Delta Community Insights

Delta Community Insights for July 2022

2023 Philanthropic Fund Now Open

philanthropic work

The application period for the 2023 Philanthropic Fund grant awards is now open! This annual grant-making program provides financial support to registered 501(c)(3) non-profit organizations in our 16-county metro Atlanta region and in our out-of-state branch communities. Throughout 2023, the program will distribute a total of $150,000 to 20 non-profit organizations committed to the health and well-being of young people, financial literacy and educational programs focused on science, technology, engineering, arts and mathematics (STEM/STEAM).

Interested organizations can review the 2023 Philanthropic Fund grant guidelines and submit an application on our website by August 31, 2022.

Executive Insights Series

Delta Community Executive Insights

Delta Community Credit Union is more than just a place to bank, we’re a resource for information to help you navigate financial questions in your day-to-day life. Check out  our new video series, Executive Insights, where the leaders of Delta Community delve into the topics top of mind for savvy consumers. The series is hosted by Jai Rogers, Vice President, Business and Community Development, and Reina Jones, Assistant Vice President, Community Development. In our latest video, Executive Vice President and Chief Lending Officer, Bob Walsh, and Vice President of Residential Lending, Kathy Weber review the landscape of consumer and residential lending and what the market may look like for home buyers in the near future. Don’t miss these information packed sessions with Delta Community’s executive leaders!

$10,000 Awarded to Two HBCU Students

Delta Community HBCU Scholarship recipients

In June, Delta Community and Atlanta radio station V-103 presented our first  HBCU Scholarships of 2022 awarding $5,000 each to Francesca McDaniel and Cameron Rainer.

Francesca McDaniel, a rising junior at Spelman College, is majoring in Biology. She plans to become a Physician’s Assistant with a specialty in obstetrics and gynecology. Her extensive extracurricular activities include membership in the Pre-Physician’s Assistant Association, working with Upward Bound assisting high school students in biology, and co-hosting a podcast giving advice and sharing college experiences. Additionally, Francesca tutors young children in reading and math, and she tutors high school students in biology through a program at Morehouse College.

Cameron Rainer will be a freshman attending the Dr. Levi Watkins Institute Medical Program at Tennessee State University, where he will be majoring in biology with an emphasis in premed studies. Cameron plans to attend medical school after graduating with his bachelor's degree, and his goal is to become a medical doctor specializing in neurology. A stellar high school student, Cameron had a 3.95 grade point average at Grayson High School in Loganville, Georgia. While at Grayson, he had a very impressive academic and athletic career, including contributing more than 300 hours of community service, being a member of the National Honor Society, the Beta Club, the Debate Club and the Kappa League mentoring program—all while competing as a pole vaulter on the track team.

Throughout 2022, we will award a total of $20,000 in scholarships to students attending Historically Black Colleges and Universities, with our next application period opening in August. The HBCU Scholarship is part of Delta Community’s annual Scholarship Program. Visit our website to learn more about all of the scholarships that we offer. 

Flexible Spending with a Personal Loan

family laughing

Do you need a little extra cash? With the flexibility of a Delta Community Personal Loan, you can finance the things that are most important to you right now. We offer great low rates, a variety of repayment options and fixed terms with no annual fee. With a Personal Loan, you can take a dream vacation, finance home improvements, cover household expenses, consolidate high-interest debt, fund automobile repairs or whatever you need.

The benefits of a Personal Loan from Delta Community go beyond having extra cash. They include a super-fast approval process and quick access to your funds—all from a lender you can trust. Log in to  Online Banking or our Mobile App to apply, or call our Loan Consultants at 844-544-9478 today!

Philanthropic Fund Grants Awarded in June

Delta Community Philanthropic Fund recipients

We recently presented three more grants from our 2022 Philanthropic Fund, totaling $17,500 to the organizations listed below:

Cool Girls, Inc, pictured above, empowers young girls in low-income communities by breaking the cycle of poverty that derails their progress through education and academic excellence. They received a grant of $7,500 for their Girls Club Program, which provides education, advocacy and material resources to girls from second grade through high school.

21st Century Leaders, Inc. received $7,500 to help with their mission of connecting, transforming and inspiring high school students to leverage diversity, explore career opportunities and become leaders in their schools, communities and the workforce. Funds from the grant will be used to launch additional locations at metro Atlanta high schools where low-income students will have access to lessons in leadership and entrepreneurship, as well as Science, Technology, Engineering and Math (STEM) programs. In addition, our grant will fund five students’ participation in 21CL’s Summer Youth Leadership Camps.

East Lake Foundation, Inc. has a mission of providing tools for the families of The Villages of East Lake and students of Drew Charter School to build better lives for themselves and future generations. Their grant of $2,500 will support financial literacy initiatives for those they serve.

The Delta Community Philanthropic Fund will invest a total of $125,000 throughout 2022 in 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Activate Your Bonus Rewards

two young women shopping and looking at phones

Each quarter, we offer an opportunity for Visa® Platinum  Credit Cards to earn Bonus Reward Points for purchases in select categories from restaurants to retail.

Be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day.

Activate bonus categories for July through September to earn:

  • 3x Reward Points for eligible purchases with Restaurants, Fast Food and Family Clothing Stores
  • 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores
  • 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, log in to your account and select Reward Points under the Additional Services tab in Online Banking or under More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from Cash Back, Gift Cards, Merchandise, Travel with no blackout dates and more

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our July series will focus on Investing. We’ll discuss the importance of investing for the future and the benefits of different types of investment accounts, the building blocks that form basic investment principles, real-world financial situations and the importance of a personalized investment roadmap. These presentations are stand-alone portions of a three-part series. It is not necessary to attend all presentations. 

  • July 12: Investing in Real Estate | Live Webinar by BALANCE
  • July 12: Cool Cash Camps | In-Person
  • July 13: 101: Intro to Investing | Live Webinar
  • July 19: Cool Cash Camps | In-Person
  • July 20: Investing 201 | Live Webinar
  • July 21: Cool Cash Camps | Live Webinars
  • July 21: Investing in Real Estate | Live Webinar by BALANCE
  • July 27: Investing 301 | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • 9 Important Financial Tips for Soon-to-be or New Parents: Becoming a parent is the most life-changing event that many people will experience. You are suddenly not only responsible for yourself but also for another person who depends on you for everything in their life. Whether you are expecting a child or are currently adjusting to your new life as a parent, this blog could be a useful starting point for adapting to your new financial reality.
  • Working to Avoid New Job Scams: In response to the Great Resignation, there are millions of available jobs at companies needing to replace or increase full or part-time staff, with both employed and unemployed candidates eager to apply for a new, potentially more profitable positions. Employers are posting open positions on online job boards, and recruiters are reaching out to potential candidates by phone and email. But not all of those jobs are real—some are fake and being promoted by scammers posing as job recruiters trying to steal money and hijack financial and other types of personal accounts.
  • 9 Easy Home Improvements for Less Than $150 Each: Home improvements are usually made to fix a problem, improve functionality and/or appearance, and increase a home’s value. A lot of home improvements can be done gradually, in stages, so costs, time, and effort can be spread out to be more manageable. Here are some easy home improvement tips to save you money.

Financial Status

As of May 31, 2022

  • Assets: $9.3B
  • Deposits: $8.3B
  • Loans: $5.6B
  • Members: 468,384

Holiday Closing

Independence Day

Monday, July 4

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811