Put Your Home's Equity to Work
The equity you’ve built in your home can help you reach your financial goals. Whether you’re planning home improvements, covering a major expense or looking for additional financial flexibility, a Home Equity Loan or Home Equity Line of Credit (HELOC) from Delta Community Credit Union may be able to help.
And you don’t need to have your mortgage with Delta Community to apply.
Save on closing costs for a limited time. Apply for a Home Equity Loan or HELOC by September 30, 2026, and pay no closing fees.1
Ready to put your home’s equity to work? Contact a Home Equity Specialist at 866-963-7811 (select Option 1) or apply below.
Apply Now
From plans to projects, Delta Community has you covered.
- Home renovations
- Debt consolidation2
- Dream vacation
- Unplanned expenses
- Auto repair
- Major appliances
We provide more than great rates on Home Equity Loans and Home Equity Lines of Credit, our Home Equity Specialists are dedicated to getting you the best value, quick approvals and exceptional service that truly makes a difference.
1. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 – September 30, 2026. Maximum loan amount eligible for this offer is $350,000. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required), and applicable attorney fees. Adequate property and flood insurance required, if applicable. All loans subject to credit approval and acceptable property. HELOCs have a variable Annual Percentage Rate (APR) and are based on an index plus a margin. It is subject to change monthly with the Prime Rate (the index) as published in The Wall Street Journal. As of July 30, 2026, the APR ranges from 6.50% to 8.75% depending on creditworthiness and loan-to-value. The APR will never be lower than 3.00% or higher than 15.00%.
Home equity loans originated with a first mortgage purchase transaction are not eligible for this no closing fee promotion.
2. For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more interest.
