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No matter what you’re saving for, Delta Community Credit Union makes it simple

Personal Savings Accounts

Savings for a Rainy Day or a Sunny One

Saving is made simple at Delta Community Credit Union. Open a Personal Savings Account with just a $5 deposit and start earning competitive dividends, which are paid out monthly. Once you're a member, you're a member for life, regardless of whether you move, change jobs or retire.

Interested in other savings options? Check out our high-yield Certificates of Deposit and Money Market Accounts and take a look at our competitive dividend rates.

Learn More about Personal Savings Accounts Apply Now for a Personal Savings Accounts

Overview & Benefits

No matter what you’re saving for, Delta Community Credit Union makes it simple. All you need to open a Personal Savings Account is a $5 deposit, and you’ll immediately start earning competitive dividends, which are paid out monthly. And once you're a member, you're a member for life, regardless of whether you move, change jobs or retire.

Saving for something extra special?

You might want to open an Additional Personal Savings Account that allows you to save for something outside your normal realm of savings. And we invite you to call it whatever you want, like your “Beach Within Reach Account” or your “University of Savings Account” or your “Brand Spanking New Car Account.” With an Additional Personal Savings Account, you’ll be able to keep the funds for the special things you’re saving for in their own special place. And just like our regular Personal Savings Account, it earns the same competitive dividends and is accessible through Online Banking and through our many Credit Union branch locations.

Check to see just how close you are to that beach vacation or new car with our free Savings Calculators.

Rates

Savings Accounts Rates

Delta Community Credit Union’s Savings Accounts dividend rates.

Tier Rate Rate APY*
$0.01 and up 0.15% 0.15%
Tier Rate:
$0.01 and up
Rate:
0.15%
APY*:
0.15%

View Current IRA/Savings/Checking Disclosure Supplement

Minimum Opening Deposit: $5.00
Minimum Balance: $5.00
*APY = Annual Percentage Yield. Rates subject to change.

Compare Rates

Compare Personal Savings Accounts Rates

Delta Community Credit Union has one of the best savings rates around. A higher personal savings rate equals more money in your pocket.

Company Product Name APY*
Delta Community CU Savings Account 0.15%
Company
Delta Community CU
Product Name
Savings Account
APY*
0.15%

View Current IRA/Savings/Checking Disclosure Supplement

Minimum Opening Deposit: None
Minimum Balance: $0.00

*APY = Annual Percentage Yield. APYs are accurate as of the first day of the current month and are subject to change. Consult the financial institution directly for full product terms and current rates. Rates provided by MyBankTracker.com.

Fees

Personal Savings Accounts Fees

With Delta Community Credit Union’s Personal Savings Accounts there are no monthly fees.

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Local Returned Deposited or Cashed Item $15.00/item
Fee Type:
Local Returned Deposited or Cashed Item
Amount:
$15.00/item
Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (US and Canadian)
Amount:
$20.00/item
Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
Fee Type:
Foreign Returned Deposited or Cashed Item (Other Currency)
Amount:
$40.00/item
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $35 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$35 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Inactive Account Fee or Low Balance Fee Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee. $5.00 per month/$0 for account owners under 18 years of age
Fee Type:
Inactive Account Fee or Low Balance Fee
Amount:
$5.00 per month/$0 for account owners under 18 years of age
Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee.