We're the mortgage lender next door.

Delta Community Offers Realtors Access to Many of the Same
(or Better) Mortgage Products as Banks.

Delta Community Credit Union has served the metro Atlanta area for over 75 years. But what you may not know is that we offer the same, or better, mortgage products and services as most other lending institutions - to our members and non-members alike!

We’re more than just a rate sheet. Developing Realtor partnerships within the community is important to us, which is why we have benefits for home buyers that make it easier to finance their homes. From First-Time Home Buyers to those who want an Adjustable-Rate Mortgage, we’ve got your clients covered.

Our Products and Services

100% Financing Program1

First-Time Home Buyer Program2

  • Up to 97% financing eligibility
  • No origination fee
  • No Private Mortgage Insurance (PMI)

Fixed-Rate Mortgages

  • First-Mortgage Purchase or Refinance Loan
  • First-Mortgage, No-origination Fee Loan

Adjustable-Rate Mortgages

  • 5, 7 and 10 year fixed period
  • 6% lifetime cap over the original rate

Purchase Money Second Mortgages

  • 5, 10 or 15 year terms
  • Can be used for primary residence or secondary residence
  • No prepayment penalty

Georgia Intangible Tax-Free

Saving our members thousands of dollars on their Home Loans. Ask us how your home buyer may become a Credit Union member and save on their Home Loan.

Let’s get together.


Meet our Home Loan Specialists


Has your home buyer found the home of their dreams?

Their perfect loan is only a step away with our quick online application!

Online Application

For additional details about our Home Loans, check out our Home Loans Overview.

1Available within Delta Community Credit Union’s lending footprint. Private Mortgage Insurance is lender paid. Qualification restrictions may apply.

2100% financing available for home purchases with a Fixed-Rate or Adjustable -Rate Loan. Excludes Jumbo Loans. Qualificiation restrictions may apply.