SpendSafe Checking™

Helping You Build Confidence To Navigate Your Finances

SpendSafe Checking is perfect for teens or those who carry lower balances. It gives you the tools and benefits you need to manage your finances without the fear of overdrafting and incurring the associated fees.

  • Learn to manage your money without the fear of overdraft fees.
  • Avoid spending beyond your available funds and incurring overdraft fees. Purchases may be declined at the point of sale if there are insufficient funds in the account.
  • Check your balances, pay bills, transfer funds and much more using Online Banking and our Mobile App at your convenience.
  • Get cash, make deposits and more at one of our surcharge-free ATMs.
  • Pay no monthly maintenance fee until age 23.

It’s the smart, convenient and secure way to pay for all kinds of everyday purchases:

  • Gas
  • Groceries
  • Dining
  • Travel
  • Shopping
  • Bill payments
  • Online purchases
  • Streaming services
  • Subscription services
  • So much more

Start enjoying the many benefits of your SpendSafe Checking Account.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact Delta Community for more details.

2Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. Must have a bank account in the U.S. to use Zelle®.