Attention

Please be advised we will perform system maintenance Sunday, September 20, 2026, from 1:30 a.m. to 5:30 a.m. ET. Access to Online and Mobile Banking may be intermittently unavailable during this time. We apologize for any inconvenience.

Cancel a Funded Loan

I was approved for a loan recently and do not need the funds any longer. I have received the check in the mail, how do I return the check?

You can mail the check back to Delta Community Credit, attn: Consumer Lending Origination, or you can bring it into a branch location. Please write on the back of the check in the endorsement area "Not used for purpose intended". When we receive the check back, it will be credited to your loan. You will be responsible for any interest accrued from the time the loan was funded.