Delta Community Insights

September 2022

Save on Closing Costs with a Delta Community Home Equity Loan

young couple painting home

Home values are at historic highs, so now is a great time to find the equity solution that’s right for you! Apply for a Delta Community Home Equity Loan or Home Equity Line of Credit between September 1 and October 31, 2022, and pay no closing fees.1 You can use your home’s equity for home renovations, debt consolidation, a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit or contact a member of our Home Loan team at 866-963-7811 or

HBCU Scholarship Application Period Open

Delta Community HBCU Scholarship

This year, Delta Community will award $20,000 in scholarships to students attending Historically Black Colleges and Universities (HBCUs). Our second HBCU Scholarship entry period is now open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award. Visit our HBCU Scholarship page to learn more about our first two winners of the year. 

Executive Insights Series

Delta Community Executive Insights

Delta Community Credit Union is more than just a place to bank; we’re a resource for information to help you navigate financial questions in your day-to-day life. The series is hosted by Jai Rogers, Vice President, Business and Community Development, and Reina Jones, Assistant Vice President, Community Development. Check out the latest edition of Executive Insights, where the leaders of Delta Community delve into the topics top of mind for savvy consumers.

In our final installment, Senior Vice President of Remote Delivery, Bill Mesplay, and Senior Vice President and Chief Information Officer, Tim Mitchell, discuss with Jai Rogers, advancements in digital banking and service technology and how Delta Community has risen to the challenge among concerns with cyber security and data protection.

Win Your School's Share of $15,000

Give Back Giveaway

It’s time for the sixth annual Give Back Giveaway with Jenn Hobby and Star 94! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need.  Visit Star 94’s website to learn more and apply!

Delta Community's Pay and Get Paid $1,000 Sweepstakes

Couple looking at mobile phone

Sending money to a friend or paying bills could really pay off! Each time you send a payment with Zelle® or make a qualified transaction with Delta Community’s Bill Pay between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Fall 2022 Pay and Get Paid $1,000 Sweepstakes,2 where five recipients will win $1,000! Qualifying transactions include sending $5 or more to anyone using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment . Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!

Philanthropic Fund Grants Awarded in August

Delta Community Philanthropic Fund recipients

We recently presented the final two grants from our 2022 Philanthropic Fund, totaling $12,500 to the organizations listed below:

Gainesville-Hall County Alliance for Literacy works to increase literacy rates in Hall County by promoting education for adults through reading, English as a Second Language, and General Education Development (GED) preparation. Their $2,500 grant will allow them to continue offering free classes and to purchase additional curriculum.

Hall-Dawson CASA Program, Inc. received a $10,000 grant to go towards their mission of ensuring abused and neglected children have the right to a safe and permanent home. The funds will support the program's focus to recruit, screen, train and empower community volunteers to advocate for the best interests of abused or neglected children in foster care. 

Throughout this year, Delta Community Philanthropic Fund has invested a total of $125,000 in 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Great Coverage for Your Furry Friends

Family at vet with dog

At Delta Community, we believe pets are family too, but vet bills can really add up! That’s why having the right insurance for your pet is essential. We’ve teamed up with ASPCA Pet Health Insurance3 so you can see the licensed vets, specialists and emergency clinics you trust the most with customized coverage that fits your budget.  Pet Insurance makes it easier for you to do what’s best for your pet without the added financial stress. To learn more, visit

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our September series will focus on Retirement. We’ll discuss the joys and challenges of retirement, what factors to consider when you’re planning to retire, how to maximize Social Security benefits, and how to be prepared for healthcare in retirement. 

  • September 13: Personal Finance for College Students | Live Webinar by BALANCE
  • September 15: Retirement Readiness Part One: What Everyone Needs to Know | Live Webinar
  • September 20: Retirement Readiness Part Two: Social Security | Live Webinar
  • September 22: Personal Finance for College Students | Live Webinar by BALANCE
  • September 28: Retirement Readiness Part Three: Healthcare in Retirement | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • Don’t Get Scammed on Social Media: Social media has become an important—or even essential—part of many people’s lives, as they use it to reconnect and maintain contact with friends, explore relationships, learn for fun or professional development, offer opinions, display skills and knowledge, manage hobbies, play games, collaborate on projects, buy and sell goods and engage in many other activities offered by these diverse platforms. But social networks can also provide a convenient, easily accessible and large group of targets for scammers. Learn more about how to protect yourself on social media.
  • Ways to Improve Personal Credit: There are many benefits of improving your credit score, including having a better chance of qualifying for the best interest and payment terms on loans or credit cards. If you’re struggling with a low credit score, you’re better positioned to quickly make gains than someone with a strong credit history. There is much more upside to having a higher score, and even small changes in behavior can result in greater score increases. 

Financial Status

As of July 31, 2022

  • Assets: $9.3B
  • Deposits: $8.3B
  • Loans: $5.6B
  • Members: 472,752

Holiday Closing

Labor Day

Monday, September 5

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811