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Knowledge Base Article

Posting time for ACH from another financial institution

If I schedule an electronic transfer (ACH) from another financial institution to my account at Delta Community, when should it post?

ACH is the term for Automated Clearing House, meaning movement of funds through the Federal Reserve Bank. We post ACH deposits and debits on the morning of the settlement date in the file we receive. Usually your account at the other financial institution is debited one business day prior to the date we receive it. We advise you to check with the sending financial institution to see what their guidelines are, as this information is subject to vary.