Major Medical

Comprehensive Healthcare Coverage for Individuals and Families

Delta Community understands affordable health insurance can provide peace of mind. Whether you need major medical or specialty health coverage, we can help.

Individual health insurance is only available during the annual open enrollment period of the Affordable Care Act (ACA) from November to December unless you qualify for an individual Special Enrollment Period because of a qualifying life event, such as getting married or divorced, moving to a different state, having a child, losing your job, aging off a parent's plan, etc.

If you need help determining your eligibility for an ACA subsidy or if you have any questions about your individual health insurance needs, contact an insurance agent today to schedule a personalized consultation.

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family at doctor

These products are here to assist members with closing critical gaps in coverage that health insurance alone may not provide.

Short Term Medical – A temporary health insurance plan for those in-between times.

Hospital Insurance – An insurance plan to help with the high costs of hospitalization. Generally, these plans provide benefits for medical services associated with being hospitalized due to an injury or illness.

Health Discount Plan – Save money on healthcare costs that may not be covered by your traditional health insurance. Many programs also provide access to professional support and administrative services to help with things like negotiating medical bills. A health discount plan is not insurance.

Dental Insurance – Good oral health is important to your overall health. There are plan options for every budget with varying amounts of coverage for members to choose from. You can also bundle this product with Vision and Hearing.

Vision Insurance – Vision plans help protect your eyesight and are important to your overall health. Vision Insurance provides coverage options for annual eye exams, glasses, contact lenses and more!

Cancer Insurance – Cancer Insurance offers a cash benefit for covered services. You get to decide how that cash benefit is used. Cancer Insurance may include benefits for screening, different types of therapy, blood and plasma, surgery and more! Not to mention kids can be added to the plan at no additional cost.

Accident Insurance – Cash benefits to supplement your major medical insurance policy. Pay your mortgage, premiums, deductibles or other expenses that do not stop, even when you experience an accidental injury.

Critical Illness Insurance – Most critical illness policies provide a lump sum benefit for covered illness depending on the severity of the condition and how long you have had the policy. Use that benefit to pay for expenses that do not stop, even when you experience a critical illness.

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