Personal Money Market Accounts

Personal Money Market Accounts with delta community credit union

In the market for a Money Market Account?

Well, you’re certainly in the right place. A Delta Community Credit Union Personal Money Market Account is a great way to earn dividends on savings and doesn’t lock you into a fixed rate or long-term commitment. And if you maintain a $1,000 balance, you earn dividends.

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Online Savings Account

Is a Money Market Account another Savings Account?

Yes, but it’s also a lot more. A Money Market Account is a premium savings account that has checking account features. It’s similar to a regular savings account in that you earn interest on the money you’re putting aside. But, it yields at a higher interest rate than a savings account. A Money Market Account provides an additional benefit: the convenience of writing a check which draws from the account itself.

With our Personal Money Market Account, you'll get:

  • A free ATM Card
  • Competitive dividend rates
  • Convenient account access
  • Freedom to manage online
  • No early withdrawal penalty

Check out our Savings Calculators.

Routing Number

Where's our routing number when you need it?
Right here:

261071315

View your Personal Money Market Account online at any time. You can also transfer funds from your Personal Checking Account or Personal Savings Account through Online Banking or on the go with Mobile Banking.

Learn More About Money Market Accounts


  • Rates

    Money Market Account Rates

    Your Personal Money Market Account rate increases as you go up tier levels. The more money you add, the more money you’ll get in dividends.

    Tier Rate Rate APY*
    $1,000.00 - $9,999.99 0.20% 0.20%
    Tier Rate:
    $1,000.00 - $9,999.99
    Rate:
    0.20%
    APY*:
    0.20%
    $10,000.00 - $24,999.99 0.23% 0.23%
    Tier Rate:
    $10,000.00 - $24,999.99
    Rate:
    0.23%
    APY*:
    0.23%
    $25,000.00 - $49,999.99 0.28% 0.28%
    Tier Rate:
    $25,000.00 - $49,999.99
    Rate:
    0.28%
    APY*:
    0.28%
    $50,000.00 - $99,999.99 0.30% 0.30%
    Tier Rate:
    $50,000.00 - $99,999.99
    Rate:
    0.30%
    APY*:
    0.30%
    $100,000.00 - and above 0.33% 0.33%
    Tier Rate:
    $100,000.00 - and above
    Rate:
    0.33%
    APY*:
    0.33%

    View Current Money Market Disclosure Supplement

    Minimum Opening Deposit: None
    Minimum Balance to Earn Dividends: $1,000.00
    *APY = Annual Percentage Yield. Rates subject to change.

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  • Compare Rates

    Compare Personal Money Market Account Rates

    Delta Community Credit Union’s Personal Money Market Account rates are amongst the highest compared to other banks.

    Company Product Name APY*
    Chase Bank Retirement Money Market 0.01%
    Company
    Chase Bank
    Product Name
    Retirement Money Market
    APY*
    0.01%

    *APY = Annual Percentage Yield. APYs are accurate as of the first day of the current month and are subject to change. Consult the financial institution directly for full product terms and current rates. Rates provided by MyBankTracker.com.

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  • Fees

    Personal Money Market Account Fees

    Fee Type Amount
    Monthly Fee $0.00
    Fee Type:
    Monthly Fee
    Amount:
    $0.00
    Per Check Charge $0.00
    Fee Type:
    Per Check Charge
    Amount:
    $0.00
    Non-Sufficient Funds (NSF) Fee (per calendar year - includes ACH overdraft)** $25.00 1st item
    Fee Type:
    Non-Sufficient Funds (NSF) Fee (per calendar year - includes ACH overdraft)**
    Amount:
    $25.00 1st item
    2nd & 3rd item returned $30.00 per item
    Fee Type:
    2nd & 3rd item returned
    Amount:
    $30.00 per item
    4th or more item returned $35.00 per item
    Fee Type:
    4th or more item returned
    Amount:
    $35.00 per item
    Excessive Transfer From Account (after 6 per month) $20.00 each
    Fee Type:
    Excessive Transfer From Account
    Amount:
    $20.00 each
    (after 6 per month)
    Stop payment $25.00 each
    Fee Type:
    Stop payment
    Amount:
    $25.00 each
    Copy of Check (trace # provided) trace # provided $1.50 each
    Fee Type:
    Copy of Check (trace # provided)
    Amount:
    $1.50 each
    trace # provided
    Balancing Checking Statement $25.00 month
    Fee Type:
    Balancing Checking Statement
    Amount:
    $25.00 month
    Check Printing (per box of 40 checks) per box of 40 checks Pricing Varies
    Fee Type:
    Check Printing (per box of 40 checks)
    Amount:
    Pricing Varies
    per box of 40 checks
    Local Returned Deposited or Cashed Item $12.00/item
    Fee Type:
    Local Returned Deposited or Cashed Item
    Amount:
    $12.00/item
    Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
    Fee Type:
    Foreign Returned Deposited or Cashed Item (US and Canadian)
    Amount:
    $20.00/item
    Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
    Fee Type:
    Foreign Returned Deposited or Cashed Item (Other Currency)
    Amount:
    $40.00/item
    Transaction History $1.50/request
    Fee Type:
    Transaction History
    Amount:
    $1.50/request
    Account Research $20.00/hour $.30 per copy
    Fee Type:
    Account Research
    Amount:
    $20.00/hour $.30 per copy
    Excessive Withdrawal Fee (after 10th withdrawal per month) $20.00
    Fee Type:
    Excessive Withdrawal Fee (after 10th withdrawal per month)
    Amount:
    $20.00
    Check Card/ATM International Service Assessment Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account. 1% of foreign transaction total
    Fee Type:
    Check Card/ATM International Service Assessment
    Amount:
    1% of foreign transaction total
    Visa transactions made in foreign countries (outside the U.S., Puerto Rico or the U.S. Virgin Islands) are posted in U.S. dollars, and are subject to an ISA fee of one percent (1%) of the transaction total. This fee will appear as a separate transaction on your account.

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  • Apply Now

    Ready to Open a Personal Money Market Account?

    All you need to do is log in to your Online Banking account, go to the Additional Services tab and and under Services select Add an Account. Then, choose Money Market Account or complete a Money Market Account application. You can also call us at 800-544-3328 or visit any one of our Credit Union locations and speak with one of our Money Market Account representatives.

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APY = Annual Percentage Yield. Competitor products displayed are those with terms comparable to the respective Delta Community product. APYs are accurate as of the first day of the current month and are provided by mybanktracker.com. Consult the financial institution directly for full product terms and current rates. $5.00 opening and minimum balance required.

Money market accounts are federally insured by the National Credit Union Administration (NCUA), a federal government agency. Savings accounts maintained in different rights, capacities or forms of ownership may each be separately insured up to $250,000.