Fees

Debit Card and ATM Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
ATM Withdrawals - Delta Community Owned machines $0.00
Fee Type:
ATM Withdrawals - Delta Community Owned machines
Amount:
$0.00
Card Replacement $0.00/card
Fee Type:
Card Replacement
Amount:
$0.00/card
Foreign Transaction Fee 1% of total
Fee Type:
Foreign Transaction Fee
Amount:
1% of total
Rush Delivery $15.00 M-F
$30.00 Sat.
Fee Type:
Rush Delivery
Amount:
$15.00 M-F
$30.00 Sat.
Additional Card $0.00/card
Fee Type:
Additional Card
Amount:
$0.00/card

Checking Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Overdraft Transfer from Savings Account $0.00
Fee Type:
Overdraft Transfer from Savings Account
Amount:
$0.00
Overdraft Transfer from Credit Accounts $3.00
Fee Type:
Overdraft Transfer from Credit Accounts
Amount:
$3.00
Stop Payment Fee $25.00
Fee Type:
Stop Payment Fee
Amount:
$25.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) $35.00
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35.00
Copy of Check (trace # provided) $1.50 each
Fee Type:
Copy of Check (trace # provided)
Amount:
$1.50 each
Balancing Checking Statement $25.00/month
Fee Type:
Balancing Checking Statement
Amount:
$25.00/month
Overdraft Excessive Transfer From Share after 6 allowed per month, Regulation D $20.00 each
Fee Type:
Overdraft Excessive Transfer From Share
Amount:
$20.00 each
after 6 allowed per month, Regulation D
Check Printing (per box of 120 checks) per box of 120 checks fees vary
Fee Type:
Check Printing (per box of 120 checks)
Amount:
fees vary
per box of 120 checks
Local Returned Deposited or Cashed Item $12.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$12.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Transaction History $1.50/request
Fee Type:
Transaction History
Amount:
$1.50/request
Account Research $25.00/hour $.30 per copy
Fee Type:
Account Research
Amount:
$25.00/hour $.30 per copy
Courtesy Pay Fee $35.00
Fee Type:
Courtesy Pay Fee
Amount:
$35.00
Debit Card/ATM International Service Assessment Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account.
Fee Type:
Debit Card/ATM International Service Assessment
Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account.

IRA Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Institutional Transfer Out after 1 free yearly $25.00 each
Fee Type:
Institutional Transfer Out
Amount:
$25.00 each
after 1 free yearly

Loan Fees

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00

Money Market Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) $35.00
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35.00
Excessive Transfer From Account (after 6 per month) $20.00 each
Fee Type:
Excessive Transfer From Account
Amount:
$20.00 each
(after 6 per month)
Stop Payment $25.00 each
Fee Type:
Stop Payment
Amount:
$25.00 each
Copy of Check (trace # provided) trace # provided $1.50 each
Fee Type:
Copy of Check (trace # provided)
Amount:
$1.50 each
trace # provided
Balancing Checking Statement $25.00 month
Fee Type:
Balancing Checking Statement
Amount:
$25.00 month
Check Printing (per box of 40 checks) per box of 40 checks Pricing Varies
Fee Type:
Check Printing (per box of 40 checks)
Amount:
Pricing Varies
per box of 40 checks
Local Returned Deposited or Cashed Item $12.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$12.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Transaction History $1.50/request
Fee Type:
Transaction History
Amount:
$1.50/request
Account Research $25.00/hour $.30 per copy
Fee Type:
Account Research
Amount:
$25.00/hour $.30 per copy
Excessive Withdrawal Fee (after 10th withdrawal per month) $20.00
Fee Type:
Excessive Withdrawal Fee (after 10th withdrawal per month)
Amount:
$20.00
Debit Card/ATM International Service Assessment Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account. 1% of foreign transaction total
Fee Type:
Debit Card/ATM International Service Assessment
Amount:
1% of foreign transaction total
Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account.

