Delta Community Insights

February 2023

2023 Scholarship Open Through March 1

Delta Community Annual Scholarship

We are now accepting entries for our 18th annual Scholarship Program! A total of $25,000 will be awarded to five applicants who will each receive a $5,000 scholarship based on their academic achievement, community involvement and submission of an essay. Applicants must be Delta Community members enrolled full-time at an accredited college or university in the United States during the fall semester of the 2023-2024 academic year.

Scholarship applications must be received by March 1 and winners will be announced in early April. Visit for full program details.

HBCU Scholarship Application Period Open

Delta Community HBCU Scholarship

In addition to our annual Scholarship Program, Delta Community will also award $20,000 in scholarships throughout 2023 to students of Historically Black Colleges and Universities (HBCUs). Our first HBCU Scholarship entry period is now open and will run through April 30. If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship! You may also nominate yourself. Delta Community will select two winners to each win a $5,000 award from among the most compelling submissions. Visit for more information and to apply!

Go For Your Goal Youth Savings Contest

Delta Community Go For Your Goal Contest

This new year, Delta Community is helping teach our youth account holders the importance of setting savings goals. The 2023 "Go for Your Goal" Youth Savings Contest is a great opportunity for young savers to start envisioning these goals. Have your child use our contest entry form to share what they are saving for with a drawing, picture, fun video, song, poem, or any other creative way! Entries will be accepted through February 28 and we'll select 10 winners, based on creativity, to each receive $100 for their Youth Savings Account. Visit our website for more information on how to enter. We look forward to helping your young savers reach their goals! 

End-Of-Year Tax Documents Now Available

Delta Community Go for Your Goal Savings Challenge

It’s tax season! Delta Community members enrolled in Online Statements can now access their 2022 tax documents in Online Banking and the Mobile App. As applicable, tax documents will be presented under the December 2022 tab in your Online Statements. You can view and download your documents or print hard copies should you need them.

If you are not currently registered to receive your Delta Community statements online, you can quickly and easily sign up now and get both your account statements and tax documents. Simply log in to Online Banking and select Online Statements under the Additional Services tab.

Documents available for downloading include: 1098, 1098E, 1099-A, 1099-C, 1099-INT3, 1099-Q, 1099-R and 1099-SA.

Get Rewarded With Our Visa® Platinum Rewards Credit Card

young man on mobile phone

Enjoy the spending power of a Delta Community Visa Platinum Rewards Credit Card with no annual fee and a wide array of rewards to choose from! You’ll be automatically enrolled in our Reward Points Program with this card earning 1 point for each $1 spent on eligible purchases. As an added benefit, you can receive up to 10,000 Reward Points when you spend $2,500 in the first 90 days.You can also earn 1.5% Cash Backon Balance Transfers with no transfer fee.

To get started, log in to Online Banking or our Mobile App and select Apply for a Loan or Credit Card, or call our Loan Consulting Group at 844-544-9478. You may also have a personalized offer waiting for you, which you can check in Online Banking by clicking the Offers tab or in our Mobile App by selecting More and then Offers.

Confirm Your Current Contact Information

friends dining at restaurant

Have you recently moved or changed your phone number or email address? It’s a good idea to make sure that your contact information on file with Delta Community is always up-to-date. We must have your current mailing address to send new, or replacement, debit and credit cards, federal tax documents, account statements or letters about your account that require your attention. It’s also very important that we have record of your best phone number and email address so we can quickly contact you if there's a problem with your account, such as alerting you to possible fraudulent activity.

Did you get married, have a child or make another life change this year? Now is also a good time to update your Payable on Death beneficiaries on your accounts. By assigning beneficiaries, should the unthinkable happen, your loved ones will have clear direction on how you would like your finances distributed.

To update your personal information, log in to Online Banking, select the Account Management tab and choose Update Personal Information, select More in the Mobile App or stop by any of our branches.

Build Your Career at Delta Community

friends dining at restaurant

Want to build your career at one of Atlanta’s Best Places to Work? Join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply online directly with your mobile phone or tablet in just minutes. Learn more about our current openings and apply today!

Scenic Route Sweepstakes Winners

friends dining at restaurant

Last fall, we launched our Scenic Route Sweepstakes, where anyone who funded a Car or Vehicle Loan with Delta Community between October 1 and November 30 was automatically entered for a chance to win $500. Congratulations to Din L. of Johns Creek, Debbie S. of Zebulon, Pamela H. of Conyers, Sean L. of Atlanta, Stephanie H. of Dahlonega, Shannon W. of Jefferson, Monica P. of Torrance, Grace P. of Buford, Matthew B. of Fayetteville, and Marcia P. of Loganville, who were all winners of $500. Stay tuned for future sweepstakes!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our February workshop series will focus on Debt Management. We’ll discuss ways you can save money on expenses, how to refinance and pay off debt, and options for repaying student loans. We’re also hosting our biannual Teens & Money workshop to help teens prepare for their financial future. 

  • February 7: Ways to Reduce Expenses | Live Webinar
  • February 9: How to Manage Debt | Live Webinar
  • February 14: Using Credit Cards Wisely | Live Webinar by BALANCE
  • February 15: Student Loan Repayment Options | Live Webinar
  • February 21: Teens & Money Night | Live Webinar and In-Person
  • February 23: Using Credit Cards Wisely | Live Webinar by BALANCE

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blog

  • International Data Privacy Week is Coming…Are You Keeping All Your Personal Data Private?: Whether your personal information is local, national or international, it’s essential that it be private and protected from anyone who might want to use it to harm you and anyone close to you. International Data Privacy Week is a global effort intended to generate awareness about the importance of privacy, highlight easy ways to protect personal information and remind organizations and individuals that good privacy is better business. Do you know if your personal data is private? Read our latest blog to learn more.

Financial Status

As of December 31, 2022

  • Assets: $9.3B
  • Deposits: $7.9B
  • Loans: $5.8B
  • Members: 480,351

Holiday Closing

Presidents' Day

Monday, February 20

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1. The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers, money transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements.

2. Completion of a Balance Transfer is required to obtain a Cash Rebate. Balance Transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. The minimum balance transfer amount is $500. This offer is valid for balance transfers on new credit card accounts within 90 days following account opening, or in the instance Delta Community extends marketing offers or promotions from time to time specific to the primary cardholder. You will not qualify for this offer if you are in default of your Delta Community Visa Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles. Please note that interest accrues daily. See the Visa Credit Card Balance Transfer tool within Online Banking for additional Terms & Conditions