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Delta Community is dedicated to helping you realize your financial goals. Whether it’s reducing debt, improving your credit, saving for higher education, purchasing a home, or planning for retirement, our partnership with BALANCE gives you easy access to free financial guidance.
As a benefit of your membership, you can take advantage of confidential, no-cost Money Management Counseling, online courses through the Balance Track program, or access articles, toolkits, webinars, and fun videos. All you have to do is visit the BALANCE website or call them toll-free at the number listed below.
Whichever money topics you’d like to learn more about, BALANCE certified credit and housing counselors are standing by to answer your questions, from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or creating a budget, they’ll schedule an appointment to give you the personal attention you need to meet your objectives.
If bills have gotten out of hand, your counselor can explain your options for getting out of debt, including a Debt Management Plan - a structured repayment option to help you achieve financial freedom. BALANCE can negotiate with creditors to reduce interest and fees so you can pay your debt quickly and efficiently. The plan’s fees are waived to members.
Balance also provides the following assistance:
To speak to a certified financial counselor, simply call 888-456-2227. Counselors are available Monday through Thursday 10:30am to 9pm, Friday 10:30am to 8pm, and Saturday 12pm to 5pm (EST), or you can visit the Contact BALANCE page to request an appointment.
Balance Track is your personal finance education program brought to you by Delta Community Credit Union. These modules will guide you through the core aspects of personal finance so you can establish sound money management habits that will help you achieve financial success. Go to Delta Community’s BalanceTrack page to create your personal user name and password. Test your financial knowledge online!
MyBalance is an online budgeting tool that helps you take control of your money. By creating a spending plan, you’ll break the debt cycle and use your money for what’s most important to you – retirement, a dream vacation, or a down payment for a house. Once you develop your plan, we’ll provide immediate action steps and tools to make your money work for you. Go to Delta Community’s MyBalance page to get started.
We recognize that money concerns have a serious effect on our quality of life. Through our partnership with BALANCE, you have access to the very best professional guidance to help you achieve financial security no matter what stage of life you’re in.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
