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Knowledge Base Article

Car loan rates competitive with other financial institutions

Are Delta Community car loan rates competitive with other financial institutions?

The Delta Community interest rates and dividend rates are competitive with most other lending institutions. There are 3 factors involved in determining the interest rates: 1) credit score, 2) term of loan, 3) loan type. Other financial institutions may use additional factors to determine rates. With so many variables, there is always an institution that will offer a lower rate on any given loan product, but overall, Delta Community tries to provide competitive rates on our portfolio as a whole, based on such criteria as mentioned above.