November 2025
Refer Your Friends for a Double Bonus
Earn a limited-time double bonus of $100 for every qualified referral when you refer your friends, family or eligible coworkers to Delta Community between November 1 and December 31.1
Celebrate with those most important in your life and give them the gift of credit union membership—plus, they can get a bonus of $100 when they join with this offer.2 Here's how to cash in:
- Get your personal referral link at DeltaCommunityCU.com/Refer
- Send your unique referral link to eligible friends via text, email or social media
- Get $100 for each friend who opens a Checking Account and meets a few simple requirements
That's not all! Make as many referrals as you can before December 31, 2025, and secure a spot as a top referrer! The top 10 referrers will receive a special gift card on top of their double referral bonus.3 Visit DeltaCommunityCU.com/TopReferrer for complete contest rules.
Take advantage of this opportunity to share Delta Community with your friends and earn extra holiday cash today!
Your Favorite Holiday Helper is Back
You can count on us to offer helpful solutions during this holiday season. The Delta Community Holiday Loan is a responsible financial option to provide you with extra cash, whatever your plans are this season. Now through December 31, apply for a 12-month Holiday Loan for as low as 8.25% APR6 for well-qualified borrowers with excellent credit. The application is easy and the funds can go directly to your Checking Account. A Holiday Loan is great for travel expenses, gift giving, hosting family or whatever you need!
To apply, log in to Online Banking or our Mobile App and select Apply for a Loan under the Loans tab, or choose More in our Mobile App. You can also call our Loan Consultants at 844-544-9478.
Delta Community Season of Giving
Something wonderful will happen when you use Delta Community’s Zelle® or Bill Pay services this holiday season!
Each time you send a payment with Zelle.®5 or make a qualified Bill Pay transaction through December 31, $1 will be donated to the non-profit support organization Good 360.
Qualified transactions include:
- Adding and paying a new biller
- Activating a new eBill
- Setting up an automatic payment
- Sending $5 or more to a new contact using Zelle®
Don’t miss your chance to give back to a good cause. Use Bill Pay and Zelle® today!
The Delta Community Traditions Challenge
The best traditions are the ones we share! Now through December 31, our youth members can show off what makes their family traditions special by submitting a photo, video, drawing, story or any creative project. This season is all about family and fun. Whether it’s baking something sweet, decorating together, enjoying outdoor adventures or creating cozy memories at home, tell us what makes this time of year special for you. We’ll award ten $100 prizes—including a Grand Prize winner who’ll also receive a special Delta Community swag bag. Parents, submit your child’s entry form and creation by emailing DEPTMarketing@DeltaCommunityCU.com. Learn more at DeltaCommunityCU.com/Traditions.
Get Settled and Save with Delta Community Home Loans
Whether you're planning home improvements, buying your first home or refinancing, Delta Community offers smart, affordable financing options—along with limited-time savings to help you get started.
If you're looking to buy your first home, upgrade or refinance, apply for a Fixed or Adjustable-Rate Home Loan by November 30, 2025, and receive $1,000 off closing costs.4 Our experienced Home Loan Specialists are here to guide you through the process, from application to closing.
For more information or to apply, visit DeltaCommunityCU.com/ComeHome, call 866-963-7811 (select Option 1) or email Home.Loans@DeltaCommunityCU.com to connect with a Home Loan Specialist.
Let Delta Community help you make the most of your home while saving more this season.
Let Us Help During Benefit Enrollment Season
Take advantage of your member discounts this benefit enrollment season! With so many insurance options out there, it can be a challenge to find the best coverage at the right price. Members Insurance Advisors,7 a wholly owned subsidiary of Delta Community, is your resource for exclusive benefits and pricing on a variety of top-rated products such as Life, Supplemental Health, Affordable Care, Medicare, Vision, Dental and more. Visit DeltaCommunityCU.com/MyInsurance to learn more.
Conyers Branch Now Open
Our newest full-service branch is officially open in Conyers! Located at 1446 Old Salem Road Southeast, next to Floor & Décor, this branch marks our 31st location in metro Atlanta—and our very first in Rockdale County.
To make banking even easier, our Conyers Branch features two 24-hour ATMs with Live Teller access during extended hours—so you can bank when it’s most convenient for you.
