Personal Loan

Plan it. Live it. Love it.

The Delta Community Personal Loan is the perfect option for what's next.

With the flexibility of a Personal Loan, you can finance the things that are most important to you right now. With loan amounts starting as low as $500 up to any amount you need, you can use it for debt consolidation, a dream vacation, financing home upgrades or to cover education expenses. And in most cases, your funds are deposited into your Checking Account the next day.

Apply Now for Personal Loan

Overview & Benefits

  • A personal loan helps you get more out of your finances because you can budget better when your monthly payments don't change. You'll have a fixed rate, term and monthly payment.
  • No annual fee
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • Variety of payment options
  • Fast and easy approval process

Rates

Personal Loan APR*

Find the Best Personal Loan for Your Needs at a Low Rate

Term APR*
Up to 12 months 7.50% to 16.75%
Term:
Up to 12 months
7.50% to 16.75%
APR*:
7.50% to 16.75%
Up to 24 months 7.75% to 17.25%
Term:
Up to 24 months
7.75% to 17.25%
APR*:
7.75% to 17.25%
Up to 36 months 8.00% to 17.25%
Term:
Up to 36 months
8.00% to 17.25%
APR*:
8.00% to 17.25%
Up to 48 months 8.25% to 17.25%
Term:
Up to 48 months
8.25% to 17.25%
APR*:
8.25% to 17.25%
Up to 60 months 8.50% to 17.25%
Term:
Up to 60 months
8.50% to 17.25%
APR*:
8.50% to 17.25%

Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

*Rates expressed as APR-Annual Percentage Rate.

Fees

Personal Loan Fees

Fee Type Amount
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer from a non-Delta Community account $8.00
Fee Type:
Pay by Phone Loan Payment Transfer from a non-Delta Community account
Amount:
$8.00

Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.