Personal Loan

Personal Loan at delta community credit union

Fixed Personal Loan Rates, Fixed Terms and Fixed Monthly Payments

What is a Personal Loan?

A Personal Loan is an installment loan you can use any way you want. For as little as $500 with no maximum loan amount, you can choose to consolidate high-interest loans, use for tuition, unexpected emergencies, weddings, vacations and more.

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Personal Loan Benefits and Features

  • A personal loan helps you get more out of your finances because you can budget better when your monthly payments don't change. You'll have a fixed rate, term and monthly payment
  • No annual fee
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • Variety of payment options
  • Fast and easy approval process

Personal Loan Calculator

Learn More about Personal Loans


  • Personal Loan APR*

    Find the Best Personal Loan for Your Needs at a Low Rate

    Term APR*
    Up to 12 months 9.50% to 17.00%
    Term:
    Up to 12 months
    APR*:
    9.50% to 17.00%
    Up to 24 months 9.50% to 17.00%
    Term:
    Up to 24 months
    APR*:
    9.50% to 17.00%
    Up to 36 months 9.75% to 17.00%
    Term:
    Up to 36 months
    APR*:
    9.75% to 17.00%
    Up to 48 months 10.00% to 17.00%
    Term:
    Up to 48 months
    APR*:
    10.00% to 17.00%
    Up to 60 months 10.25% to 17.00%
    Term:
    Up to 60 months
    APR*:
    10.25% to 17.00%

    Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

    *Rates expressed as APR-Annual Percentage Rate.

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  • Fees

    Personal Loan Fees

    Fee Type Amount
    Copy of Personal Line of Credit Check $3.00
    Fee Type:
    Copy of Personal Line of Credit Check
    Amount:
    $3.00
    Late Payment Fee $25.00 per month late
    Fee Type:
    Late Payment Fee
    Amount:
    $25.00 per month late
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
    Fee Type:
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
    Amount:
    $25.00
    Pay by Phone Loan Payment Transfer $8.00
    Fee Type:
    Pay by Phone Loan Payment Transfer
    Amount:
    $8.00
    Stop Payment for Personal Line of Credit Check or ACH $25.00
    Fee Type:
    Stop Payment for Personal Line of Credit Check or ACH
    Amount:
    $25.00

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  • Apply Now

    Apply for a Personal Loan Now!

    The Personal Loan approval process is quick and easy. Simply apply online by logging into your Online Banking account, selecting the Loans tab and then choosing Apply for a Loan or Credit Card.

    Call or Come into a Local Credit Union Branch

    Contact us at 800-544-3328 or apply at any of our Delta Community Credit Union branches.

    Become a Credit Union Member

    If you’re not yet a member, apply for an account now to enjoy all the benefits of being a part of Delta Community Credit Union.

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Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.