Money Orders and Official Checks

Fee Type Amount
Issuance $5.00
Fee Type:
Issuance
Amount:
$5.00

Online Bill Pay Fees

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) $35.00
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35.00
Stop Payment $25.00
Fee Type:
Stop Payment
Amount:
$25.00
Rush Delivery Fee $9.95/$14.95
Fee Type:
Rush Delivery Fee
Amount:
$9.95/$14.95

Savings Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Local Returned Deposited or Cashed Item $12.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$12.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) $35.00
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35.00
Inactive Account Fee or Low Balance Fee Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee. $5.00 per month/$0 for account owners under 18 years of age
Fee Type:
Inactive Account Fee or Low Balance Fee
Amount:
$5.00 per month/$0 for account owners under 18 years of age
Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee.

Visa Platinum Rewards Credit Card and Visa Secured Card

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Copy of Visa Statement $3.00 each
Fee Type:
Copy of Visa Statement
Amount:
$3.00 each
Cash Advance Fee Does not apply to balance transfers or overdraft protection. $3.00
Fee Type:
Cash Advance Fee
Amount:
$3.00
Does not apply to balance transfers or overdraft protection.
Stop Payment $25.00
Fee Type:
Stop Payment
Amount:
$25.00
Late Fee $25.00
Fee Type:
Late Fee
Amount:
$25.00
Overdraft/NSF Fee for returned payment, convenience check or ACH $35.00
Fee Type:
Overdraft/NSF Fee for returned payment, convenience check or ACH
Amount:
$35.00
Documentary Fee $6.00
Fee Type:
Documentary Fee
Amount:
$6.00
Foreign Transaction Fee Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account. Up to 1% will be assessed.
Fee Type:
Foreign Transaction Fee
Amount:
Up to 1% will be assessed.
Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account.

Other Fees

Fee Type Amount
Copy of Statement $3.00 each
Fee Type:
Copy of Statement
Amount:
$3.00 each
Direct Deposit $0.00
Fee Type:
Direct Deposit
Amount:
$0.00
Interactive Voice Response (IVR) $0.00
Fee Type:
Interactive Voice Response (IVR)
Amount:
$0.00
Domestic Wire Transfer - Outgoing $20.00
Fee Type:
Domestic Wire Transfer - Outgoing
Amount:
$20.00
International Wire Transfer - Outgoing $40.00
Fee Type:
International Wire Transfer - Outgoing
Amount:
$40.00
Wire Transfer - Incoming (International and Domestic) $0.00
Fee Type:
Wire Transfer - Incoming (International and Domestic)
Amount:
$0.00
Fax Outgoing (first 3 pages) Each additional faxed page is $1.00. $5.00
Fee Type:
Fax Outgoing (first 3 pages)
Amount:
$5.00
Each additional faxed page is $1.00.
Copy of IRS Form $1.50/form
Fee Type:
Copy of IRS Form
Amount:
$1.50/form
Court Order Processing Fee $50.00
Fee Type:
Court Order Processing Fee
Amount:
$50.00
Foreign Check Fee 1.5% of final exchange amount, minimum $20
Fee Type:
Foreign Check Fee
Amount:
1.5% of final exchange amount, minimum $20
Business Account Cash Deposits** $1.00 per $1000.00
Fee Type:
Business Account Cash Deposits**
Amount:
$1.00 per $1000.00
Business Account Cash Orders*** $1.00 per $1000.00
Fee Type:
Business Account Cash Orders***
Amount:
$1.00 per $1000.00
Coin Machine Fee 3% fee for daily transactions that exceed $250
Fee Type:
Coin Machine Fee
Amount:
3% fee for daily transactions that exceed $250
Additional Note **Per day rounded down to the nearest $1000.00 in deposits that exceed the first $10,000.00.
***Per day rounded down to the nearest $1000.00.
Fee Type:
Additional Note
**Per day rounded down to the nearest $1000.00 in deposits that exceed the first $10,000.00.
***Per day rounded down to the nearest $1000.00.