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Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 0.30% 0.30%
Term:
6 Month
Rate:
0.30%
APY*:
0.30%
12 Month 0.45% 0.45%
Term:
12 Month
Rate:
0.45%
APY*:
0.45%
24 Month 0.64% 0.65%
Term:
24 Month
Rate:
0.64%
APY*:
0.65%
36 Month 0.84% 0.85%
Term:
36 Month
Rate:
0.84%
APY*:
0.85%
60 Month 1.24% 1.25%
Term:
60 Month
Rate:
1.24%
APY*:
1.25%

View Current Certificate of Deposit (CD) Disclosure Supplement

The dividend rate and annual percentage yield for a Certificate of Deposit (CD) is fixed and in effect for the stated term of the account. The monthly dividend is calculated using the average daily balance method. Monthly dividends may be compounded or transferred to another Credit Union Savings account. The minimum opening deposit amount for a CD is $1,000. An early withdrawal penalty will occur when withdrawals are requested prior to the CD's maturity. (A 31 day dividend penalty will occur on terms that are 6 months; a 90 day dividend penalty will occur on terms that are 12 months or 24 months; a 180 day dividend penalty will occur on terms that are 36 months or 60 months) At maturity, each CD has 10 grace (calendar) days. A CD may automatically renew for the same initial term. The effective dividend rate of a renewing CD will be based upon current market rates of the Credit Union. At the maturity of a non-renewing CD, the funds will be transferred to the primary savings account. APY shown is based on $5,000 initial deposit. Actual APY may vary slightly due to rounding differences.

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.03% 0.03%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.03%
APY*:
0.03%
$25,000.00 - and above 0.05% 0.05%
Tier Rate:
$25,000.00 - and above
Rate:
0.05%
APY*:
0.05%

View Current IRA/Savings/Checking Disclosure Supplement

Health Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.20% 0.20%
Tier Rate:
$0 - $9,999.99
Rate:
0.20%
APY*:
0.20%
$10,000.00 - $24,999.99 0.23% 0.23%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.23%
APY*:
0.23%
$25,000.00 - $49,999.99 0.25% 0.25%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.25%
APY*:
0.25%
$50,000.00 - $99,999.99 0.28% 0.28%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.28%
APY*:
0.28%
$100,000.00 - and above 0.30% 0.30%
Tier Rate:
$100,000.00 - and above
Rate:
0.30%
APY*:
0.30%

View Current Health Savings Account (HSA) Disclosure Supplement

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.20% 0.20%
Tier Rate:
$0 - $9,999.99
Rate:
0.20%
APY*:
0.20%
$10,000.00 - $24,999.99 0.23% 0.23%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.23%
APY*:
0.23%
$25,000.00 - $49,999.99 0.25% 0.25%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.25%
APY*:
0.25%
$50,000.00 - $99,999.99 0.28% 0.28%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.28%
APY*:
0.28%
$100,000.00 - and above 0.30% 0.30%
Tier Rate:
$100,000.00 - and above
Rate:
0.30%
APY*:
0.30%

View Current IRA/Savings/Checking Disclosure Supplement

IRA CDs

Term Rate APY*
12 Month 0.45% 0.45%
Term:
12 Month
Rate:
0.45%
APY*:
0.45%
24 Month 0.64% 0.65%
Term:
24 Month
Rate:
0.64%
APY*:
0.65%
36 Month 0.84% 0.85%
Term:
36 Month
Rate:
0.84%
APY*:
0.85%
60 Month 1.24% 1.25%
Term:
60 Month
Rate:
1.24%
APY*:
1.25%

View Current Certificate of Deposit (CD) Disclosure Supplement

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.20% 0.20%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.20%
APY*:
0.20%
$10,000.00 - $24,999.99 0.23% 0.23%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.23%
APY*:
0.23%
$25,000.00 - $49,999.99 0.28% 0.28%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.28%
APY*:
0.28%
$50,000.00 - $99,999.99 0.30% 0.30%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.30%
APY*:
0.30%
$100,000.00 - and above 0.33% 0.33%
Tier Rate:
$100,000.00 - and above
Rate:
0.33%
APY*:
0.33%

View Current Money Market Disclosure Supplement

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.15% 0.15%
Tier Rate:
$0.01 and up
Rate:
0.15%
APY*:
0.15%

$5.00 minimum deposit required

View Current IRA/Savings/Checking Disclosure Supplement

Business Rates

Business Checking

Tier Rate Rate APY*
$0.01 - $999.99 0.05% 0.05%
Tier Rate:
$0.01 - $999.99
Rate:
0.05%
APY*:
0.05%
$1,000.00 - and up 0.10% 0.10%
Tier Rate:
$1,000.00 - and up
Rate:
0.10%
APY*:
0.10%

View current Business Services Disclosure

Business Value Checking

Tier Rate Rate APY*
$.01 and up 0.00% 0.00%
Tier Rate:
$.01 and up
Rate:
0.00%
APY*:
0.00%

View current Business Services Disclosure

Money Market Accounts

Tier Rate Rate APY*
$0.01 - $24,999.99 0.20% 0.20%
Tier Rate:
$0.01 - $24,999.99
Rate:
0.20%
APY*:
0.20%
$25,000.00 - $99,999.99 0.25% 0.25%
Tier Rate:
$25,000.00 - $99,999.99
Rate:
0.25%
APY*:
0.25%
$100,000.00 - and up 0.30% 0.30%
Tier Rate:
$100,000.00 - and up
Rate:
0.30%
APY*:
0.30%

View current Business Services Disclosure

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.15% 0.15%
Tier Rate:
$0.01 and up
Rate:
0.15%
APY*:
0.15%

View current Business Services Disclosure

The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings.

*APY=Annual Percentage Yield