Delta Community Insights

September 2026

Hit the Road with a Great Rate

family sitting on trunk of car

Whether you’re shopping for a new car, upgrading your current ride or getting ready for your next adventure in a recreational vehicle, Delta Community can help you get there.

Now through October 31, 2026, members can take advantage of special low rates on New and Used Car Loans and Recreational Vehicle Loans¹. Qualified borrowers with excellent credit can enjoy rates as low as 3.99% APR,² making it easier to finance your next ride while keeping more money in your budget.

Ready to get started? Applying is quick and convenient. Simply log in to Online Banking or our Mobile App and select Apply for a Loan. You can also speak with a Loan Consultant by calling 844-544-9478.

Don’t let this limited-time offer pass you by. Apply today and start planning where the road will take you next!

Discover Your IRA Savings Options at Delta Community

older copuple embracing and smiling

If you have an Individual Retirement Account (IRA) at another financial institution, consider bringing those savings to Delta Community. Consolidating your IRA savings can make it easier to keep track of your retirement funds and manage more of your finances in one convenient place.

Our IRA options have no setup, maintenance or service fees, and IRA deposits are federally insured by the National Credit Union Administration up to $250,000.

More than 15,000 members already turn to Delta Community for their IRA needs. Our Certified IRA Professionals can explain your options, answer your questions and help make the transfer process as smooth and efficient as possible.

With distribution and tax season approaching, now may be a good time to review IRAs you hold elsewhere and consider bringing more of your retirement savings together at Delta Community. And if you don’t have an IRA, our team can help you explore your options for getting started.

Ready to explore your IRA options? View IRA rates and terms, visit a branch or call 404-677-4600 for more information. Our Certified IRA Professionals are available Monday through Friday, 8:00 a.m.–5:00 p.m. EST.

Pay No Closing Fees with a Delta Community Home Loan

couple looking at blueprints in new home

Whether you're planning home improvements, tackling high-interest debt or funding a major purchase, now is the perfect time to put your home’s equity to work. With a Home Equity Loan or Home Equity Line of Credit you’ll enjoy flexible financing—and for a limited time, pay no closing fees when you apply by September 30, 2026 (excluding attorney fees)3.

Our experienced Home Equity Specialists are here to help you find the right solution for your goals so you can move forward with confidence and keep more money in your pocket. Use your equity for renovations and repairs, debt consolidation4, travel, special occasions or whatever you need.

Ready to get started? Visit DeltaCommunityCU.com/HomeEquity, call 866-963-7811 (select option 1), or email us at Home.Loans@DeltaCommunityCU.com to connect with a Home Equity Specialist today.

Make Every Purchase More Rewarding

couple riding on moped and smiling

Looking for a credit card that rewards your everyday spending while offering benefits that go beyond the basics? The Delta Community Visa Signature® Credit Card can help you get more from the purchases you already make.

With Visa Signature, you’ll earn 1.5x Reward Points for every $1 spent on eligible purchases, equivalent to 1.5% Cash Back. Plus, new cardholders can earn 15,000 Bonus Reward Points after spending $3,500 on qualifying purchases within the first 90 days of account opening.5 And with no annual fee6, you can enjoy valuable rewards without another yearly expense.

The benefits don’t stop there. Cardholders can also take advantage of Visa Signature perks, including complimentary 24/7 Concierge Service, travel discounts, exclusive experiences and more. Plus, contactless technology makes everyday purchases quick and convenient.

Thinking about transferring a balance from another financial institution? New Visa Signature cardholders can also receive a 1.5% Cash Rebate on qualifying balance transfers made within the first 90 days of account opening, with no balance transfer fee.5

Ready to make your everyday spending more rewarding? Learn more about the Delta Community Visa Signature® Credit Card and apply today.

Pay and Get Paid $1,000 Sweepstakes

woman looking at mobile phone and smiling

Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle® or with Delta Community’s Bill Pay between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Fall 2026 Pay and Get Paid $1,000 Sweepstakes7, where five recipients will win $1,000 each! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment. Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!

Delta Community Named Top Place to Work in Atlanta

Atlanta Business Chronicle Best Place to work

We’re proud to share that Delta Community Credit Union has once again been named one of the Best Places to Work in Atlanta by the Atlanta Business Chronicle. This marks our 12th consecutive year receiving this recognition, which celebrates organizations that create exceptional workplace cultures and foster strong employee engagement.

Being recognized year after year is a testament to the passion, dedication and teamwork of our employees, who make Delta Community a great place to work while bringing our mission to life each day.

Want to be part of an award-winning workplace? We’re hiring! Explore opportunities in our Member Care Center in Vinings, at branches throughout metro Atlanta and more, with a variety of roles available across Delta Community. Applying is easy and can be done in just minutes from your phone or tablet.

