Balance Financial Fitness Program

Balance™ is Your Free Financial Coaching and Education Resource

Delta Community is committed to helping you achieve your financial goals. That's why we've partnered with industry-leading Balance™ to provide you with free access to a range of financial education resources, including guidance, tools, and encouragement.

As a benefit of your membership, you can access confidential Financial Coaching, self-paced online courses, articles, webinars, videos, toolkits, and more – at no cost to you. Simply visit DeltaCommunityCU.BalancePro.org or call Balance at 888-456-2227.

 

Financial Coaching

Work one-on-one with a certified financial coach to gain clarity, set goals, and create a personalized action plan. Whether you're navigating a challenge or planning ahead, coaches can support you through any financial situation.

Coaching services include:

  • Debt and Budget Coaching
  • Credit Report Review
  • Student Loan Counseling
  • Housing and Home Purchase Counseling
  • And a range of other financial topics

Visit the Financial Coaching page for more information.

 

BalanceTrack

BalanceTrack is your personal finance learning hub, featuring interactive modules on topics like budgeting, credit, and homeownership. Learn at your own pace, track your progress, and earn certificates of completion.
Visit the BalanceTrack page to get started.

 

Financial Check-Up

The BeWell Financial Check-up shows where you stand on your financial journey and gives you the confidence to manage your money with clarity and optimism.
Take the survey at BeWell | Balance.

 

Pathways to Homeownership

Aligned with the U.S. Department of Housing and Urban Development’s National Standards for First Time Homebuyer Education, this six-part program will guide you through videos and practical action steps to help you prepare for homeownership.
Get your certificate at Pathways to Homeownership.

 

Free Webinars

Take control of your financial journey with free monthly webinars designed to empower you. Register for upcoming sessions or explore recorded webinars from the past year.
Browse webinars here.


Additional Tools & Resources

Explore a wide variety of resources for you, including:

  • Articles, podcasts, and videos
  • Calculators and worksheets
  • Booklets and downloadable toolkits

Topics include:

  • Spending and Saving
  • Debt and Credit
  • Retirement and Financial Planning
  • Housing and Homeownership
  • Student Loans
  • Identity Theft
  • Financial Crisis Management
  • Financial Adulting

Most resources are freely available. Interactive tools and in-depth content require a quick, one-time sign-up (indicated with a lock icon).

 

Contact Balance

To speak with a Balance Financial Coach, call 888-456-2227.

Coaches are available:

  • Monday–Thursday: 10:30 a.m.–9:00 p.m. ET
  • Friday: 10:30 a.m.–8:00 p.m. ET
  • Saturday: 12:00 p.m.–5:00 p.m. ET

You can also request an appointment via the Contact Balance page or explore resources anytime at DeltaCommunityCU.BalancePro.org.

Services are available in English and Spanish (Español).

Services offered through Balance are separate and distinct from any business conducted with Delta Community and are not guaranteed by or obligations of the Credit Union.