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Loan Protection

Don't Let a Short-term Setback Cause Undue Stress

When you take out a loan, the intention is to pay it back. But sometimes, unexpected circumstances can get in the way. That's why we offer solutions to help our members avoid unnecessary financial stress or a negative impact on their credit.

female loan specialist providing female customer with a loan application

Delta Community offers several options to help ensure peace of mind and protect the finances of members who take out a loan with the Credit Union.

Loan Protection Products


Payment Protection

Ensure your payments are covered if an unexpected life event happens to you, by enrolling in Delta Community's Payment Protection.1

Learn more about Payment Protection

Guaranteed Asset Protection (GAP)2

You can't always avoid accidents, but you can be prepared. Don't let a total vehicle loss prevent you from getting back on the road.

Learn more about Guaranteed Asset Protection (GAP) Insurance

Mechanical Breakdown Protection (MBP)

Any car can experience a breakdown. Getting MBP3 ensures your car stays reliable so you can keep moving.

Learn more about Mechanical Breakdown Protection (MBP)

Learn More

Speak to a Credit Union representative to learn more about our loan protection products.

1Delta Community Payment Protection is a debt protection product offered by Delta Community Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a Delta Community Loan Officer for additional information on benefit maximums, eligibility, limitations and a copy of your contract.

2Guaranteed Asset Protection, or GAP, is collateral value protection coverage offered by Delta Community Credit Union. Enrollment in this collateral value protection coverage is voluntary and not required to obtain the loan. A single pay feature may be available. Additional disclosures will be provided describing terms, conditions, refunds and cancellations prior to premium payment. Please contact a Delta Community Loan Officer for additional information on benefit maximums, eligibility, limitations and a copy of your contract.

3Enrollment in Mechanical Breakdown Protection is voluntary and not required to obtain a loan. Additional disclosures will be provided describing terms, conditions, refunds and cancellations. Please contact a Delta Community loan officer for additional information on benefit maximums, eligibility, limitations and a copy of your contract. Mechanical Breakdown Protection is not available to residents of CA and MA. Mechanical Breakdown Protection is offered through Members Insurance Advisors, LLC a wholly owned subsidiary of Delta Community Credit Union.