons other than the primary cardholder on the account. You will not qualify for this offer if you are in default of your Delta Community Visa Card Agreement. The Cash Back will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two consecutive billing cycles. Please note that interest accrues daily since Balance Transfers are considered Cash Advances. See the Balance Transfer Request form within Online Banking for additional Terms & Conditions.

3. A 1099-INT Form will only generate for accounts that have earned at least $10.00 in interest during the calendar year.

Insured by NCUA.