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Dividend Rates

Certificate of Deposit Accounts

Term	Rate	APY*
6 Month	0.35%	0.35%	Term: 6 Month Rate: 0.35% APY*: 0.35%
12 Month	0.54%	0.55%	Term: 12 Month Rate: 0.54% APY*: 0.55%
24 Month	0.64%	0.65%	Term: 24 Month Rate: 0.64% APY*: 0.65%
36 Month	0.79%	0.80%	Term: 36 Month Rate: 0.79% APY*: 0.80%
60 Month	.99%	1.00%	Term: 60 Month Rate: .99% APY*: 1.00%

View Current Certificate of Deposit (CD) Disclosure Supplement

Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00
*APY = Annual Percentage Yield. Rates subject to change.

Checking Accounts

Tier Rate	Rate	APY*
$0.01 - $4,999.99	0.00%	0.00%	Tier Rate: $0.01 - $4,999.99 Rate: 0.00% APY*: 0.00%
$5,000.00 - $24,999.99	0.01%	0.01%	Tier Rate: $5,000.00 - $24,999.99 Rate: 0.01% APY*: 0.01%
$25,000.00 - and above	0.02%	0.02%	Tier Rate: $25,000.00 - and above Rate: 0.02% APY*: 0.02%

View Current IRA/Savings/Checking Disclosure Supplement

Health Savings Accounts

Tier Rate	Rate	APY*
$0 - $9,999.99	0.15%	0.15%	Tier Rate: $0 - $9,999.99 Rate: 0.15% APY*: 0.15%
$10,000.00 - $24,999.99	0.22%	0.22%	Tier Rate: $10,000.00 - $24,999.99 Rate: 0.22% APY*: 0.22%
$25,000.00 - $49,999.99	0.27%	0.27%	Tier Rate: $25,000.00 - $49,999.99 Rate: 0.27% APY*: 0.27%
$50,000.00 - $99,999.99	0.30%	0.30%	Tier Rate: $50,000.00 - $99,999.99 Rate: 0.30% APY*: 0.30%
$100,000.00 - and above	0.35%	0.35%	Tier Rate: $100,000.00 - and above Rate: 0.35% APY*: 0.35%

View Current Health Savings Account (HSA) Disclosure Supplement

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate	Rate	APY*
$0 - $9,999.99	0.15%	0.15%	Tier Rate: $0 - $9,999.99 Rate: 0.15% APY*: 0.15%
$10,000.00 - $24,999.99	0.22%	0.22%	Tier Rate: $10,000.00 - $24,999.99 Rate: 0.22% APY*: 0.22%
$25,000.00 - $49,999.99	0.27%	0.27%	Tier Rate: $25,000.00 - $49,999.99 Rate: 0.27% APY*: 0.27%
$50,000.00 - $99,999.99	0.30%	0.30%	Tier Rate: $50,000.00 - $99,999.99 Rate: 0.30% APY*: 0.30%
$100,000.00 - and above	0.35%	0.35%	Tier Rate: $100,000.00 - and above Rate: 0.35% APY*: 0.35%

View Current IRA/Savings/Checking Disclosure Supplement

IRA CDs

Term	Rate	APY*
12 Month	0.54%	0.55%	Term: 12 Month Rate: 0.54% APY*: 0.55%
24 Month	0.64%	0.65%	Term: 24 Month Rate: 0.64% APY*: 0.65%
36 Month	0.79%	0.80%	Term: 36 Month Rate: 0.79% APY*: 0.80%
60 Month	.99%	1.0%	Term: 60 Month Rate: .99% APY*: 1.0%

View Current Certificate of Deposit (CD) Disclosure Supplement

Money Market Accounts

Tier Rate	Rate	APY*
$1,000.00 - $9,999.99	0.15%	0.15%	Tier Rate: $1,000.00 - $9,999.99 Rate: 0.15% APY*: 0.15%
$10,000.00 - $24,999.99	0.22%	0.22%	Tier Rate: $10,000.00 - $24,999.99 Rate: 0.22% APY*: 0.22%
$25,000.00 - $49,999.99	0.27%	0.27%	Tier Rate: $25,000.00 - $49,999.99 Rate: 0.27% APY*: 0.27%
$50,000.00 - $99,999.99	0.30%	0.30%	Tier Rate: $50,000.00 - $99,999.99 Rate: 0.30% APY*: 0.30%
$100,000.00 - and above	0.35%	0.35%	Tier Rate: $100,000.00 - and above Rate: 0.35% APY*: 0.35%

View Current Money Market Disclosure Supplement

Savings Accounts

Tier Rate	Rate	APY*
$0.01 and up	0.08%	0.08%	Tier Rate: $0.01 and up Rate: 0.08% APY*: 0.08%

$5.00 minimum deposit required

View Current IRA/Savings/Checking Disclosure Supplement

Business Rates

Business Checking

Tier Rate	Rate	APY*
$0.01 - $999.99	0.03%	0.03%	Tier Rate: $0.01 - $999.99 Rate: 0.03% APY*: 0.03%
$1,000.00 - and up	0.08%	0.08%	Tier Rate: $1,000.00 - and up Rate: 0.08% APY*: 0.08%

View current Business Services Disclosure

Business Value Checking

Tier Rate	Rate	APY*
$.01 and up	0.00%	0.00%	Tier Rate: $.01 and up Rate: 0.00% APY*: 0.00%

View current Business Services Disclosure

Money Market Accounts

Tier Rate	Rate	APY*
$0.01 - $24,999.99	0.18%	0.18%	Tier Rate: $0.01 - $24,999.99 Rate: 0.18% APY*: 0.18%
$25,000.00 - $99,999.99	0.23%	0.23%	Tier Rate: $25,000.00 - $99,999.99 Rate: 0.23% APY*: 0.23%
$100,000.00 - and up	0.28%	0.28%	Tier Rate: $100,000.00 - and up Rate: 0.28% APY*: 0.28%

View current Business Services Disclosure

Savings Accounts

Tier Rate	Rate	APY*
$0.01 and up	0.12%	0.12%	Tier Rate: $0.01 and up Rate: 0.12% APY*: 0.12%

View current Business Services Disclosure

The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings.

*APY=Annual Percentage Yield