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Economic Impact Payments (Stimulus Payments) have been posted to members’ accounts as of Monday, January 4. Members still awaiting payment should check the IRS website for more information. If you have further questions, contact our Member Care Center at 800-544-3328.

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Personal Loan

The "No-Fee, Budget-Friendly" Loan

What is a Personal Loan?

A Personal Loan is an installment loan you can use any way you want. With loan amounts starting as low as $500 up to any amount you need, you can use it for debt consolidation, household expenses, auto repair, home improvements or unexpected expenses.

Apply Now for a Personal Loan

Overview & Benefits

  • A personal loan helps you get more out of your finances because you can budget better when your monthly payments don't change. You'll have a fixed rate, term and monthly payment.
  • No annual fee
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • Variety of payment options
  • Fast and easy approval process

Rates

Personal Loan APR*

Find the Best Personal Loan for Your Needs at a Low Rate

Term APR*
Up to 12 months 6.50% to 16.75%
Term:
Up to 12 months
APR*:
6.50% to 16.75%
Up to 24 months 6.75% to 17.25%
Term:
Up to 24 months
APR*:
6.75% to 17.25%
Up to 36 months 7.00% to 17.25%
Term:
Up to 36 months
APR*:
7.00% to 17.25%
Up to 48 months 7.25% to 17.25%
Term:
Up to 48 months
APR*:
7.25% to 17.25%
Up to 60 months 7.50% to 17.25%
Term:
Up to 60 months
APR*:
7.50% to 17.25%

Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

*Rates expressed as APR-Annual Percentage Rate.

Fees

Personal Loan Fees

 

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00

Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.