a young couple using a laptop while busy with renovations at home

Home Equity

Delta Community's Home Equity Solutions

When it comes to using your home’s equity, it depends on what your needs are now and in the future. The good news is Delta Community Credit Union is here to help with low Home Equity Loan and Line of Credit rates that are less than half of the typical credit card.

Apply Now for a Home Equity Loan or Line of Credit

Overview & Benefits

At Delta Community Credit Union, you always have access to great Home Equity Loan and Line of Credit products along with great service.

  • No-fee online application
  • Personalized service from our Home Loan Specialists
  • Interest that may be tax-deductible1 to save you even more

Fixed-Rate Home Equity Loan Benefits

  • Competitive, fixed rate
  • 5, 10 and 15-year terms
  • Quick access to funds
  • Receive a lump sum at closing
  • No pre-payment penalty

Home Equity Line of Credit Benefits

  • Low, variable rate
  • Revolving line of credit
  • Borrow money when you need it
  • No annual fee

1Consult a tax professional for further information regarding the deductibility of interest and charges.