Delta Community Insights

February 2024

2024 Scholarship Open Through March 1

graduating students in cap and gowns

We are now accepting entries for our 19th annual Scholarship Program! A total of $25,000 will be awarded to five applicants who will each receive a $5,000 scholarship based on their academic achievement, community involvement and submission of an essay. Applicants must be Delta Community members enrolled full-time at an accredited college or university in the United States during the fall semester of the 2024-2025 academic year.

Scholarship applications must be received by March 1 and winners will be announced in early April. Visit for full program details.

HBCU Scholarship Application Period Open

Delta Community HBCU Scholarship

In addition to our annual Scholarship Program, our first HBCU Scholarship entry period of 2024 is now open and will run through April 28. Thanks to listeners of V-103 and attendees of their Winterfest concert last December, we are giving away an additional $5,000 scholarship in 2024 for a total of $25,000 in scholarships to five deserving students of Historically Black Colleges and Universities (HBCUs). If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship! You may also nominate yourself. Delta Community will select three winners to each win a $5,000 award from among the most compelling submissions. Visit for more information and to apply!

New Branch to Open in Locust Grove

Delta Community branch

We are excited to announce that our 30th branch location in metro Atlanta is coming to Locust Grove. This full-service branch will open in early 2025 and will feature two drive-thru lanes and two 24-hour ATMs. The branch will be located at 3300 Highway 42 South at the corner of Market Place Boulevard and Highway 42. “Our new branch will allow us to better serve our members in south Henry County as well as Butts and Spalding counties, and welcome new members to enjoy the personalized care and benefits of our credit union,” said CEO of Delta Community, Hank Halter.

Follow us on Facebook for updates regarding the progress and opening of this branch.

Do More in 2024 Youth Savings Contest

Delta Community Do More in 2024 Youth Challenge

The "Do More In 2024" Youth Savings Contest is a fantastic opportunity for Sandy Savers and Cool Cash Kids to visualize their financial goals and win prizes! Delta Community wants to see what your young savers are excited to spend, share and save throughout 2024. Please have your child use our contest entry form to show what they are spending, saving and sharing with a drawing, picture, fun video, song, poem or any other creative way! We are accepting entries through February 29, and we'll select ten winners, based on creativity, to receive a $100 deposit to their Youth Savings Account.

Philanthropic Fund Grants Awarded in January 

Delta Community Philanthropic Fund recipients

We recently presented the first four grants from our 2024 Philanthropic Fund, totaling $35,000 to the following organizations:

Johnson STEM Activity Center, pictured, received $10,000 for their Robotics Residency Initiative. This program is designed to provide Atlanta robotics teams an exclusive workspace equipped with state-of-the-art tools, materials, technology and mentorship necessary for building, coding, strategizing and practicing robotics. This initiative aims to support students from elementary through high school, fostering their interest in STEM fields, teamwork, problem-solving, and critical thinking skills.

Leap Year, Inc. received $10,000 for their mission to equip elementary and recent high school graduates with the tools to achieve their academic and leadership potential. Through their literacy coaching program, Leap Year increases literacy scores and encourages a greater interest in reading among first and second-graders while helping prospective first-generation college students prepare for success.

Wellspring Living was awarded $10,000 for their Women’s Academy, designed to equip victims of human trafficking to attain living wage employment. Key services include mental health support, life skills, adult education, career readiness and case management. With 70% of participants being young mothers in poverty, the WA provides transport passes, meals, childcare stipends and housing assistance. The Women's Academy aims to provide 100 women access to their Financial Health Series through the National Financial Educators Council to empower them toward financial control, resilience and a brighter future.

Project Healthy Grandparents received a grant of $5,000 to go towards their mission of improving the health and well-being of families in which grandparents are raising their grandchildren in parent-absent homes. PHG’s comprehensive services include monthly visitations by registered nurses and social workers, parenting education classes and support groups, legal service referrals and developmental services, including early intervention, for young children.

The Delta Community Philanthropic Fund will invest a total of $150,000 throughout 2024 to 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

End-Of-Year Tax Documents Now Available

man with paperwork at laptop computer

It’s tax season! Delta Community members enrolled in Online Statements can now access their 2023 tax documents in Online Banking and the Mobile App. As applicable, tax documents will be presented under the December 2023 tab in your Online Statements. You can view and download your documents or print hard copies if you need them.

If you are not currently registered to receive your Delta Community statements online, you can quickly and easily sign up now and get both your account statements and tax documents. Simply log in to Online Banking and select Online Statements under the Additional Services tab.

Documents available for downloading include: 1098, 1098E, 1099-A, 1099-C, 1099-INT, 1099-Q, 1099-R and 1099-SA.

Confirm Your Current Contact Information

couple smiling and looking at electronic tablet

Have you recently moved or changed your phone number or email address? It’s a good idea to make sure that your contact information on file with Delta Community is always up to date. We must have your current mailing address to send new, or replacement, debit and credit cards, federal tax documents, account statements or letters about your account that require your attention. It’s also very important that we have record of your best phone number and email address so we can quickly contact you if there's a problem with your account, such as alerting you to possible fraudulent activity.

Did you get married, have a child or make another life change this year? Now is also a good time to update your Payable on Death beneficiaries on your accounts. By assigning beneficiaries, should the unthinkable happen, your loved ones will have clear direction on how you would like your finances distributed.

To update your personal information, log in to Online Banking, select the Account Management tab and choose Update Personal Information, select More in the Mobile App or stop by any of our branches.

Build Your Career at Delta Community

Delta Community employees

Want to build your career at Atlanta’s Best Place to Work? Join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply online directly with your mobile phone or tablet in just minutes. Learn more about our current openings and apply today!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Join us for our February workshop series, Investing for the Future. We’ll cover the importance of investing, different types of investment accounts, the building blocks that form basic investment principles, real-world financial situations and the importance of a personalized investment roadmap. We’ll also help teens prepare for their financial future at our Teens & Money workshop, share strategies on how to pay for college, examine options for repaying student loans, and show young adults how to develop key financial skills. 

  • February 1: 101: Introduction to Investing | Live Webinar
  • February 6: Finances for Young Adults | Live Webinar
  • February 8: 201: Investing Principles | Live Webinar
  • February 13: Solving the Mystery of Credit Reports | Live Webinar by BALANCE
  • February 13: 301: Investing Case Studies | Live Webinar
  • February 15: Student Loan Repayment Options | Live Webinar
  • February 22: Solving the Mystery of Credit Reports | Live Webinar by BALANCE
  • February 27: Teens and Money Night | Live Webinar or In-Person
  • February 29: Paying for College | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • How to Pay Off Holiday Debt Strategically: It might be a small amount of debt that’s easily managed, or something that’s much larger and could take time and effort to reduce or eliminate, but if post-holiday debt is serious and a struggle to overcome, then it’s time to strategically approach how to pay it off. Depending on the amount of money owed, paying it off may require minimal or significant action and lifestyle changes, but it’s important to control debt so it doesn’t create lasting damage to your credit score.
  • Please Update Your Delta Community Contact Details Now: If any of your personal contact details that are used for your Delta Community accounts have changed, the Credit Union needs to have your current information as soon as possible. Reviewing and updating your personal contact information annually is the best way to have your accounts operating efficiently.

Financial Status

As of December 31, 2023

  • Assets: $8.7B
  • Deposits: $7.4B
  • Loans: $5.7B
  • Members: 499,340

Holiday Closing

Presidents' Day, Closed

Monday, February 19

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811