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Economic Impact Payments (Stimulus Payments) have been posted to members’ accounts as of Monday, January 4. Members still awaiting payment should check the IRS website for more information. If you have further questions, contact our Member Care Center at 800-544-3328.

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Purchase Money Second

Home Financing Options for Your Second Mortgage

Delta Community's Purchase Money Second Loan isn't your ordinary second mortgage. It's a second mortgage you can use to supplement the purchase of your home.

Apply Now for a Purchase Money Second

Overview & Benefits

What is a Purchase Money Second Mortgage Loan?

A Purchase Money Second Loan can be used by those who are looking to purchase a home and are interested in a second mortgage to supplement the amount of down payment needed.

It’s also great for home buyers who want to use some of their savings from a second mortgage loan on furniture, appliances, or other home-improvement projects instead of putting it down on the purchase of the home.*

*Delta Community must be in first lien position.

Benefits of a Purchase Money Second Mortgage Loan

  • Competitively priced home mortgage rates
  • 5, 10 or 15 year terms
  • Fixed rate of interest
  • Can be used for primary residence or secondary residence
  • No prepayment penalty

Apply Now

Apply Now for a Purchase Money Second Mortgage Loan

Ready for a second mortgage for your home? To apply for a Home Loan online, simply choose a Home Loan Specialist to get started.

If you have questions or want to speak with a Home Loan Specialist over the phone, contact us toll-free at 866-963-7811 to get the answers you need.