Delta Community Insights

June 2025

Refer Your Friends for a Double Bonus

three women hugging

Refer your friends, family and eligible coworkers to Delta Community and earn a limited-time double bonus of $100 for each qualified referral from May 1 to June 30, 2025. Plus, your friends will receive a $50 bonus when they join. Plus, your friends will receive a $50 bonus when they join. Here’s how to cash in on your bonus, just in time for summer: Get your personal referral link at DeltaCommunityCU.com/Refer, share it via text, email or social media, and earn $100 for each friend who joins, opens a new Checking Account and meets a few simple requirements.

NEW! Snap a selfie with your bestie and enter the #DeltaCommunityBesties Contest1 on Instagram or Facebook for a chance to win two Atlanta CityPASS® tickets to enjoy top local attractions like Georgia Aquarium, World of Coca-Cola, Zoo Atlanta and more!

Visit DeltaCommunityCU.com/Refer for offer details and to start referring and earning extra cash this spring!

Locust Grove Branch Now Open

Delta Community Locust Grove Branch ribbon cutting

We’re excited to announce that our newest full-service Delta Community branch is now open in Locust Grove! Conveniently located at 3300 Highway 42 South—right at the corner of Market Place Boulevard and Highway 42—this modern, member-focused branch is ready to serve you with the trusted financial products and personalized service you expect from Delta Community.

To celebrate this exciting milestone, we hosted a special Grand Opening event featuring a ribbon-cutting ceremony with Delta Community CEO Hank Halter and Locust Grove Mayor Carlos Greer. We were honored to be joined by community members, local civic leaders and Delta Community team members for this festive occasion. Guests enjoyed refreshments, a warm welcome from our staff and the opportunity to explore the new space designed with our members in mind.

In addition to our full range of financial services, this new location offers added convenience with two drive-thru lanes and two ATMs featuring Live Teller functionality—giving you extended access to personalized service even outside of regular business hours. We’re excited to grow our footprint in this community and continue delivering the friendly, personalized service and exclusive benefits that our members know and love.

Let's Celebrate 85 Years—With $850 Toward Closing Costs

family walking into new home

We’re proud to celebrate 85 years of serving our members and the metro Atlanta community—and we want you to be part of the celebration! As a special thank you, we’re offering $850 off closing costs when you close on a Delta Community First Mortgage Home Loan now through December 31, 2025.2

Whether you’re buying your first home, upgrading to a new one or refinancing your current mortgage, our experienced team of Home Loan Specialists is here to make the process easy and affordable. We’ll walk you through every step—from application to closing—so you can move forward with confidence.

To learn more or get started, visit DeltaCommunityCU.com/ComeHome, call 866-963-7811 Option 1, email Home.Loans@DeltaCommunityCU.com or schedule an appointment with a Home Loan Specialist today.3

Get More from Every Purchase with a Delta Community Visa® Credit Card

woman on vacation using credit card

Whether you're planning your next getaway, stocking up on everyday essentials or simply looking for a smarter way to manage expenses, Delta Community has the right credit card for you. Our Visa® Platinum Rewards and Visa Signature® Credit Cards offer valuable benefits, low rates and rewarding features designed with your financial well-being in mind.

Both cards offer:

  • No annual fee
  • Low, variable interest rates
  • 1.5% Cash Rebate for Balance Transfers made within the first 90 days of account opening4
  • Contactless technology so you can quickly and securely tap to pay

Earn while you spend with our Visa Platinum Rewards Card. You’ll enjoy:

  • 1x Reward Points for every $1 spent on eligible purchases
  • 10,000 bonus Reward Points when you spend $2,500 in the first 90 days-equal to $1005
  • 2x and 3x Reward Points on select categories with our free quarterly Bonus Reward Points Program
  • Credit limits from $500 to $50,000

Looking for more perks? The Visa Signature Card delivers special benefits, including:

  • 1.5x Reward Points for every $1 spent on eligible purchases—equivalent to 1.5% Cash Back
  • 15,000 bonus Reward Points when you spend $3,500 in the first 90 days-equal to $1505
  • Credit limits from $5,000-$50,000
  • Access to discounts on golf fees, rental cars, VIP upgrades at premier hotels worldwide, exclusive offers at premium retailers, special events and experiences and more6
  • No matter which card you choose, you'll enjoy fraud protection, 24/7 customer support, and the trust and personal service you've come to expect from Delta Community. Ready to start earning rewards and saving more? Learn more and apply today at DeltaCommunityCU.com/CreditCards.

Philanthropic Fund Grants Awarded in May

Delta Community Philanthropic Fund grant recipients

As part of our commitment to strengthening the communities we serve, Delta Community recently awarded $25,000 in grants from our 2025 Philanthropic Fund to four incredible nonprofit organizations:

Usher’s New Look, pictured, received a $10,000 grant to support its financial literacy curriculum, which empowers metro Atlanta youth with essential money management skills. Through programs like the New Look Leadership Academy and Follow the Money Tour, students and families gain practical knowledge in budgeting, credit and entrepreneurship to build lasting financial stability.

The Atlanta Children's Shelter received a $5,000 grant to support its early childhood education and family services for families experiencing homelessness. The funding helps provide free, high-quality childcare and wraparound services, empowering parents to achieve long-term stability and self-sufficiency.

Students Without Mothers received a $5,000 grant to support life coaching and grief counseling for high school students who have lost their mothers. The program equips students with emotional support and essential life skills to help them transition successfully into college and adulthood.

