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Personal Loan

The "No-Fee, Budget-Friendly" Loan

What is a Personal Loan?

A Personal Loan is an installment loan you can use any way you want. With loan amounts starting as low as $500 up to any amount you need, you can use it for debt consolidation, household expenses, auto repair, home improvements or unexpected expenses.

Apply Now for a Personal Loan

Overview & Benefits

  • A personal loan helps you get more out of your finances because you can budget better when your monthly payments don't change. You'll have a fixed rate, term and monthly payment.
  • No annual fee
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • Variety of payment options
  • Fast and easy approval process

Rates

Personal Loan APR*

Find the Best Personal Loan for Your Needs at a Low Rate

Term APR*
Up to 12 months 6.50% to 16.75%
Term:
Up to 12 months
APR*:
6.50% to 16.75%
Up to 24 months 6.75% to 17.25%
Term:
Up to 24 months
APR*:
6.75% to 17.25%
Up to 36 months 7.00% to 17.25%
Term:
Up to 36 months
APR*:
7.00% to 17.25%
Up to 48 months 7.25% to 17.25%
Term:
Up to 48 months
APR*:
7.25% to 17.25%
Up to 60 months 7.50% to 17.25%
Term:
Up to 60 months
APR*:
7.50% to 17.25%

Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

*Rates expressed as APR-Annual Percentage Rate.

Fees

Personal Loan Fees

 

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00

Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.