Youth & Child Savings Accounts: Ages 12 & Under

Youth & Child Savings Account with Delta Community Credit Union

It’s Time to Celebrate Youth Month!

From April 1 – April 30, 2019, we’re celebrating National Credit Union Youth Month at Delta Community. Youth Savings Account holders can participate in the Youth Savings Challenge. Help your child set their savings goal using our Savings Challenge Worksheet—we’ve even included suggested amounts to help them along the way. Throughout the remainder of the year, we will send periodic emails to check in and share ways to keep saving. And if you make a deposit at a branch, you’ll receive a free gift while supplies last.

Don’t have a Delta Community Youth Savings Account? Open one between April 1 and April 30, 2019 and we’ll match the opening deposit up to $100.* Give your child a head start on reaching their savings goal by opening the account at any Delta Community branch location or by mailing or faxing a completed application before the special promotion ends.

You’re Never Too Young to Start Saving

How many times have you wished you started saving earlier? Well, your kids certainly can do what you wished you would have done. Delta Community offers our future leaders a great way to get their personal savings ball rolling and keep it moving with our Youth Savings Accounts.

Child Savings Account: Sandy Savers™ (Ages 0-6)

Open a Personal Savings Account for your child to help save for their future.

Youth Savings Account: Cool Cash Kid (Ages 7-12)

Teach your children to manage their own money and the importance of saving.

Whether a Sandy Saver™ or a Cool Cash Kid, your child can have fun saving and learning about finances at Delta Community Credit Union. They’ll receive periodic communications from the Credit Union to learn all about money.

Once your child’s savings account is opened, all Sandy Savers and Cool Cash Kids will receive a special welcome package.

Want to enroll your child in a Youth or Child Savings Account?

It’s easy. For any child 0-12, just complete the Youth Savings Account Application and return it to any one of our local Credit Union locations along with the $5 membership deposit. You may also fax the completed form to 404-677-4802 or mail it to the address listed at the top of the application.

Any child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) 12 years of age and under of an eligible Delta Community member can open a Child or Youth Savings Account, as long as they have a Joint Owner. View Delta Community Credit Union Membership Eligibility. The member to whom the child is related must be a member in good standing with the Credit Union.

*To obtain the bonus of up to $100, open a new Youth Savings Account between April 1, 2019 and April 30, 2019. For accounts opened in a Delta Community branch, the opening deposit for the desired bonus match must be made in full on the same day that the Youth Savings Account is opened. Applications sent by mail or fax must be postmarked and/or received by April 30 with all required documentation submitted and account funded by or before May 15, 2019. The bonus match will be applied to the original deposit transaction; subsequent deposits will not be considered for the bonus match. Offer cannot be combined with other offers. Offer valid for first-time Youth Savings Accounts only. Youth Savings Account holders must be between 0 to 12 years of age at the time of account opening to be eligible to participate in the promotion. Offer may only be redeemed once per account. Applicant must be eligible and qualify for membership. The bonus match of up to $100 will be deposited to the Youth Savings Account within 60 days after the promotional period has ended. To receive bonus, account must be in good standing, with deposit balances above zero dollars. The account balance must be greater than or equal to the opening balance at the time of bonus fulfillment in order to be eligible for the full match. If account balance is lower than the original balance, the deposit match will be made at the amount remaining in the account up to $100. Bonuses earned through this promotion are subject to IRS reporting. The Annual Percentage Yield for Savings is 0.35% as of April 1, 2019.