Home Equity Loan

Fixed Home Equity Loan

Explore Your Options Using Your Home’s Equity

Delta Community's Home Equity Loan is considered a traditional second mortgage and is desirable if you need a one-time specific amount of money. It's a great option for homeowners who have enough equity established in their home to tap into for expenses such as home improvements, bill consolidation or even to purchase new furniture.

Don’t miss out on our special limited-time, money-saving offer! Apply for an Equity Loan or Line of Credit now through October 31, 2023 and pay NO closing fees1 for a limited time. Contact a member of our Home Loan Team today at 866-963-7811 (Select Option 1) or apply below.

Apply Now for Home Equity Loan

Overview & Benefits

What Is a Fixed-Rate Home Equity Loan?

A Fixed-Rate Home Equity Loan is a second mortgage with a fixed rate, which means that your monthly payments will not change over the life of the loan. As opposed to a Home Equity Line of Credit, a Home Equity Loan will give you a one-time sum which is paid out at closing.

Home Equity Loan Benefits

  • Fixed rate for the life of the loan
  • Available for primary and secondary residences
  • 5-year, 10-year and 15-year terms
  • Maximum loan amount of $350,000
  • No prepayment penalty
  • No application fee

Apply Now

Apply Now for Your Home Equity Loan

To apply for a Home Equity Loan online, simply choose a Home Loan Specialist to get started. If you have questions or want to speak with a Home Loan Specialist over the phone, contact us toll-free at 866-963-7811 to get the answers you need.

1. Offer valid for Home Equity Lines of Credit and Home Equity Loans applied for between August 15 – October 31, 2023. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required) and attorney fees where required by state law to be paid by borrower.