Saving You Money is Important to Us
If you’re planning to purchase a new home, you’ve come to the right place to get started. Not only does Delta Community offer low rates on a variety of home loans, but we help you save money, too. Learn more about current offers or ask your Home Loan Specialist.Apply Now
Home Financing Made Simple
Whether you're a first-time homeowner, one who’s looking to refinance an existing loan or looking to make home improvements, Delta Community’s got you covered. To assist with your home purchasing needs, we offer several types of First Mortgages and Home Equity Loans with the personal service that has made us a trusted partner for years.
Home Financing Products & Details
Ready to start the home loan process? Choose from one of the many products below! Or, contact one of our Home Loan Specialists to assist you in exploring your options.
First-Time Home Buyer
Program designed to help first-time home buyers purchase their homes and understand their mortgage options.
A Fixed-Rate Mortgage is a mortgage where the interest rate is fixed and the monthly interest payment does not change over the life of the loan.
You have a fixed-rate for a certain period of time, such as 5 or 7 years, then for the remainder of the loan the interest rate would adjust annually depending on the market. Properties that qualify for this type of loan are primary residences, second/vacation homes and rental properties.
A Fixed-Rate or Adjustable-Rate Loan and is available for various terms up to 30 years. The loan amounts are greater than conventional loans and begin at $766,550.
100% Financing Home Loan
A home loan financed at 100% is a great option for borrowers who have a credit score of 720 or higher, but may not have enough saved for a down payment.
Refinance your home loan to lower your monthly payment, shorten your loan term, or replace an adjustable-rate payment.
Land Lot Loan
A loan that is used to finance the purchase of land or a lot property.
Purchase Money Second
A second mortgage you can use to supplement the purchase of your home.
Have additional questions?
Buying or refinancing
Contact us at 866-963-7811 to speak to a Home Loan Specialist.
Delta Community Mortgage Servicing
Our Mortgage Servicing team is available to assist you with questions you may have regarding your existing Delta Community Home Loan. Contact us at 866-963-7811, option 2 or email DEPTMortgageServicing@DeltaCommunityCU.com.
Our Escrow Servicing team provides assistance regarding your existing Delta Community mortgage escrow account. Contact us at 866-963-7811, option 2 or email DEPTMortgageServicing@DeltaCommunityCU.com.
Our Loss Mitigation team provides assistance to members experiencing financial difficulties who are unable to make timely mortgage payments. Contact us at 866-963-7811, option 2 or email MortgageLossMitigation@DeltaCommunityCU.com.