Jumbo Loan

Big dreams call for a jumbo loan with Delta community credit union

Jumbo Loans for your Big Dreams

We understand that not all homes fit into the standard mortgage loan programs. With several options for Fixed-Rate and Adjustable-Rate Mortgages, Delta Community can help homebuyers who are seeking larger loan amounts with a Jumbo Loan.

For a limited time, get rates as low as 2.75% (2.99% APR)1 on Adjustable-Rate Mortgages and $500 off closing costs on new home purchases2.

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What is a Jumbo Loan?

A Jumbo Loan is a Fixed-Rate or Adjustable-Rate Loan and is available for various terms up to 30 years. The loan amounts are greater than conventional loans and begin at $424,100. If a borrower has a lower debt-to-income ratio, a higher credit score and a larger down payment, a Jumbo Loan may be a good choice.

Jumbo Loan Features

  • Fixed-Rate Loan terms are 10, 15, 20 and 30 years
  • Adjustable-Rate Loan terms are 3/1, 5/1, 7/1 and 10/1
  • Lower origination fee than a conventional loan
  • Loan amounts available up to $5,000,000
  • Credit scores as low as 700 may qualify
  • Use a Jumbo Loan to refinance your current mortgage

Learn More About Jumbo Loans


  • Home Loan Rates

    Find the Best Jumbo Loan That Fits Your Needs

    Whether you need a Refinance, Fixed-Rate or Adjustable-Rate Mortgage, we have you covered.

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  • Apply Now

    Apply Now for Your Jumbo Home Loan

    Apply for a Jumbo Mortgage Loan and you might even receive an instant approval based on your creditworthiness.

    Jumbo Loan or Other Mortgage Questions?

    We provide several options to help you get the answers you need. Contact us at 866-963-7811 to speak with a Home Loan Specialist  closest to you. We look forward to speaking with you soon.

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1 Annual Percentage Rate. Rates shown are for well-qualified borrowers. The APR is based on a 5-year Adjustable-Rate Mortgage with a loan amount of $120,000. Interest rates may vary depending on loan amount. Current rates on Adjustable-Rate Mortgages offered through 7/31/17. Rates may increase after consummation. Adjustable-Rate offer valid through 7/31/17. See Adjustable-Rate Loans for details.

2 $500 off closing costs for Fixed-Rate and Adjustable-Rate Purchase Loans valid until 12/31/17. Excludes Refinances and Home Equity Loans.