Delta Community Retirement & Investment Services Asset Management
At Delta Community Retirement & Investment Services, our number one priority is helping you make decisions that are right for you. We hold ourselves to the highest fiduciary and security standards, so you can trust we’re always putting you first. By partnering with us, you’ll have a dedicated CERTIFIED FINANCIAL PLANNER™ professional to build a relationship with—an individual who can recommend a custom, comprehensive investment strategy for your needs.
Our programs are full service and utilize cost-efficient investment strategies. We partner with professionals holding the Chartered Financial Analyst® designation to execute on those strategies using tax-saving techniques wherever possible. We strive to maintain the highest level of transparency, so you know your money is working hard, without hidden fees or costs.
Our Service Providers
- American Funds
- Franklin Templeton Investments
- Madison Investment Advisors
- Russell Investments
Investment Management Fees*
|Investment Amount||Fee Percentage|
|$100,000 to $250,000||1.15% to 1.50%|
|$250,000 to $500,000||1.15% to 1.35%|
|$500,000 to $1,000,000||1.00% to 1.15%|
|$1,000,000 to $5,000,000||0.85% to 1.10%|
|$5,000,000+||Up to 0.85%|
*As an asset management client, you can benefit from aggregate pricing for your entire family, including siblings, parents and children. We are available to facilitate inter-generational family meetings that focus on what is most important to you regarding transfer of values, wealth and responsibility.
- Identify a customized investment strategy, unique to your needs
- Ongoing account management to navigate changing economic conditions
- An annual meeting with your advisor to review account performance, holdings, liquidity needs and strategy
- 24-7 access to account balances, activity, statements and more
- Access to our Client Services Team for scheduling appointments, immediate assistance with withdrawal requests, changing beneficiaries and updating your name or address
- Establish a link for deposits and withdrawals to a checking account of your choice
- Name a trusted family member, friend, CPA or attorney to help with your accounts
- Automate required minimum distributions from your IRA for peace of mind
Schedule an Appointment
To schedule an appointment, or for more information about our asset management programs, please email us at DCRIS@DeltaCommunityCU.com or call 404-677-4890.
Delta Community Retirement & Investment Services offers investment strategy, retirement advice and a range of financial services, combined with access to financial planning resources through our relationship with LPL Financial.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Delta Community Credit Union and Delta Community Retirement & Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Delta Community Retirement & Investment Services, and may also be employees of Delta Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Delta Community Credit Union or Delta Community Retirement & Investment Services. The Delta Community Retirement & Investment Services site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site are licensed in all 50 states.
Securities and insurance offered through LPL or its affiliates are: