Delta Community Celebrates 10 Years of Financial Education

Dear Members,

This year marks a special milestone for Delta Community Credit Union as we celebrate the 10-year anniversary of our Financial Education Center. For a decade, we have had the privilege of walking alongside our members and neighbors as they work toward stronger, more confident financial futures.

When we launched the Financial Education Center in 2016, our goal was simple yet powerful: to make trusted financial education free, accessible and relevant at every stage of life. We believe knowledge is one of the most meaningful investments we can make in our members. Over the past 10 years, that belief has led to thousands of conversations about budgeting, saving, investing, buying a home, planning for The Financial Education Center reflects Delta Community’s deep commitment to serving not only our members, but also the communities where we live and work. It is part of our broader commitment to community investment, which includes partnerships with local schools, funding college scholarships and supporting nonprofit organizations across metro Atlanta and near our out-of-state branches. Financial empowerment remains at the heart of who we are.

Over the past decade, together we have achieved meaningful milestones:

• 63,000 attendees of all ages   
• 2,050 workshops conducted – an average of more than 200 per year 
• 116 unique workshop topics 
• An overall 89% attendee satisfaction rating
• More than 20 national and state awards for adult and youth financial literacy 
• 19,000 views of the Executive Insights video series hosted by senior leaders 
• 164,000 views of Insightful Tips

Behind every number is a story—a first-time homebuyer gaining clarity, a family creating their first budget, a student learning how to manage credit or a retiree planning with greater confidence. These moments are what truly define the impact of Delta Community’s Financial Education Center.

As we look to the future, we remain committed to expanding our workshops, introducing timely new topics and leveraging innovative technology to serve even more members in meaningful ways.

Thank you for trusting us to be part of your financial journey over the past decade. If you have not attended a session recently, we invite you to join us and experience this valuable member benefit.

We look forward to continuing this journey of learning, growth and financial confidence—together.

With gratitude,

JAI ROGERS-THOMAS

Vice President, Business & Community Development

Savings Power-Up: Unlock Up to $100 in Matchong Deposits for Kids and Teens

Ready to help your young saver level up? Delta Community is excited to bring back our Youth and Teen Savings Match promotion.¹ When kids and teens 19 and under open a new Savings Account between March 1 and April 30, 2026, they can score a match on their deposits up to $100!

It’s the perfect way to start building strong savings habits with a powerful boost from the start. How to Play:

• Open a new Savings Account between March 1 and April 30, 2026.
• Make deposits within the first two weeks.
• Delta Community will match those deposits up to $100. The bonus will be deposited within 60 days.

Have a child, grandchild, sibling, niece, nephew or cousin? They may be eligible for a Delta Community Savings Account and this limited-time savings power-up. Every great adventure begins at level one and so does saving. Help your young saver collect coins today that can pay off tomorrow.

Don’t miss your chance to score a match! Visit DeltaCommunityCU.com/100Match to learn more.

HBCU Scholarship Now Open

Our first HBCU Scholarship entry period of 2026 is now underway, offering $25,000 in scholarships to support students attending historically Black colleges and universities. This round, Delta Community will award three $5,000 scholarships based on compelling personal submissions that highlight students’ goals, leadership and commitment to their communities.

Students must currently attend an HBCU or be a graduating high school senior with an official HBCU acceptance letter to qualify. Eligible students may nominate themselves, and parents, teachers, mentors and friends may also submit a nomination on their behalf. These scholarships help ease the cost of higher education while celebrating the next generation of leaders.

Submit your entry by April 30 at DeltaCommunityCU.com/HBCU.

Do More with a Delta Community Personal Loan

Whatever you’re planning, a Delta Community Personal Loan can help you move forward with confidence. Whether you’re looking to consolidate higher-interest debt,² refresh your home, replace appliances or handle unexpected expenses, a Personal Loan offers flexible support when you need it most.

And the benefits go beyond extra cash. Enjoy a streamlined approval process and fast access to funds—all backed by a lender you know and trust. You can easily apply through Online Banking, our Mobile App or call our expert Loan Consultants at 844-544-9478 to get started.

Boost Your Retirement Savings: Max Out Your IRA Before the Deadline

Maximizing your Individual Retirement Account (IRA) contributions is a smart move for securing your financial future. With tax season in full swing, now is the perfect time to ensure you're taking full advantage of your IRA’s benefits.

Contributing the maximum amount to your IRA offers valuable tax advantages. Whether making prior-year or current-year contributions, you may be able to deduct³ eligible amounts from your taxable income, allowing your savings to grow tax-deferred until retirement. Additionally, maximizing your contributions helps you harness the power of compounding growth, increasing the long-term potential of your savings.

