Visa Signature® Credit Card

Enjoy special benefits and earn 15,000 Bonus Reward Points.1

The new Delta Community Visa Signature Credit Card is much more than our richest rewards card ever—it’s your access to a world of extraordinary benefits and distinctive services to help you get more out of life.

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Cash Back

1.5x Reward Points

for every $1 spent on all eligible purchases—that's equivalent to 1.5% Cash Back!2

Annual Fee


Variable APR

17.00% – 21.00%3

Welcome Bonus

15,000 Bonus Reward Points

when you spend $3,500 in the first 90 days of account opening1

Card Features

  • Contactless technology for touch-free convenience
  • No annual fee
  • Low variable interest rates3
  • Credit Lines from $5,000 – $50,000


  • Earn 1.5x Reward Points per $1 spent on all eligible purchases—that’s equivalent to 1.5% Cash Back!
  • Automatic enrollment in our Reward Points Program
  • 15,000 Bonus Reward Points when you spend $3,500 within 90 days of account opening1

Bonus Offers

  • 1.5% Cash Rebate on Balance Transfers made within the first 90 days of account opening, with no transfer fees4

Exceptional Benefits

  • Distinctive Visa Signature benefits, including complimentary 24/7 Concierge Service5, travel discounts, exclusive experiences and more6
  • Exclusive Visa Signature perks and discounts

Additional Information

For more information on Credit Card options, benefits, terms and conditions and the Reward Points Program, please visit:



Ready to experience more of what life has to offer?

1 The 15,000 Reward Points will be awarded if you spend a net total of $3,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.

2 Please refer to the Reward Points Program Terms & Conditions for more information.

3 Visa Signature Credit Card Terms and Conditions

4 Completion of a Balance Transfer is required to obtain a Cash Rebate. Balance transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. The minimum balance transfer amount is $500. This offer is valid for balance transfers on new credit card accounts within 90 days following account opening, or in the instance Delta Community extends marketing offers or promotions from time to time specific to the primary cardholder. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles. See the Visa Credit Card Balance Transfer tool within Online Banking for additional Terms & Conditions.

5 Delta Community Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

6 Terms and Conditions apply.