Homeowners Insurance

Your Most Valuable Possession is Worth Protecting

Home Insurance is a package policy that combines various coverage options for your home. An experienced consultant with Members Insurance Advisors*, a subsidiary of Delta Community, can help find the right coverage for you and your family by getting to know your individual needs.

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family with little girl standing on lawn in front of their house

What Does Homeowners Insurance Cover?

Homeowners Insurance policies protect:

  • Your home
  • Your personal possessions
  • You, in case anyone is injured on or by your property

If your home ever becomes uninhabitable and you need additional living expenses, your policy will cover that, too.

What Does Flood Insurance Cover?

Members Insurance Advisors offers Flood Insurance that is financially backed by the National Flood Insurance Program (NFIP).

Most people think they're already covered through their Homeowners Insurance. But the fact is, most policies don't protect you against damage from floods. Yes, in the most severe flood situations, the Federal Emergency Management Assistance (FEMA) program will provide loans to help, but that's only after the federal government declares the site a disaster. And those loans must be repaid on top of your existing mortgage, in addition to your having to carry flood insurance.

You can avoid this uncertainty by getting Flood Insurance now through Members Insurance Advisors. Simply request a quote today.

What's the Cost for a Home Insurance Policy?

Your premium will be based on what it would cost to replace the house and any additional items that are attached to the policy. So the higher the value of your home and possessions, the higher the rate would be.

Need a Homeowners Insurance Quote?

Receive a FREE Homeowners Insurance quote from Members Insurance Advisors today!

Have Additional Questions About Home Insurance?

Contact an experienced Members Insurance Advisors Representative.

*Members Insurance Advisors is a wholly owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Delta Community Credit Union need not be purchased from Members Insurance Advisors and may be purchased from an agent or an insurance company of the Member's choice. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.