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Fees

Debit Card and ATM Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
ATM Withdrawals - Delta Community owned machines $0.00
Fee Type:
ATM Withdrawals - Delta Community owned machines
Amount:
$0.00
Card Replacement $0.00/card
Fee Type:
Card Replacement
Amount:
$0.00/card
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.
Rush Delivery $15.00 M-F
$30.00 Sat.
Fee Type:
Rush Delivery
Amount:
$15.00 M-F
$30.00 Sat.
Additional Card $0.00/card
Fee Type:
Additional Card
Amount:
$0.00/card

Checking Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Overdraft Transfer from Credit Accounts $5.00
Fee Type:
Overdraft Transfer from Credit Accounts
Amount:
$5.00
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Stop Payment Fee $25.00
Fee Type:
Stop Payment Fee
Amount:
$25.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $35 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Copy of Check (trace # provided) $5.00 each
Fee Type:
Copy of Check (trace # provided)
Amount:
$5.00 each
Balancing Checking Statement $25.00/month
Fee Type:
Balancing Checking Statement
Amount:
$25.00/month
Check Printing (per box of 120 checks) per box of 120 checks fees vary
Fee Type:
Check Printing (per box of 120 checks)
Amount:
fees vary
per box of 120 checks
Local Returned Deposited or Cashed Item $15.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$15.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Transaction History $3.00/request
Fee Type:
Transaction History
Amount:
$3.00/request
Account Research $25.00/hour $.30 per copy
Fee Type:
Account Research
Amount:
$25.00/hour $.30 per copy
Courtesy Pay Fee $35 per item paid
Fee Type:
Courtesy Pay Fee
Amount:
$35 per item paid
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.

IRA Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Institutional Transfer Out after 1 free yearly $25.00 each
Fee Type:
Institutional Transfer Out
Amount:
$25.00 each
after 1 free yearly

Loan Fees

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00

Money Market Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $35 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Stop Payment $25.00 each
Fee Type:
Stop Payment
Amount:
$25.00 each
Copy of Check (trace # provided) trace # provided $5.00 each
Fee Type:
Copy of Check (trace # provided)
Amount:
$5.00 each
trace # provided
Balancing Checking Statement $25.00 month
Fee Type:
Balancing Checking Statement
Amount:
$25.00 month
Check Printing (per box of 40 checks) per box of 40 checks Pricing Varies
Fee Type:
Check Printing (per box of 40 checks)
Amount:
Pricing Varies
per box of 40 checks
Local Returned Deposited or Cashed Item $15.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$15.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Transaction History $3.00/request
Fee Type:
Transaction History
Amount:
$3.00/request
Account Research $25.00/hour $.30 per copy
Fee Type:
Account Research
Amount:
$25.00/hour $.30 per copy
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.

Money Orders and Official Checks

Fee Type Amount
Issuance $5.00
Fee Type:
Issuance
Amount:
$5.00

Online Bill Pay Fees

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $35 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Stop Payment $25.00
Fee Type:
Stop Payment
Amount:
$25.00
Rush Delivery Fee (ACH) $9.95
Fee Type:
Rush Delivery Fee (ACH)
Amount:
$9.95

Savings Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Local Returned Deposited or Cashed Item $15.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$15.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $35 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Inactive Account Fee or Low Balance Fee Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee. $5.00 per month/$0 for account owners under 18 years of age
Fee Type:
Inactive Account Fee or Low Balance Fee
Amount:
$5.00 per month/$0 for account owners under 18 years of age
Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee.

Visa Platinum Rewards Credit Card and Visa Secured Card

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Copy of Visa Statement $3.00 each
Fee Type:
Copy of Visa Statement
Amount:
$3.00 each
Cash Advance Fee Does not apply to balance transfers or overdraft protection. $6.00
Fee Type:
Cash Advance Fee
Amount:
$6.00
Does not apply to balance transfers or overdraft protection.
Stop Payment $15.00
Fee Type:
Stop Payment
Amount:
$15.00
Late Fee Up to $25.00
Fee Type:
Late Fee
Amount:
Up to $25.00
Returned Payment Fee Up to $25.00
Fee Type:
Returned Payment Fee
Amount:
Up to $25.00
Documentary Fee $6.00
Fee Type:
Documentary Fee
Amount:
$6.00
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.

Other Fees

Fee Type Amount
Copy of Statement $3.00 each
Fee Type:
Copy of Statement
Amount:
$3.00 each
Direct Deposit $0.00
Fee Type:
Direct Deposit
Amount:
$0.00
Interactive Voice Response (IVR) $0.00
Fee Type:
Interactive Voice Response (IVR)
Amount:
$0.00
Domestic Wire Transfer - Outgoing $20.00
Fee Type:
Domestic Wire Transfer - Outgoing
Amount:
$20.00
International Wire Transfer - Outgoing $40.00
Fee Type:
International Wire Transfer - Outgoing
Amount:
$40.00
Wire Transfer - Incoming (International and Domestic) $0.00
Fee Type:
Wire Transfer - Incoming (International and Domestic)
Amount:
$0.00
Fax Outgoing (first 3 pages) Each additional faxed page is $1.00. $5.00
Fee Type:
Fax Outgoing (first 3 pages)
Amount:
$5.00
Each additional faxed page is $1.00.
Copy of IRS Form $3.00/form
Fee Type:
Copy of IRS Form
Amount:
$3.00/form
Court Order Processing Fee $50.00
Fee Type:
Court Order Processing Fee
Amount:
$50.00
Foreign Check Fee 1.5% of final exchange amount, minimum $20
Fee Type:
Foreign Check Fee
Amount:
1.5% of final exchange amount, minimum $20
Business Account Cash Deposits** $3.00 per $1000.00
Fee Type:
Business Account Cash Deposits**
Amount:
$3.00 per $1000.00
Business Account Cash Orders*** $3.00 per $1000.00
Fee Type:
Business Account Cash Orders***
Amount:
$3.00 per $1000.00
Coin Machine Fee 3% fee for daily transactions that exceed $250
Fee Type:
Coin Machine Fee
Amount:
3% fee for daily transactions that exceed $250
Additional Note **Per day rounded down to the nearest $1000.00 in deposits that exceed the first $10,000.00.
***Per day rounded down to the nearest $1000.00.
Fee Type:
Additional Note
**Per day rounded down to the nearest $1000.00 in deposits that exceed the first $10,000.00.
***Per day rounded down to the nearest $1000.00.