To celebrate this exciting milestone, we hosted a ribbon-cutting ceremony last month, joined by local officials and community leaders who helped us welcome this new branch into the community.
We’re proud to expand our footprint and look forward to serving Rockdale County with the friendly, trusted service Delta Community is known for. If you’re in the area, stop by and see us—we’re ready to serve you!
Financial Education Center Seminars
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
This month, we're focusing on helping you take control of your day-to-day finances with workshops focused on Mastering Your Spending. We’ll explore how to make intentional money choices, manage holiday expenses, cut costs in meaningful ways, recognize the habits and influences that impact your spending and use credit cards confidently.
Check our Events & Seminars page for more information on upcoming seminars.
Monthly Blogs
- 9 Tips That Could Help Save Money on Car Insurance: This blog shares nine smart tips to help lower your car insurance costs, from comparing quotes and bundling policies to adjusting your deductible or enrolling in usage-based programs. Read more to learn how to make informed choices and potentially reduce your premiums.
- 10 Things Scammers Say To Steal Your Money: This blog reveals ten deceptive lines scammers often use—such as threats from “the IRS,” phishing links or fake “security alerts”—to trick you into giving personal or financial information. Understanding their tactics is your first line of defense against fraud.
Financial Status
As of September 30, 2025
- Assets: $8.8B
- Deposits: $7.8B
- Loans: $6.1B
- Members: 524,276
Holiday Closing
Tuesday, November 11
Veterans Day, Closed
Thursday, November 27
Thanksgiving Day, Closed
Contact Us
Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations
EVERYTHING YOUR BANK SHOULD BE™
1. Referrer must be a current Delta Community Credit Union member (Primary Account holder) in good standing through the time of bonus fulfillment. Bonuses earned through this promotion are subject to IRS reporting. Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers or orders. The person you refer must be at least 13 years old to participate in the program. Bonus payments are made within 60 calendar days of program requirements being met. You can earn up to $500 per calendar year for successful referrals under this program.
2. Applicant must be at least 13 years old, eligible and qualify for membership, and be referred by a current Delta Community Credit Union member (Primary Account holder) in good standing. To obtain the $100 bonus applicant must (1) become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum of $5; (2) open any consumer Checking Account within 90 calendar days of opening membership; and (3) deposit $50 to Checking Account and make a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 60 calendar days of Checking Account opening. ATM transactions will not be considered for bonus. Refer-A-Friend Promotion Code obtained through Delta Community Refer-A-Friend website must be applied online or in a branch at account opening. Offer not valid if not redeemed by one of these two methods. To receive bonus, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements. Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers. Bonuses earned through this promotion are subject to IRS reporting. Offer may only be redeemed once per member. The Annual Percentage Yield for Savings is 0.25% and for Interest Checking is 010% as of October 1, 2025. Rates are subject to change. Fees may reduce earning. The bonus will be deposited to the Checking Account within 60 calendar days after deposit and transaction requirements are met. By participating in the promotion, you accept the Platform Terms and Conditions and the Refer-A-Friend Terms and Conditions available through DeltaCommunityCU.com/Refer.
3. Must be a Delta Community member, age 18 or older, to enter. Contest runs November 1 – December 31, 2025. Referrals must result in a new membership opened during the Contest Period. Ten (10) winners with the highest number of eligible referrals will each receive a $25 Amazon gift card. Void where prohibited. Additional terms and full Official Rules available at DeltaCommunityCU.com/TopReferrer.
4. APR is based on creditworthiness and term of loan. The monthly payment for a $2,000 loan at 8.25% annual percentage rate with a term of 12 months would result in 12 monthly payments of $174.23.
5. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Maximum donation is $25,000 total for all campaign participants throughout 2025. Rules are subject to change without notice. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®.
6. Receive $1,000 off closing costs when you close a First Mortgage Home Loan. Offer valid for applications submitted October 1, 2025 through November 30, 2025. The offer will be reflected as a lender-paid credit on the closing documents. Offer is not valid on Home Equity Loans, Home Equity Lines of Credit or Lot/Land Loans.
7. Members Insurance Advisors is a wholly-owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.
