Delta Community Insights

Delta Community Insights for July 2021

2022 Philanthropic Fund Open

two young women volunteering

The application period for the 2022 Philanthropic Fund grant awards is now open! This annual grant-making program provides financial support to registered 501(c)(3) non-profit organizations in our 16-county metro Atlanta region and in our out-of-state branch communities. Throughout 2022, the program will distribute a total of $125,000 to 20 non-profit organizations committed to financial literacy, educational programs focused on science, technology, engineering, arts and mathematics (STEM/STEAM) and youth development.

Interested organizations can review the 2022 Philanthropic Fund grant guidelines and submit an application on our website by August 31, 2021.

HBCU Scholarship Presented to Spelman College Student

HBCU Scholarship Recipient Erin Foster

In June, Delta Community and Atlanta radio station V-103 awarded our second HBCU Scholarship of 2021 to Erin Foster, a sophomore at Spelman College.

Erin is an outstanding scholar, pursuing a degree in Political Science with aspirations to become a judge. She has maintained high grades as a member of the Dean’s List, all while serving as the Vice President of the Sophomore Class Council. Erin is very involved in her community and has volunteered as a dance instructor with the I Am Arts Community Partnership, supported the educational development of children in underserved communities by creating flashcards for Jumpstart for Young Children, and helped assemble and pack meals for children in the Smart Kid Summer Feeding and Enrichment Program. In addition, she volunteered with the Village Tutorial and Enrichment Program and created STEAM activity kits for elementary students in the afterschool program.

Throughout 2021, we will award a total of $10,000 in scholarships to students attending Historically Black Colleges and Universities in the state of Georgia. The HBCU Scholarship is part of Delta Community’s annual Scholarship Program. Visit our website to learn more about all of the scholarships that we offer.

Delta Community Named Credit Union of the Year

CEO Hank Halter accepting award

Each year, the League of Southeastern Credit Unions & Affiliates (LSCU) recognizes professionals, volunteers and credit unions that make outstanding contributions to the development and growth of the credit union movement. We are pleased to share that LSCU recently named Delta Community its 2020 Credit Union of the Year! In addition to this honor, Delta Community’s longtime board member Esther Hammond was named Volunteer of the Year. “Institutions honored as Credit Union of the Year demonstrate the all-around best the industry has to offer,” explained Ann Naiman, communications director for LSCU. “These credit unions have accomplished outstanding achievements in the areas of daily operations, financial prowess and community outreach. Our Volunteer of the Year award recognizes volunteers from LSCU-affiliated credit unions who have selflessly contributed their time, effort and talent to the development of the credit union movement in their state, and we are pleased to recognize Esther Hammond as our Volunteer of the Year for Georgia.”

Philanthropic Fund Grants Awarded in June

Philanthropic Fund recipients

We recently presented another grant from our 2021 Philanthropic Fund, totaling $10,000, to S.H.A.R.E. House, Inc, a nonprofit organization providing crisis intervention and continuing care to victims of family violence. The funds from this grant will go towards their Teen Center, which will enhance and expand their children service programs already in place. The Teen Center will help create a supportive environment and positive experience to teens living in shelters, by implementing activities that promote healthy relationships and help build self-confidence.

The Delta Community Philanthropic Fund will invest a total of $125,000 throughout 2021 in 20 metro Atlanta nonprofit organizations that support the physical and financial needs of people who live within the communities we serve.

Help Your Kids Learn about Money with our Cool Cash Camps

Cool Cash Camp participants

We’re excited to offer virtual sessions of our Cool Cash Money Camps this year. These interactive youth camps are designed specifically for Delta Community Credit Union members to teach children all about money, including the value of earning and saving money, credit basics and the importance of spending it wisely. Each camp is a learning experience with age-specific lessons. Morning and afternoon sessions are available via webinar from July 13 to July 22. Seats are limited, so reserve your child’s space today!

Activate Your Bonus Rewards

Young woman grocery shopping

Each quarter, we offer an opportunity for participating Credit Cards to earn Bonus Reward Points for purchases in select categories from restaurants to retail. Be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day.

Activate bonus categories for July through September to earn:

  • 3x Reward Points for eligible purchases at Restaurants, Fast Food and Family Clothing Stores
  • 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores
  • 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, log in to your account and select Reward Points under the Additional Services tab or under More in the Mobile App. Click the link to Enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from a wide variety of Cash Back, Gift Cards, Merchandise and Travel with no blackout dates.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our  Financial Education Center offers the tools to help you achieve financial success.

Our July series will focus on Family and Life Stages. We’ll teach elementary and middle school-age kids about money with our annual Cool Cash Camps, share financial tips for new parents, discuss how to manage money as a couple, and show young adults how to develop the key financial skills needed to succeed.

  • July 13 – 22: Cool Cash Camps | Live Webinars
  • July 15: 9 Financial Tips for New Families | Live Webinar
  • July 27: Love and Money | Live Webinar
  • July 29: Finances for Young Professionals | Live Webinar

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • Don’t Click ‘Unsubscribe’ From Spam Emails and Texts—Managing Spam: For many people there is a daily dependence on their work or personal cellphone and computer for the tasks they need or want to accomplish online. Along with a variety of communications options, there are plenty of unwanted messages that come into inboxes and text apps that seem to be unending—spam. Spam emails and texts are a regular and annoying disadvantage of our reliance on the 21st century digital technology that is present in all parts of our lives.
  • Learning a Lesson in Back to School Savings: So…it’s getting well into the summer, fall is coming, and that can only mean it’s time for one of the many annual rites that parents indulge in—the official buying of back-to-school supplies. Whether it’s uniforms, rulers, pens, notebooks, backpacks, erasers, binders, folders, pencils, calculators or laptop computers—or hundreds of other types of required materials or equipment—back-to-school shopping is a big event for parents, students and retailers, as well as the states that tax some of these purchases.

Financial Status

As of May 31, 2021

  • Assets: $8.6B
  • Deposits: $7.6B
  • Loans: $4.9B
  • Members: 447,655

Holiday Closing

Independence Day
Monday, July 5

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811