April 2026
Great Rates for Wherever the Road Takes You
Looking to finance your next car? Now through May 31, 2026, Delta Community is offering members low rates on New and Used Car Loans as well as Recreational Vehicle Loans1. Qualified borrowers with excellent credit can enjoy rates as low as 3.69% APR2—helping you get behind the wheel with a payment that fits your budget.
Applying is quick and easy! Simply log in to Online Banking or our Mobile App and select Apply for a Loan. You can also speak with a Loan Consultant by calling 844-544-9478. Don't miss this opportunity to save—apply today!
Last Chance to Unlock Savings: Earn Up to $100 in Matching Deposits for Kids and Teens
There’s still time to help your young saver level up! Delta Community is excited to continue our Youth and Teen Savings Match promotion.3 When kids and teens 19 and under open a new Savings Account between March 1 and April 30, 2026, they can receive a match on their deposits up to $100. It’s a simple, meaningful way to build smart savings habits and give them a strong start toward their goals. How to Play:
- Open a new Savings Account between March 1 and April 30, 2026.
- Make deposits within the first two weeks.
- Delta Community will match those deposits up to $100. The bonus will be deposited within 60 days.
Have a child, grandchild, sibling, niece, nephew or cousin? They may be eligible for a Delta Community Savings Account and this limited-time savings boost. Every savings journey starts at level one. Get started today and help your young saver stack coins that can unlock big rewards tomorrow. Visit DeltaCommunityCU.com/100Match to learn more.
In addition, April is National Credit Union Youth Month, and we’re celebrating our Sandy SaversTM and Cool Cash Kids (ages 12 and under) all month long! Stop by your local Delta Community branch to pick up a mystery prize egg while supplies last, limit one per child. Visit our website for savings tips and fun activities designed to help kids level up their money skills at DeltaCommunityCU.com/Youth.
Last Month to Apply for Our HBCU Scholarship
Our first HBCU Scholarship entry period of 2026 is still underway, offering $25,000 in scholarships to support students attending historically Black colleges and universities. This round, Delta Community will award three $5,000 scholarships based on compelling personal submissions that highlight students’ goals, leadership and commitment to their communities.
Students must currently attend an HBCU or be a graduating high school senior with an official HBCU acceptance letter to qualify. Eligible students may nominate themselves, and parents, teachers, mentors or friends may also submit a nomination on their behalf. These scholarships help ease the cost of higher education while celebrating the next generation of leaders.
Submit your entry by April 30 at DeltaCommunityCU.com/HBCU.
The Right Loan for Any Style Home
No matter what style of home fits your family, start your journey with a Delta Community Home Loan. Whether you envision a modern open concept or a charming, traditional design, our Home Loan Specialists go above and beyond to help you get the home you want. Apply today through May 31, 2026 and receive $1,000 off Closing Costs on Fixed, Adjustable-Rate, Jumbo Loans and Refinances.4
For more information, or to apply, visit DeltaCommunityCU.com/ComeHome, call 866-963-7811 Option 1, email Home.Loans@DeltaCommunityCU.com or schedule an appointment with a Home Loan Specialist today.
Growing with Cherokee County: A New Home for Our Canton Branch
We are pleased to announce plans to relocate and expand our Canton Branch to better serve members in Cherokee County. The branch, currently located inside the Kroger on Hickory Flat Highway, will move in early 2027 to a larger retail space in the new Hickory Flat Marketplace at 6475 Hickory Flat Highway.
The new 4,200-square-foot branch will provide significantly more space, convenient parking, a dedicated team of employees and two ATMs with Live Teller functionality for added convenience.
“We opened our Canton branch in 2008 as part of our commitment to serve and support Cherokee County residents,” said Hank Halter, CEO of Delta Community. “This move allows us to enhance the member experience while continuing to grow alongside the community.”
The current branch will remain open until the new location is ready, ensuring a seamless transition for members.
Boost Your Rewards—Activate Your Bonus Categories
Maximize your earnings each quarter with Bonus Reward Points! If you have a Visa® Platinum Rewards Credit Card, you have the opportunity to earn extra points on everyday purchases in select categories.5
Be sure to enroll each quarter to take advantage of 2x or 3x the Reward Points on eligible purchases. Activate bonus categories for April through June to earn 3x Reward Points for eligible purchases at Restaurants and Fast Food, Wholesale Clubs, Discount and Department Stores, 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores, and 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.
