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Knowledge Base Article

Paying off a charged off loan-improving credit

When I payoff my charged off Delta Community loans, how will this reflect on my credit?

Once paid in full, Delta Community will report it as a paid charge off. This does remain on your credit for a period of 7 years; however, it does show that it was satisfied.

The Balance Financial Fitness Program can provide a free and confidential credit report review. Delta Community has provided access to financial counseling and education through BALANCE.

For Identity Theft Protection, Members Insurance Advisors, LLC, a wholly owned subsidiary of Delta Community can assist you with affordable services.