Delta Community Insights

October 2022

Take the Scenic Route with a Delta Community Car or Vehicle Loan

Woman and child looking at sunset on car

It’s the journey that matters, and we can help you get there with a Delta Community Car or Vehicle Loan. During the months of October and November, we’re offering well-qualified borrowers with excellent credit Car Loans starting as low as 2.98% APRand Recreational Vehicle Loans as low as 5.48% APR.As an added bonus, if get your Car or Vehicle Loan by November 30, you’ll be automatically entered for a chance to win $5002 in the Delta Community $500 Scenic Route Sweepstakes!

To apply now, log in to Online Banking or our Mobile App and select Apply for a Loan, or call our Loan Consultant Group at 844-544-9478.

Save on Closing Costs with a Delta Community Home Equity Loan

young couple painting home

Home values are at historic highs, so now is a great time to find the equity solution that’s right for you! Apply for a Delta Community Home Equity Loan or Home Equity Line of Credit through October 31, 2022, and pay no closing fees.3 You can use your home’s equity for home renovations, debt consolidation, a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit or contact a member of our Home Loan team at 866-963-7811 or

HBCU Scholarship Application Period Open

Delta Community HBCU Scholarship

This year, Delta Community will award $20,000 in scholarships to students attending Historically Black Colleges and Universities (HBCUs). Our second HBCU Scholarship entry period is still open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award. Visit our HBCU Scholarship page to learn more about our first two winners of the year. 

Win Your School's Share of $15,000

Give Back Giveaway

The sixth annual Give Back Giveaway with Jenn Hobby and Atlanta radio station Star 94 is accepting applications through October 28! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need.  Visit Star 94’s website to learn more and apply!

Delta Community's Pay and Get Paid $1,000 Sweepstakes

Couple looking at mobile phone

Sending money to a friend or paying bills could really pay off! Each time you send a payment with Zelle® or make a qualified transaction with Delta Community’s Bill Pay through October 31, you’ll be entered for a chance to win the Delta Community Fall 2022 Pay and Get Paid $1,000 Sweepstakes,2 where five recipients will win $1,000! Qualifying transactions include sending $5 or more to anyone using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment . Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!

Activate This Quarter's Bonus Rewards

woman paying for groceries

Each quarter, we offer an opportunity for members with our Visa® Platinum Rewards Credit Card to earn Bonus Reward Points for purchases in select categories from restaurants to retail. Be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day.

Activate bonus categories for October through December to earn 3x Reward Points for eligible purchases at Wholesale Clubs, Retail, Discount and Department Stores, 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores, and 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories

To activate, log in to your account and select Reward Points under the Additional Services tab or More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from a wide variety of Cash Back, Gift Cards, Merchandise and Travel with no blackout dates.

Delta Community Named Among Best Places to Work

Atlanta Business Chronicle Best Places to Work

For the eighth consecutive year, Delta Community Credit Union has been honored in the Atlanta Business Chronicle’s Best Places to Work in Atlanta Awards, where we placed third among companies with more than 500 employees. We are proud of this recognition and want to thank all of our employees for their hard work and passion, and for providing superior service to our members every day.

If you’d like to build your career at a Best Place to Work, we’d love for you to join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply directly through your mobile phone or tablet in just minutes. Learn more about our current openings and apply today.

Casting Call: New Delta Community TV Spots

Delta Community member filming tv spot

At Delta Community, your experience as a member matters and we want to hear from you! Are you a “super fan” of Delta Community? We’re looking for a variety of enthusiastic members to share their stories about why they love being a member for new TV advertisements that we’ll be developing soon. If you’re interested in participating, visit to learn more. We look forward to hearing from you!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

This month, our workshop series will address Security and Privacy. We’ll discuss how to safeguard your personal and financial information, ways to prevent identity theft, cybersecurity and online safety tips, and how to protect yourself or your loved ones from financial abuse as you age. We’re also hosting our semi-annual Teens & Money Night workshop to help teens prepare for their financial future. 

  • October 13: Identity Theft Solutions: What You Need to Know | Live Webinar
  • October 19: Cybersecurity Best Practices | Live Webinar
  • October 20: Breezing Through the Holidays | Live Webinar by BALANCE
  • October 25: Protecting Aging Adults from Financial Abuse | Live Webinar
  • October 27: Teens & Money Night | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • Financial First Aid: Dealing with financial hardship can be extremely stressful, but it’s a good idea to quickly review and adjust your budget, prioritize your financial obligations and thoroughly communicate with your creditors. Read our blog for other tips on dealing with a financial crisis.
  • 5 Ways to Save Money on Life Insurance: Life insurance is essential at any time of life, and it’s there to help people you care about in what may be an unfortunate time of need. The cost of life insurance varies, and it can be customized to meet financial, age and lifestyle needs. With research and appropriate lifestyle and purchasing choices, life insurance can be both affordable and available. Read more for tips on how to save money when buying life insurance.
  • Smart Money Tips for Anyone Age 50 or Older–Part 1: During different stages and ages of life there can be evolving priorities for finances and lifestyles, and there is a broad range of potential lifestyle and financial decisions to make and actions to take by age 50. Here are some suggestions for anyone in that age group.

Financial Status

As of August 31, 2022

  • Assets: $9.3B
  • Deposits: $8.2B
  • Loans: $5.7B
  • Members: 474,513

Holiday Closing

Columbus Day

Monday, October 10

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811