Factors of Competitive Loan Rates

How does Delta Community decide on their loan interest rates and stay competitive with other financial institutions?

The 3 factors that are used when determining personal and car loan interest rates are:

  • Type of loan
  • Term of loan
  • Credit Score

With so many variables, there is always an institution that will offer a lower rate on any given loan product, but overall, we try to provide competitive rates on our portfolio as a whole, based on such criteria as was mentioned above.

Please visit our Loan Rates page regularly to stay up to date of any rate changes and upcoming loan promotions.