Your Home Equity Starts Here
Get Great Rates on Home Equity Loans and Lines of Credit
As a Delta Community member, you get more than competitive rates. You get a Home Loan Specialist dedicated to providing you’re the level of expert care you’re looking for. Because your home’s equity is an integral part of your financial future—and we treat it that way.
Act today and no matter which Home Equity option you choose, you pay! Hurry, this offer ends September 30, 2026.1
Home Equity Loan
Get a low, fixed-rate loan with a lump sum disbursed at closing, and there’s no pre-payment penalty.
Apply Now
Save on Closing Costs for a Limited Time
We understand that everyone has different needs when applying for a home loan...so we are cutting closing costs to save you money and help you purchase your next home!
Get $500 off closing costs when you apply and close a Home Loan Purchase through December 31, 2026.2
Apply Now
Financing To Make You Feel at Home
Whether you’re a first-time home buyer or you have purchased a home before, you can save money on closing costs. It's just another reason you'll be glad you chose Delta Community.
Top Tips for a Smooth Home Loan
From getting pre-approved to making an offer, check out our top tips for a smooth home loan process and be better prepared to make your move.
Apply Now To Save On Closing Costs
Get a Fixed-Rate or Adjustable-Rate Home Loan and save $500 on closing costs!2
Open the Door to a Great Lending Experience
Now is a great time to explore your home lending options—whether you're a first-time buyer or just need a refresher. Check out our blog for thoughtful Mortgage Tips from our Home Loan Specialists.
We offer a variety of Home Loan options to fit your needs, including:
Beyond competitive rates, responsiveness matters. Our Home Loan Specialists are here to answer your questions every step of the way—from application through closing and beyond.
Hurry, this offer ends soon. Apply now!
To get started on your Home Loan, simply choose from one of the convenient options below.
Call 866-963-7811, Option 1
to schedule an appointment
1. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 – September 30, 2026. Maximum loan amount eligible for this offer is $350,000. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required), and applicable attorney fees. Adequate property and flood insurance required, if applicable. All loans subject to credit approval and acceptable property. HELOCs have a variable Annual Percentage Rate (APR) and are based on an index plus a margin. It is subject to change monthly with the Prime Rate (the index) as published in The Wall Street Journal. As of July 30, 2026, the APR ranges from 6.50% to 8.75% depending on creditworthiness and loan-to-value. The APR will never be lower than 3.00% or higher than 15.00%.
Home equity loans originated with a first mortgage purchase transaction are not eligible for this no closing fee promotion.
2. Receive $500 off Closing Costs when you close a home loan purchase. Offer valid for applications submitted through December 31, 2026. The offer will be reflected as a lender-paid credit on the closing documents. Offer not valid on Refinances, Home Equity Loans, Home Equity Lines of Credit or Lot/Land Loans.
3. Qualification restrictions apply. Available within our lending footprint.
4. 100% Financing is available for home purchases with a Fixed or Adjustable-Rate Loan. 100% Financing excludes Jumbo Loans. Other restrictions apply.
