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Knowledge Base Article

Joint owner on a Visa Credit Card

Does the Credit Union allow joint owners for Visa Credit Cards?

Yes. The joint owner is not required to be a primary member of a savings account at the credit union, but would need to qualify within the credit criteria set for the Visa Credit Card. A credit report will be pulled on the joint owner and they would also be responsible for repayment of debt on the Visa Credit Card (Authorized Users are not). To request a joint owner be added to a currently issued card, log into Online Banking and complete Apply for a Loan under the Loans tab. You may also contact us by phone at 800-544-3328 or visit a Delta Community branch.