The Study Hall received a $5,000 grant to expand its free afterschool and summer programs for underserved elementary students in Northwest Atlanta. Through academic and enrichment activities, the program addresses critical learning gaps and supports long-term student success in high-need communities.

Throughout 2025, the Delta Community Philanthropic Fund will invest a total of $150,000 in 20 metro Atlanta nonprofit organizations that support the physical and financial well-being of individuals in the communities we proudly serve.

Positively Impact a Child’s Life with Zelle® and Bill Pay

young child in hospital holding teddy bear

Want to make a meaningful impact on a child’s life? Delta Community is proud to partner with Children’s Healthcare of Atlanta (CHOA) to support one of Atlanta’s leading pediatric hospitals—and you can help with just a few clicks. Now through June 30, for every qualifying Zelle®7 or Bill Pay transaction you complete, we’ll donate $1 to CHOA, where expert care is provided to children and teens under 21.

It’s easy to participate! Qualifying transactions include:

  • Adding and paying a new biller
  • Activating a new eBill
  • Setting up an automatic payment
  • Sending $5 or more to a new recipient with Zelle®

Enjoy the convenience of Zelle® and Bill Pay—while supporting life-changing care for children in our community.

Cool Cash Camps

Delta Community Cool Cash Camps

Looking for a fun and educational way to teach your kids about money? This month, our Financial Education Center is hosting two interactive youth camps—offered both in person and virtually—to help children build strong financial foundations.

  • Elementary School Camp (Grades 2–5): Kids will learn money basics like earning, saving, budgeting and giving—through fun, hands-on activities.
  • Middle School Camp (Grades 6–8): Students will dive deeper with real-life simulations covering budgeting, credit, saving, insurance and even an intro to investing.

Join Delta Community for a great opportunity to give your child a head start on building healthy financial habits for life. Visit our Events page and register today.

CO-OP Introduces IDCheck for Safer Shared Branch Transactions

Delta Community Cool Cash Camp attendees

As part of our commitment to convenience, Delta Community participates in the shared branching network—a nationwide partnership that allows credit union members to access their accounts and perform transactions at thousands of participating branches across the country. This collaboration not only supports the broader credit union movement, but also gives our members added flexibility when managing their finances.

To enhance security across this network, CO-OP Shared Branching has introduced a new identity verification tool called IDCheck. This added step reflects standard multifactor authentication practices used to protect consumers and prevent fraud. With IDCheck, members can verify their identity through a quick digital process—either before arriving or while at the branch.

All you need is a smart device, your member number and a valid photo ID (excluding military IDs). IDCheck is now required at all participating CO-OP Shared Branch locations and is designed to make your transactions safer and more efficient.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our June workshop series is all about building Financially Fit Families. We're offering two engaging Cool Cash Camps—interactive sessions designed just for kids and teens to help them learn how to manage money in fun, age-appropriate ways. Camps are available both in-person and virtually.

For adults, we’ll host practical workshops that cover essential money moves for new parents and share proven strategies to help you teach your kids financial skills at home.

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • 11 Actions that Could Help Prevent Being Hacked at Home: Cybercriminals are always looking for ways to access your personal information, but you can take steps to protect yourself. This blog post shares 11 simple, effective actions—like securing your Wi-Fi network and updating your devices—that can help safeguard your home from online threats.

Financial Status

As of April 30, 2025

  • Assets: $8.8B
  • Deposits: $7.9B
  • Loans: $5.8B
  • Members: 517,771

Holiday Closing

Thursday, June 19

Juneteenth, Closed

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations

EVERYTHING YOUR BANK SHOULD BE™

1. Post a photo or video with your best friend on Facebook or Instagram and (1) tag with @DeltaCommunity and (2) apply our #DeltaCommunityBesties hashtag between May 1 and June 30, 2025 (“Sweepstakes Period”) and you'll be automatically entered for a chance to win two (2) Atlanta City Pass tickets and a Delta Community Promo Box as part of our #DeltaCommunityBesties Sweepstakes! For complete sweepstakes rules and details visit DeltaCommunityCU.com/Besties.

NO PURCHASE NECESSARY TO ENTER OR WIN// PURCHASE OR SIGNING UP FOR ANY SERVICES WILL NOT INCREASE CHANCES OF WINNING. Membership is not required to participate in the prize drawing. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period.  Sweepstakes open to US residents 18 years of age who are eligible for membership in Delta Community Credit Union. Mail-in entries must be submitted on a 3x5 card to qualify for entry.2. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RVs.

2. Receive $850 off closing costs when you close a First Mortgage Home Loan. Offer valid for applications submitted through December 31, 2025. The offer will be reflected as a lender-paid credit on the closing documents. Offer is not valid on Home Equity Loans, Home Equity Lines of Credit or Lot/Land Loans.

3. We will leithin our lending footprint. Qualification restrictions apply.4. We will lend within our lending footprint. Qualification restrictions apply.

4. Completion of a Balance Transfer is required to obtain a Cash Rebate. Balance transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. The minimum balance transfer amount is $500. This offer is valid for balance transfers on new credit card accounts within 90 days following account opening, or in the instance Delta Community extends marketing offers or promotions from time to time specific to the primary cardholder. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles. See the Visa Credit Card Balance Transfer tool within Online Banking for additional Terms & Conditions.

5. Reward Points (10,000 for Visa Platinum Rewards Credit Card or 15,000 for Visa Signature Credit Card) will be awarded if you spend a net total of $2,500 on Visa Platinum Rewards Credit Card or $3,500 on Visa Signature Credit Card in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers, money transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.

6. Terms and conditions apply. Visit the Visa Signature page to learn more.

7. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®.