Delta Community Insights

October 2024

Hit the Road Happy!

woman smiling out window of car

Delta Community is offering members low rates on New and Used Car and Vehicle Loans through November 30! Well-qualified borrowers with excellent credit can get rates as low as 4.99% APR on New and Used Car Loans and as low as 6.79% APR on loans for boats, motorcycles, RVs and more.

Lock in your next Car or Recreational Vehicle Loan before you even get to the dealership.

To apply now, log in to Online Banking or our Mobile App and select Apply for a Loan, or call our Loan Consultant Group at 844-544-9478.

For a Limited Time Pay NO Closing Fees with a Delta Community Home Equity Loan

couple looling at tablet in home

There’s a lot you might want to do this fall, and with a Delta Community Home Equity Loan or Home Equity Line of Credit2 now’s the time to start your to-do list. Our Home Equity Specialists can help you determine the best solution for your situation. Apply now through October 31, 2024, and pay no closing fees.3 You can use your home’s equity for home renovations, debt consolidation, 4 a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit DeltaCommunityCU.com/HomeEquity or contact a Home Equity Specialist by phone at 866-963-7811 (select option 1) or via email at Home.Loans@DeltaCommunityCU.com.

In Celebration of Chairman Jim Diffley's Life of Service

Delta Community board member Jim Diffley

Delta Community is deeply saddened by the passing of Jim Diffley, the Credit Union's longtime Chairman of the Board of Directors. Jim passed away on September 22, 2024, at the age of 90 in Mt. Pleasant, South Carolina, surrounded by family.

Jim's remarkable service to Delta Community spanned more than 60 years. He joined the Credit Committee in 1962 and was elected to the Board of Directors in 1983. In 1986, Jim became Chairman of the Board, a role he held through annual elections until his passing.

“Jim's contributions to Delta Community's success are immeasurable,” said Hank Halter, Chief Executive Officer. “He believed deeply in the credit union philosophy of people helping people, and his work has made a lasting impact on our members and the broader community.”

Jim was also an active advocate for credit unions nationally and internationally. He was involved with the Georgia Credit Union Affiliates, the National Credit Union Association and the World Council of Credit Unions. In 2017, he was honored with the Moses C. Davis Lifetime Achievement Award for his lifelong dedication to the credit union movement.

Born in Atlanta, Jim graduated from Georgia Tech and earned an M.B.A. from Georgia State University. He served as a captain in the U.S. Air Force before working at Delta Air Lines for 40 years in managerial roles within the Technical Operations Center.

Our condolences are with Jim's family, and his legacy of service will continue to inspire for generations to come. Linda O'Shea, in her capacity as Vice Chairwoman, will assume additional responsibilities as needed until the Board elects a new Chairperson in accordance with Delta Community's bylaws.

Delta Community Named Top Place to Work in Atlanta

Best Places to Work

For the tenth consecutive year, Delta Community Credit Union has been honored in the Atlanta Business Chronicle’s Best Places to Work in Atlanta Awards, where we placed second among companies with more than 500 employees. We are very proud of this recognition and want to thank all of our employees for their hard work and passion for providing superior service to our members every day.

If you’d like to build your career at a Best Place to Work, we’d love for you to join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply directly through your mobile phone or tablet in just minutes. Learn more about our current openings and apply today.

Win Your School's Share of $15,000 When You Give Back

Delta Community Star94 Give Back Giveaway

It’s time for the eighth annual Give Back Giveaway with Jenn Hobby, and Star 94 is accepting applications through November 3! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities. Past winners include school groups that have supported children and families in need, humane societies, cancer patients, the elderly and more.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need. Visit Star 94’s website to learn more about past winners and to apply!

HBCU Scholarship Application Period Now Open

Delta Community HBCU Scholarship

This year, Delta Community will award $25,000 in scholarships to students attending historically Black colleges and universities (HBCUs). Our second HBCU Scholarship entry period is still open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award.

Visit DeltaCommunityCU.com/HBCU to apply and learn more about previous winners. 

Delta Community's Pay and Get Paid $1,000 Sweepstakes

two men smiling and looking at phone

Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle® or with Delta Community’s Bill Pay  through October 31, you’ll be entered for a chance to win the Delta Community Fall 2024 Pay and Get Paid $1,000 Sweepstakes5, where five recipients will win $1,000 each! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment. Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!

Activate Your Platinum Bonus Rewards

woman shopping in clothing store

Each quarter, we offer an opportunity for members who have our Visa® Platinum Rewards Credit Card to earn Bonus Reward Points for purchases in select categories from restaurants to retail.

If you’re a Platinum Rewards Credit Card holder, be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day. Activate bonus categories now through December to earn 3x Reward Points for eligible purchases at Restaurants and Fast Food, Wholesale Clubs, Discount and Department Stores, 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores, and 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, log in to your account and select Reward Points under the Additional Services tab or More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from a wide variety of Cash Back, Gift Cards, Merchandise and Travel with no blackout dates.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

This month, recognizing October’s Cyber Security Awareness Month, our workshop series will address Security and Privacy. We’ll discuss how to safeguard your personal and financial information, ways to prevent identity theft, cybersecurity and online safety tips, and how to protect yourself or your loved ones from financial abuse as you age.

In addition, join us as we discuss how to navigate the financial and legal role of caregiving. These sessions will provide valuable insights and strategies to help you empower those you care about.  

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

Financial Status

As of August 31, 2024

  • Assets: $8.7B
  • Deposits: $7.6B
  • Loans: $5.7B
  • Members: 510,801

Holiday Closing

Columbus Day, Closed

Monday, October 14

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations

EVERYTHING YOUR BANK SHOULD BE™

1. Rates expressed as Annual Percentage Rate (APR) for well-qualified borrowers with excellent credit. Rates are based on creditworthiness and term of loan. APR available October 1 – November 30, 2024. Income verification may be required.

2. We will lend within our lending footprint. Qualification restrictions apply.

3. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 – October 31, 2024. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required) and attorney fees where required by state law to be paid by borrower. Insured by NCUA. NMLS #401141.

4. For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest.

5. During September 1, 2024- October 31, 2024 (“Sweepstakes Period”) (1) use Delta Community’s Online Bill Pay service to (a) add a new payee and complete a payment to the payee of at least $10, (b) activate a new eBill or (c) set up a new AutoPay or Recurring Payment or (2) use Zelle connected to your Delta Community account to schedule and complete an external transfer of $5 or more and you'll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings account as part of our Delta Community Fall 2024 Pay and Get Paid $1,000 Sweepstakes! For complete contest rules and details visit www.DeltaCommunityCU.com/PayAndGetPaid. NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to citizens who are at least 18 years of age and eligible for membership in Delta Community Credit Union. Mail-in Entries must be submitted on a 3x5 card to qualify for entry.

Zelle® and the Zelle® related marks are wholly owned by Early Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE®.