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Knowledge Base Article

Notification of returned deposit

When I make a deposit and the checks are returned to the credit union due to insufficient funds or any other reason, am I notified? Is a copy retained by the Delta Community?

Return Deposit Items are checks that have been submitted to Delta Community for deposit into your account (or for cash) that are returned as unpaid.

When we receive a returned deposit, the funds are taken back out of your account and if the deposit is more than $100, you will receive an online message within Messages from Delta Community under Additional Services letting you know what has happened.

Delta Community makes copies of all checks returned due to insufficient funds. Legal copies are then mailed back to the depositor after the funds are removed from that account. There is a fee charged for each returned deposited item. View a list of fees.