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Reward Points That Are Really Rewarding

People love reward programs. So we made sure that our Reward Points Program gives you points that are actually worth something. If you have our Free Checking Account with a Visa® Debit Card or a rewards Credit Card you can earn points for your everyday purchases like gas and groceries, paying bills and other expenses. You’ll have the flexibility to choose rewards like Cash Back, Travel with no blackout dates, Gift Cards and Merchandise. And if you want to donate your Reward Points to charity, you can do that, too.

Keep things moving with Delta Community Visa Debit Card.

Our Rewards Program Just Got Better!

We've enhanced our Reward Points Program to offer you even more valuable benefits for being an enrolled Delta Community Visa® Debit or Credit Cardholder.

What's New?

  • Our rewards redemption site has a new look and redeeming your points will be easier than ever. 
  • Points are faster and more flexible. Points will now be added to your rewards account within about five business days, and you can redeem for Cash Back for any amount starting at $25. 
  • Want to share your rewards or pool your points with friends or family to reach a reward goal even faster? Simply choose My account and then Gift points in your rewards account. 
  • Earn even more points with Ampre, a new card-linked offers program. Use your Delta Community Visa Debit or Credit Card and receive points on purchases from an exclusive network of local and national merchants.

Here’s how the Rewards Program works:

  • Earn 1 point for each $1 spent on eligible purchases with participating Delta Community Visa® Credit Cards. The following Delta Community Visa Credit Cards are eligible for our Reward Points Program: Platinum Rewards Credit Card, Young Adult Credit Card and Business Platinum Rewards Credit Card.
  • Use your enrolled Delta Community Visa Debit Card and earn 1 point for every $3 in eligible purchases (non-PIN transactions). 
  • Delta Community Visa Credit Cardholders can earn additional Reward Points with our Bonus Reward Points Program. Activate the offer each quarter and you'll earn 2x or 3x Reward Points on purchases in select categories, such as gas, groceries, department stores and more. To enroll, log in to Online Banking, choose Additional Services and then Reward Points, or select More in our Mobile App. Click on the link to enroll for the current quarter or an upcoming quarter. If you don't already have a Delta Community Visa Credit Card, log in to Online Banking and select Apply for a Loan or Credit Card under the Loans tab. Once your new card arrives, log in to Online Banking and follow the instructions above.

Here’s how to sign up:

When you open a participating Delta Community Visa Credit Card, you are automatically enrolled in our Reward Points Program. To enroll your Debit Card, simply log in to Online Banking, go to the Additional Services tab and select Reward Points.

Once you're enrolled, you'll be able to check your point bank balance, browse through a variety of items and redeem online easily and securely. To learn more about our redemptions or to see the types of rewards you can redeem, take a tour of our Reward Points website.

FAQs of Our Reward Points Program

Q. How can I earn points?

A. Points are awarded for qualifying purchases using a Delta Community issued rewards-participating Visa Debit or Credit Card. Please view the program terms and conditions for more details.

Q. What are qualifying purchases?

A. The general definition of a qualifying purchase is any purchase made with a rewards-participating Delta Community Visa Debit or Credit Card, without using a PIN. Please review the program terms and conditions provided by Delta Community for more information.

Q. How long after I make a purchase will my points be visible and available for redemption?

A. Points earned for qualifying purchases are usually visible and available for redemption within five (5) business days from the date the purchase transaction posts to your Checking or Credit Card Account.

Q. How do I know how many points I have?

A. You can conveniently view your point bank balance in your Online Banking account. It is also listed in the top right corner of every page on the rewards website. Or, you can call our Reward Points member service at 877-335-8297 to find out how many points you have, and place an order for a reward.

Q. Will my points expire?

A. Yes. Your points will expire on the last day of the month, three (3) years after the date of issuance. Points expiration rules are available within the program terms and conditions and additional details can be found within the My Account Statement page on the rewards website.

Q. Are there any fees for participating in the rewards program?

A. There are no participation fees, but there may be nominal redemption fees depending upon the reward item you choose. Redemption fees will be included in the point value you are quoted at the time of redemption. Please view the program terms and conditions for more details.

Q. If my card was blocked, and I have a new card number, will my Reward Points transfer to the new card?

A. Yes, the Reward Points earned on your old card will be transferred to your new card.

Q. How do I gift points to another rewards account?

A. Log in to Online Banking and click on Reward Points under the Additional Services tab. After you have successfully navigated to the rewards website, click on Gift points under the My account tab. Gifting points requires you to have the last six digits of the recipient’s card and the zip code tied to their account. Follow the on-screen instructions to complete the gifting. You will receive a confirmation email, and the recipient will receive a gift notification email. Gifted points must be redeemed by the recipient within 90 days, or they will expire.

Q. Why can't I earn SkyMiles when using my Delta Community Credit Union Visa?

A. The Delta SkyMiles program is administered by American Express on the behalf of Delta Air Lines. Delta Community offers the option of signing up for Reward Points with all of its Visa card products, excluding the Visa Health Savings Account Debit Card. You can use your Reward Points for all kinds of great options, including: Cash Back, Air Travel, Rental Cars, Hotels, Resorts, Dining, Retail, Merchandise and Charity Donations.

Get all the details of our new Reward Points Program.