Terms of Use

Rev. 06/22

Delta Community Credit Union (the “Credit Union”) is a Georgia state-chartered credit union. This Terms of Use governs your access to and use of this website (www.deltacommunitycu.com). As used below, the words “we,” “us” and “our” refer to the Credit Union. The words “you” and “your” refer to the users of the Credit Union’s website, whether or not a user is a member of the Credit Union.

This Terms of Use may be changed at any time in the Credit Union’s sole discretion. When any changes occur, they will be incorporated into this Terms of Use as it is updated periodically and will be effective immediately. Your continued access to and use of this website will be construed as your acceptance of such changes. Please know that it is your responsibility to check this page regularly, so that you are aware of such changes, as they will be binding on you.


Delta Community Credit Union Website: This website, including all of its contents, features and functionalities, is owned by the Credit Union, which grants you a limited, nonexclusive, revocable right to access and use the website for your own personal purposes only. Use of the website and the materials contained within for any commercial purpose or for any public display (commercial or non-commercial) is strictly prohibited.

Delta Community Credit Union Restrictions: Subject to member agreements and any other agreement(s) you may have with the Credit Union, we reserve the right to deny you access to our website at any time, and to change, replace or remove any and all parts of our website at any time at our sole discretion, all without providing notice to you. Any unauthorized use of this website, and/or the Credit Union’s systems and services, or any misuse of any information posted to our website, is strictly prohibited.


The information contained on this website is generally for informational purposes. The Credit Union takes reasonable measures to ensure the quality of the data and other information; however, technical inaccuracies and typographical errors sometimes may occur. We do not guarantee or provide any warranty, expressed or implied, as to the completeness, timeliness, accuracy or reliability of information on or available through our website, and we are not responsible for any actions you may take in reliance on that information. Information on our website is provided to you “as is.” All warranties are disclaimed, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement property or other violation of rights.

Your use of our website, and any programs, systems or services therein, is at your own risk, and you agree not to hold us liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from any errors or omissions in the information; the unavailability or delay of any information; your use of the information or any conclusions you derive from it; or any damage to your computer or mobile device caused by any malfunctions or malware, such as viruses, worms, Trojan horses, ransomware, spyware, and other bugs. In no event shall the Credit Union be liable for any special, incidental, indirect, or consequential damages of any kind, or any damages whatsoever, resulting from loss of use, data or profits, whether or not you are advised of the possibility of damage, and on any theory of liability, arising out of or in connection with your use or the performance of this website and its available services, or the information provided through or on our website.

You further agree, at your own expense, to defend and indemnify the Credit Union and hold the Credit Union harmless against all claims arising in any manner whatsoever which may be asserted against the Credit Union, and all losses arising on any manner whatsoever and incurred as a result of any violations of this Terms of Use.


Your ability to view and use this website may be unavailable, delayed, limited or slowed from time to time due to routine website maintenance or other reasons such as hardware failures (including failures of your own computer or mobile device), software failures, system capacities, interruptions of power supplies, actions of governmental authorities, governmental or regulatory restrictions, or other factors, some of which are beyond our control. We will not be liable for the unavailability of all or part of this website at any time.


We may at times provide access to additional resources through our website in the form of hypertext links to relevant external websites and information controlled or offered by third parties (non¬affiliates of the Credit Union). In addition, our website may contain advertised links to third-party websites. We are not responsible for examining or evaluating the material or related products and services available through these links. We provide these links “as is,” and your use of them is at your own risk. We make no endorsements or warranties, either express or implied, as to the reliability, accuracy, or suitability of information obtained on any websites not controlled by the Credit Union.

If you leave this website via a link to a third-party website, you acknowledge and understand that the third-party website is governed by, and you are subject to, the security and privacy practices of the third-party host. The Credit Union does not warrant that such websites or content are free from any claims of copyright, trademark or other infringement of the rights of third parties. The Credit Union also does not warrant that such websites are free of malware or other contamination, and we are not responsible or liable for any direct or indirect technical or system issues or consequences arising out of your access to, or use of, third-party technologies or programs.


Trade names, trademarks and service marks (collectively, “trademarks”) are the property of the trademark owner and are protected by United States intellectual property law.

The content provided on our website, and all trademarks, service marks, trade names, logos and related intellectual property used on our website, is owned or licensed by the Credit Union unless otherwise indicated. The Credit Union may also display third-party trademarks on its website. Trademarks not owned by the Credit Union that appear on our website are the property of their respective owners who may or may not be affiliated with, connected to, or sponsored by the Credit Union. No right, title, or interest in or to the website or our trademarks, any third-party trademarks or of any content on any of our website is transferred to you, and all rights not expressly granted are reserved by the Credit Union or respective third-party owner. Your use of this website does not give you any right to use our website contents or our trademarks or any third-party trademarks unless we or the respective owner grants you these rights in a separate written agreement. Your unauthorized use of any materials on our website will terminate your right to use our website.


We understand that you are concerned about privacy. For information about how we treat information that you provide us through the website, please see our privacy policy, which is incorporated by reference into these Terms of Use.


The Credit Union is committed to ensuring the digital accessibility of our website. We strive to improve the user experience for every person, and we welcome your feedback on the accessibility of our website. If you have any suggestions for how Delta Community could better serve our members with disabilities, please let us know by sending an email to Accessibility@DeltaCommunityCU.com or call us at 404-715-4725 with your feedback.


The terms and conditions set forth in this Terms of Use regarding our website are subject to any other agreements you may have entered into with the Credit Union. Your access to and use of this website, and the terms of this Terms of Use, are governed by applicable laws. Any use of this website not expressly permitted by this Terms of Use may be considered a breach of our terms and conditions and might violate applicable copyright, trademark, and other various laws.

Furthermore, these Terms of Use are specifically governed by the laws of the State of Georgia, U.S.A. You consent to the jurisdiction and venue of the courts in Cobb County, GA, in all disputes arising out of or relating to the website, any use of it or any information in it. You agree that a printed or electronic version of these terms and conditions (as changed from time to time) will be admissible in any judicial or administrative proceedings to the same extent as paper records. If you ever believe we have not adhered to this contract or are liable for any other reason, please contact us immediately. If you feel compelled to bring a lawsuit or other proceeding, you must do so within one (1) year of the date you have a right to sue. If any portion of this Terms of Use is ruled invalid or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion shall be construed as narrowly as possible in order to give effect to as much of the agreement as possible.