For the 2025 tax year, individuals may contribute up to $7,000 if they are under age 50 and up to $8,000 if they are age 50 or older. Contributions may be made until April 15, 2026. The IRS limits for 2026 allow contributions of up to $7,500 for individuals under age 50 and $8,600 for those 50 and older.

If you’re a Delta Community IRA owner, you can conveniently make both prior-year and current-year contributions using Online Banking, visiting any branch or by calling our IRA Specialists at 404-677-7600, Option 1. Don’t miss out on this opportunity—act now to take full advantage of your IRA benefits before the deadline! 

Earn More with a Certificate of Deposit

Looking for a steady, low-risk way to grow your savings? A Certificate of Deposit (CD) from Delta Community could be a smart option. CDs offer a fixed interest rate for a set term—ranging from a few months to several years—helping your money earn predictable returns over time.

With a minimum opening deposit of $1,000 and a variety of term options available, CDs are ideal for funds you don’t need immediate access to but want to grow with confidence. You can even consider strategies like CD laddering to balance higher returns with periodic access to your savings. Explore current rates and find the CD term that fits your financial goals by visiting our Certificates of Deposit page.

Philanthropic Fund Grants Awarded in February

The Delta Community Credit Union Philanthropic Fund awards $150,000 annually to registered 501(c)(3) nonprofit organizations that help families strengthen their financial well-being and support the health and success of young people. In February, we proudly awarded an additional $32,500 through our 2026 Philanthropic Fund to four nonprofits making a meaningful impact in the communities we serve.

Georgia Justice Project received $10,000 for its Strengthening Access to Employment & Economic Stability program. This grant supports efforts to reduce barriers to reentry by helping individuals with criminal histories access employment, housing and educational opportunities, promoting long-term stability and safer, stronger communities.

L.E.A.D. Center for Youth received $10,000 for its Empowering through Sports-Based Youth Development program. Funding will provide in-school training, sports leagues, mentoring and summer programming at no cost to families, helping youth build leadership skills, confidence and pathways to college, careers or service.

C5 Georgia Youth Foundation received $7,500 for its Georgia Youth Success program. This five-year initiative provides academic support, leadership development and experiential learning for teens from under-resourced communities, creating a proven pathway to high school graduation, college acceptance and long-term economic mobility.

Bankhead Boys Association received $5,000 for its Youth Mentorship, Life Skills Training, and Tutoring program. The grant strengthens mentorship, academic support and life skills development for at-risk boys in areas of concentrated poverty, helping them build healthier, more successful futures.

We are proud to support these organizations and the meaningful work they do each day. Together, we’re helping build stronger, healthier communities for all.

Show Your Support—Vote for Delta Community in the “Best Of” Awards

Delta Community Credit Union has been nominated in a local “Best Of” awards program, and we’d love your vote! These annual, community-based awards are hosted by local publications and give voters the opportunity to recognize their favorite businesses and organizations, including Best Credit Union.

Voting for Best of Perimeter runs through March 15, 2026, and you can cast your vote here.

The “Best Of” awards are driven entirely by public participation, meaning every vote truly counts. Your support helps keep Delta Community visible in the communities we serve and reinforces the strong connections we’ve built with our members. Thank you for taking a moment to vote and for continuing to support Delta Community Credit Union—we’re proud to serve you.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Join us this March for Building Better Credit, where we’ll simplify credit reports, share practical ways to improve your score and help you use credit cards wisely.
Plus, Delta Community Retirement & Investment Services will present a special session on Financial Planning for Women. 

• March 3: 21 Ways to Trim Your Budget | Live Webinar by Balance
• March 11: Credit Reports and Scores: What You Need to Know | Live Webinar
• March 12: 21 Ways to Trim Your Budget | Live Webinar by Balance
• March 17: Financial Planning for Women | Live Webinar
• March 18: Proven Ways to Strengthen Your Credit | Live Webinar
• March 25: Using Credit Cards with Confidence | Live Webinar 

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• 14 Warning Signs of Fake Job Scams: Job scams are becoming more sophisticated, but knowing the warning signs can help you stay protected. Our latest blog highlights 14 red flags to watch for—from unrealistic pay offers to suspicious communication patterns—so you can spot fake opportunities before it’s too late. Learn how to protect yourself and your personal information in the full post.
• Getting Your First Credit Card: Thinking about getting your first credit card? Our latest blog breaks down what you need to know before you apply, including how credit cards work, tips for choosing the right card and smart habits for building a strong credit history. It’s a great starting point for young adults and anyone new to credit—check out the full post to get confident with your first card.