Visit DeltaCommunityCU.com/Careers to explore current opportunities and take the next step in your career.

Make Smart Money Moves with Delta Community

Delta Community Julie Bates on WXIA Money Moves

Looking for practical tips to help you make more confident financial decisions? Delta Community has teamed up with 11Alive (WXIA-TV) for Money Moves, a partnership focused on sharing timely, helpful financial information with families across metro Atlanta.

Throughout the year, Delta Community leaders and financial experts share their knowledge on a variety of topics, from saving and budgeting to managing money as a couple, planning for retirement and more.

Visit 11Alive’s Money Moves page to watch the latest videos and explore more tips to help you make smart money moves.

Join the Delta Community Conversation

Delta Community 2,000 Google reviews

There are more ways than ever to stay connected with Delta Community! Follow us on social media for helpful financial tips, community highlights, important updates, behind-the-scenes moments and more.

Join the conversation by following us on Facebook, Instagram, LinkedIn, YouTube and X to keep up with the latest from Delta Community and see how we’re supporting our members and communities.

Have an experience you’d like to share? We’d love to hear from you! Whether a Delta Community team member made your day, you had a great experience at one of our branches or you simply want to share your feedback, consider leaving us a Google review. Your reviews help us hear directly from our members as we continue delivering the service and experiences you expect from Delta Community.

Follow along, share your experience and stay connected with Delta Community!

Financial Education Center Seminars

Delta Community 10 Year Financia Education Center

At Delta Community, we believe that knowledge is the key to reaching your financial goals and building strong financial habits. That’s why we offer a series of monthly workshops focused on different aspects of personal finance. This year, we’re proud to celebrate the 10th anniversary of our Financial Education Center—continuing a decade-long commitment to providing the tools and guidance you need to achieve financial success, whether you’re planning for a major milestone or simply looking to better manage your finances.

Build Financial Resilience with our September workshop series. Learn how to assess your financial health, manage financial stress, rebuild after setbacks, strengthen your credit and make informed decisions about balancing financial goals like savings and debt repayment.

Looking for personalized financial advice? Schedule a 30-minute, one-on-one session* with a Balance Financial Coach. Get help creating a budget, managing debt, improving your credit, buying a home, navigating student loans or working toward another financial goal. Schedule an appointment and take the next step with confidence.

*Please note: Retirement and investment advice is not available.

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • Beginning to Understand Insurance and Homeowners Insurance: Insurance can help protect your financial well-being when the unexpected happens—but understanding your coverage and how much you may need isn’t always simple. This informative blog takes a closer look at homeowners insurance, including what it may cover, how to evaluate your coverage needs and why it’s important to review your policy as your circumstances change.
  • How to Spot and Help Avoid a Rental Property Scam: A rental listing that seems too good to be true could put your money and personal information at risk. Learn how common rental scams work, which warning signs to watch for and what steps you can take to verify a property before signing a lease or making a payment. 

Financial Status

As of July 31, 2026

  • Assets: $9.2B
  • Deposits: $8.1B
  • Loans: $6.7B
  • Members: 548,909

Holiday Closing

Monday, September 7

Labor Day, Closed

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations

EVERYTHING YOUR BANK SHOULD BE™

1. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RVs.

2. Annual Percentage Rate (APR) available September 1 – October 31, 2026. Rate is based on creditworthiness, loan terms and other factors.

3. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 – September 30, 2026. Maximum loan amount eligible for this offer is $350,000. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required), and applicable attorney fees. Adequate property and flood insurance required, if applicable. All loans subject to credit approval and acceptable property. HELOCs have a variable Annual Percentage Rate (APR) and are based on an index plus a margin. It is subject to change monthly with the Prime Rate (the index) as published in The Wall Street Journal. As of July 30, 2026, the APR ranges from 6.50% to 8.75% depending on creditworthiness and loan-to-value. The APR will never be lower than 3.00% or higher than 15.00%.

4. For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest.

5. Subject to credit approval. See website for complete details.

6. Click here for rates, fees and other cost information.

7. During September 1, 2026 - October 31, 2026 (“Sweepstakes Period”) (1) use Delta Community’s Online Bill Pay service to (a) add a new payee and complete a payment to the payee of at least $10, (b) activate a new eBill or (c) set up a new AutoPay or Recurring Payment or (2) use Zelle® connected to your Delta Community account to schedule and send $5 or more and you'll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings Account, as part of our Delta Community Fall 2026 Pay and Get Paid $1,000 Sweepstakes! For complete sweepstakes rules and details visit DeltaCommunityCU.com/PayandGetPaidSweepstakesRules.

NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to citizens who are at least 18 years of age and eligible for membership in Delta Community Credit Union. Mail-in entries must be submitted on a 3x5 card to qualify for entry.

Zelle® and the Zelle®related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE®.