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Knowledge Base Article

Lowering the Interest Rate on My Visa Credit Card

How can I lower my interest rate on my Visa credit card?

If you currently have a Visa credit card and wish to receive a lower interest rate, you can apply online by logging into your Online Banking account and choosing Apply for a Loan or Credit Card under the Loans tab. You can also call us at 1-800-544-3328 or stop by any Delta Community branch and apply with a Member Service Representative. Normal processing time is 1 - 2 business days.

Currently a Visa Platinum Rewards has a credit line that starts at $500.

Due dates remain the same once a card has been established and will not change if an interest rate is changed.