Term APR*
Up to 12 months 4.38% to 14.88%
Term:
Up to 12 months
APR*:
4.38% to 14.88%
24 months 4.38% to 14.88%
Term:
24 months
APR*:
4.38% to 14.88%
36 months 4.38% to 14.88%
Term:
36 months
APR*:
4.38% to 14.88%
48 months 4.38% to 14.88%
Term:
48 months
APR*:
4.38% to 14.88%
60 months 4.38% to 14.88%
Term:
60 months
APR*:
4.38% to 14.88%
61-72 months (greater than or equal to $20,000) 4.88% to 15.58%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
4.88% to 15.58%
73-84 months (greater than or equal to $35,000) 5.38% to 16.28%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
5.38% to 16.28%

Used Cars

Term APR*
Up to 12 months 4.78% to 15.28%
Term:
Up to 12 months
APR*:
4.78% to 15.28%
24 months 4.78% to 15.28%
Term:
24 months
APR*:
4.78% to 15.28%
36 months 4.78% to 15.28%
Term:
36 months
APR*:
4.78% to 15.28%
48 months 4.78% to 15.28%
Term:
48 months
APR*:
4.78% to 15.28%
60 months 4.78% to 15.28%
Term:
60 months
APR*:
4.78% to 15.28%
61-72 months (greater than or equal to $20,000) 5.28% to 15.98%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
5.28% to 15.98%
73-84 months (greater than or equal to $35,000) 5.78% to 16.68%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
5.78% to 16.68%

To estimate payment amounts, see our Car Loan Calculators.

New and Used Other Vehicle Loans

Rates below are for motorcycle, boat, RV and aircraft loans only.

Term APR*
Up to 12 months 6.18% to 16.28%
Term:
Up to 12 months
APR*:
6.18% to 16.28%
24 months 6.18% to 16.28%
Term:
24 months
APR*:
6.18% to 16.28%
36 months 6.18% to 16.28%
Term:
36 months
APR*:
6.18% to 16.28%
48 months 6.18% to 16.28%
Term:
48 months
APR*:
6.18% to 16.28%
60 months 6.18% to 16.28%
Term:
60 months
APR*:
6.18% to 16.28%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 6.68% to 16.98%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
6.68% to 16.98%
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only 7.18% to 17.68%
Term:
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
7.18% to 17.68%
120 months for $50,000 or more on boats, RVs and aircraft loans only 7.38% to 17.68%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
7.38% to 17.68%
180 months for $75,000 or more on boats, RVs and aircraft loans only 7.58% to 17.68%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
7.58% to 17.68%
240 months for $100,000 or more on boats, RVs and aircraft loans only 7.78% to 17.68%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
7.78% to 17.68%

New and Used Small Vehicle Loans

Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.

Term APR*
Up to 12 months 7.00% to 16.25%
Term:
Up to 12 months
APR*:
7.00% to 16.25%
24 months 7.50% to 16.75%
Term:
24 months
APR*:
7.50% to 16.75%
36 months 7.75% to 16.75%
Term:
36 months
APR*:
7.75% to 16.75%
48 months 8.00% to 16.75%
Term:
48 months
APR*:
8.00% to 16.75%
60 months 8.25% to 16.75%
Term:
60 months
APR*:
8.25% to 16.75%

Personal Loans

Term APR*
Up to 12 months 7.00% to 16.25%
Term:
Up to 12 months
APR*:
7.00% to 16.25%
Up to 24 months 8.50% to 17.75%
Term:
Up to 24 months
APR*:
8.50% to 17.75%
Up to 36 months 8.75% to 17.75%
Term:
Up to 36 months
APR*:
8.75% to 17.75%
Up to 48 months 9.00% to 17.75%
Term:
Up to 48 months
APR*:
9.00% to 17.75%
Up to 60 months 9.25% to 17.75%
Term:
Up to 60 months
APR*:
9.25% to 17.75%
Type APR*
Personal Line of Credit 11.75% to 17.50%
Type:
Personal Line of Credit
APR*:
11.75% to 17.50%

Other Loan Types

Loan Type APR*
Deposit Secured Loan****** 2.20%
Loan Type:
Deposit Secured Loan******
APR*:
2.20%
Visa Signature® Credit Card 14.75% to 18.75% Variable Rate
Loan Type:
Visa Signature® Credit Card
APR*:
14.75% to 18.75% Variable Rate
Visa® Platinum Rewards Credit Card 12.75% to 16.75% Variable Rate
Loan Type:
Visa® Platinum Rewards Credit Card
APR*:
12.75% to 16.75% Variable Rate
Visa Secured Card 16.75% Variable Rate
Loan Type:
Visa Secured Card
APR*:
16.75% Variable Rate

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month

******The Annual Percentage Rate (APR) for this product is fixed.