Activating your bonus categories is quick and easy! Simply log in to your account, go to Reward Points under the Loans & Credit Cards tab in Online Banking or our Mobile App, and click the link to enroll for the current or upcoming quarter. When you're ready to redeem your points, choose from a variety of rewards, including Cash Back, Gift Cards, Merchandise and Travel—without blackout dates. Start earning more today and activate your bonus categories now!
Philanthropic Fund Grants Awarded in March
The Delta Community Credit Union Philanthropic Fund awards $150,000 annually to registered 501(c)(3) nonprofit organizations that help families strengthen their financial well-being and support the health and success of young people. In March we proudly awarded an additional $35,000 through our 2026 Philanthropic Fund to four nonprofits making a meaningful impact in the communities we serve.
Time2Give, Inc. received $10,000 for The Innovation Lab Atlanta (iLab) program. This initiative provides youth with hands-on experiences in augmented reality, robotics and digital storytelling, helping them build confidence and explore future opportunities in high-demand STEM fields.
Motherless Daughters Foundation, Inc. received $10,000 for its Flight Path to the Future program. Through aviation, aerospace workshops and a culminating trip to the Kennedy Space Center, the program introduces girls and underrepresented students to STEM careers while building skills and confidence.
STEM Gems received $10,000 for its STEM Gems Club program. Through teacher-led clubs, immersive camps and an annual summit, the program exposes girls to a wide range of STEM careers while fostering confidence, curiosity and pathways to high-growth industries.
Center for Black Women’s Wellness received $5,000 for its Women’s Economic Self-Sufficiency program. This multi-session training helps women build entrepreneurship and financial literacy skills, supporting greater economic stability for themselves and their families.
We are proud to support these organizations and the meaningful work they do each day. Together, we’re helping build stronger, healthier communities for all.
Financial Education Center Seminars
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
Get ready for your next vehicle purchase with our April workshop series on Smart Car Buying. Learn how to prepare before you buy, plan for the true costs of ownership and gain insights to help you make informed borrowing decisions.
Check our Events & Seminars page for more information on upcoming seminars.
Monthly Blogs
- How to Organize Your Tax Documents Before Doing Your Taxes: Getting organized before you start your taxes can help reduce stress, save time and make the filing process smoother. This blog shares practical tips for gathering and organizing important tax documents, creating a system that works for you and protecting your sensitive financial information along the way.
Financial Status
As of February 28, 2026
- Assets: $9.2B
- Deposits: $8.0B
- Loans: $6.3B
- Members: 533,430
Holiday Closing
Monday, May 25
Memorial Day, Closed
Contact Us
Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations
EVERYTHING YOUR BANK SHOULD BE™
1. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RVs.
2. Annual Percentage Rate (APR) available April 1 through May 31, 2026 and may change after May 31, 2026.
3. Offer valid only for first-time Savings Accounts. Delta Community will match (a “Bonus Match”) the lesser of (1) total aggregate Savings deposits made within the first 14 days after account opening (the “Funding Period”), (2) the available balance of the Savings Account at the time of bonus fulfillment or (3) $100. The Bonus Match will be deposited into the Savings Account within 60 days of the new Savings Account Funding Period ending. Deposits must remain in account until time of bonus fulfillment to be eligible for match. A $5 minimum deposit is required for Delta Community membership, which will be included in the total aggregate deposits. To receive the Bonus Match, applicant must be eligible and qualify for membership, and the account must be in good standing with deposit balances above zero, any applicable loan payments current and all accounts in compliance with any other terms, conditions and governing requirements until bonus fulfillment. An adult joint account owner is required for applicants under 18 years old. Offer can only be redeemed once per member and cannot be combined with other offers. Bonuses earned through this promotion are subject to IRS reporting. The Annual Percentage Yield for Savings is 0.25% as of March 1, 2026. Rates are subject to change. Fees may reduce earnings on account.
4. Receive $1,000 off Closing Costs when you close a First Mortgage Loan. Offer valid for applications submitted April 1 through May 31, 2026. The offer will be reflected as a lender-paid credit on the closing documents. Offer not valid on Home Equity Loans, Home Equity Lines of Credit or Lot/Land Loans.
5. Purchases subject to credit approval. Maximum of 3000 bonus reward points can be earned per quarter. Purchases must post to credit card account by promotion end date to qualify for bonus points. Balance Transfers, traveler’s checks, money transfer services, payments, returned items, interest or service charges, fees, ATM withdrawals, and cash advances do not qualify as purchases for this Program. See Bonus Rewards Points Program for details.
