Delta Community Insights

September 2023

Teen $100 Deposit Match Promotion

Delta Community Teen Match Promotion

A Delta Community Savings Account is a fantastic opportunity for teens to begin forming healthy savings habits that will prepare them for a bright financial future, and the Delta Community Teen $100 Deposit Match Promotion has been extended! This special limited-time offer is open now through September 30. When your teen between the ages of 13 and 18 opens a new Savings Account, we’ll match the opening deposit up to $100! Applicants must qualify for Delta Community membership and be listed as the primary accountholder. To open the Savings Account, apply online or visit your local Delta Community branch. Take advantage of this special deposit match before it ends on September 30! To learn more, visit

Save on Closing Fees with a Delta Community Home Equity Loan

couple in new homw

Bring your dreams to life with a Delta Community Home Equity Loan or Home Equity Line of Credit. Our Home Equity Specialists can help you determine the best solution for your situation. Apply now through October 31, 2023, and pay no closing fees.1 You can use your home’s equity for home renovations, debt consolidation, a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit or contact a member of our Home Loan team at 866-963-7811 (select option 1) or

HBCU Scholarship Application Period Open

Delta Community HBCU Scholarship

This year, Delta Community will award $20,000 in scholarships to students attending Historically Black Colleges and Universities (HBCUs). Our second HBCU Scholarship entry period is open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award. Visit to learn more about previous winners and to apply.

Win Your School's Share of $15,000 When You Give Back

Delta Community Give Back Giveaway

It’s time for the seventh annual Give Back Giveaway with Jenn Hobby and Star 94! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities. Past winners include school groups that have supported children and families in need, humane societies, cancer patients, the elderly and more.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need. Entries must be submitted by October 29. Visit Star 94’s website to learn more and apply!

Executive Insights Series

Delta Community Executive Insights series

Delta Community Credit Union is more than just a place to bank; we’re a resource for information that can help you make informed financial decisions in your day-to-day life. That’s why we’ve created new segments for our video series, Executive Insights, where the leaders of Delta Community delve into topics that are top of mind for savvy consumers.

This month, Rick Ellis, Director of Commercial Lending, talks to Jai Rogers about the role of our Commercial Lending team, the impact recent economic changes have had on business owners and how they can best position themselves for success in the future. Don’t miss these information-packed sessions with Delta Community’s executive leaders!

Delta Community's Pay and Get Paid $5,000 Sweepstakes

Couple looking at tablet

Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle® or with Delta Community’s Bill Pay between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Fall 2023 Pay and Get Paid $5,000 Sweepstakes2, where five recipients will win $1,000! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment..Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!

CD Rates are on the Rise Again

Our 12-month CD rates have increased! Now is the perfect time to open a CD at Delta Community and lock in your savings. Our 12-month CD rates are now up to 5.00% APY. Opening a new CD is one of the safest ways to invest in the future, and it’s easy. It’s also the perfect savings option for a loved one with big plans to come. Plus, when you choose Delta Community, you get more than attractive rates, we provide exceptional service and attention you deserve.

To get started, log in to Online Banking or our Mobile App, choose Add an Account from the menu, then select Certificate of Deposit (CD). You can also stop by any Delta Community branch, or if you have questions call us at 800-544-3328. Make sure to check our website for the most up-to-date rates.

Plan Your Everything with Delta Community Retirement & Investment Services

couple sitting on dock looking at water

Looking for a way to start planning ahead? Delta Community Retirement & Investment Services provides our members with services to manage their funds and help them pursue their goals by giving them access to our team of CERTIFIED FINANCIAL PLANNER™ professionals. This team’s main objective is to ensure members are not only investing in their current life journey but also making wise financial decisions through the many important stages of life, including working professionals, those nearing retirement and legacy planning. Delta Community’s Retirement & Investment Services offers access to CERTIFIED FINANCIAL PLANNER™ professionals who are a perfect choice as you plan your everything.

To learn more visit or to schedule an appointment or request more information, please email or call 404-677-4890.

New Identity Protection Plans for Delta Community Members

family sitting on couch

Identity theft is a growing concern in today’s digital age, and it can happen to anyone. The consequences can be devastating, including damage to your credit report, loss of money and property and legal troubles.

Identity and credit monitoring plans provide warning signals that could help minimize the impact of identity theft by monitoring personal information like your credit report, Social Security number and bank account numbers and alerting you of activity that you may find to be unusual. Delta Community and its subsidiary Members Insurance Advisors are happy to offer members some peace of mind with identity protection plans from PrivacyGuard.3

All PrivacyGuard plans offer comprehensive tools such as credit monitoring,4 dark and public web monitoring of your personal information, activity alerts and access to fraud resolution experts. To take advantage of this new offer for Delta Community Credit Union members visit our website and choose the plan that is right for you.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our September series will focus on Financial Fitness. We’ll discuss what it means to be financially healthy, ways to administer financial first aid, and steps you can take to improve your credit score. Individual counseling sessions with a certified financial counselor from BALANCE are also available for members wanting individualized guidance.  

  • September 7: Are You Financially Healthy? | Live Webinar
  • September 12: The Psychology of Spending | Live Webinar by BALANCE
  • September 13: Individual Financial Counseling Sessions with BALANCE | In-Person
  • September 13: Financial First Aid | Live Webinar
  • September 14: Individual Financial Counseling Sessions with BALANCE | In-Person
  • September 19: Ways to Improve Credit | Live Webinar
  • September 21: The Psychology of Spending | Live Webinar by BALANCE

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • Do You Know Basic ATM Safety?: Using an ATM is usually a simple and safe activity—but not always. Money usually attracts thieves, robbers, hackers, fraudsters, and imposters; these sorts of criminals can be a legitimate threat during certain transactions, whether online or in the bricks-and-mortar world. Even sturdy ATMs and their users are not safe from being victimized by opportunistic crooks that are ready to quickly take your money when they encounter the right circumstances.
  • 8 Campus Money Tips for College Students: Attending college or a university can be one of the most exciting periods of anyone’s life. It provides a new environment, fresh freedoms, greater responsibilities, unexpected experiences, innovative ideas, learning opportunities and interesting people. College also provides many types of new costs, along with methods for managing money to get regular cost savings.
  • Don’t Let Your Computer Get Kidnapped by Ransomware: All it takes is to click on a malicious link, download an infected file, or accidentally end up on a compromised website to have a computer taken over. When a computer is compromised, a ransomware demand message will pop up in a web browser or over the entire computer screen. Learn how to protect yourself from ransomware in our latest blog.

Financial Status

As of July 31, 2023

  • Assets: $8.8B
  • Deposits: $7.5B
  • Loans: $5.7B
  • Members: 491,365

Holiday Closing

Labor Day

Monday, September 4

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between August 15 – October 31, 2023. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required) and attorney fees where required by state law to be paid by borrower.

2. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE®

3. PrivacyGuard protection plans are offered through Trilegiant Corporation and are not deposits of Delta Community Credit Union nor protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union.

4. Visit our website to view important product benefit information and restrictions