Investing in a Healthier You
A Health Savings Account (HSA) is a tax-advantaged medical savings account available to those who are enrolled in a high-deductible health plan. The funds contributed to an HSA are not subject to federal income tax at the time of deposit.Learn More about Health Savings Account (HSA) Apply Now for Health Savings Account (HSA)
Our Health Savings Account lets you put aside money for medical expenses that you can deduct from your gross income to help with your taxes.
To open a Health Savings Account, please complete the Health Savings Account Eligibility Form and the Health Savings Account Application. Complete both forms and return to Delta Community Credit Union by fax (404-677-4964) or mail, along with any of the applicable forms below.
To be eligible for a Health Savings Account, an individual must be someone who is:
To calculate your investment use our free Savings Calculators.
Your Health Savings Account rates increase when you invest more towards future medical expenses.
|$0 - $9,999.99||0.25%||0.25%||
|$10,000.00 - $24,999.99||0.30%||0.30%||
|$25,000.00 - $49,999.99||0.40%||0.40%||
|$50,000.00 - $99,999.99||0.47%||0.47%||
|$100,000.00 - and above||0.52%||0.52%||
Minimum Opening Deposit: None
Minimum Balance: $0.00
*APY = Annual Percentage Yield. Rates subject to change.
Delta Community Credit Union Health Savings Accounts have no annual fees to maintain the account.
|Institutional Transfer Out after 1 free yearly||$25.00 each||
If you’re currently a member, check out our open an account page for more details on how to start saving for your medical expenses.
If you’re not yet a member, open an account to sign up today!
If you have transfers or rollovers concerning your HSA, please contact us at 404-677-4600 and ask for an IRA Specialist.
Consult your tax advisor.