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Personal Loan Rates
Vehicle Loan Rates

Loan Rates

New Cars

Term APR*
Up to 12 months 5.49% to 15.79%
Term:
Up to 12 months
APR*:
5.49% to 15.79%
24 months 5.49% to 15.79%
Term:
24 months
APR*:
5.49% to 15.79%
36 months 5.49% to 15.79%
Term:
36 months
APR*:
5.49% to 15.79%
48 months 5.49% to 15.79%
Term:
48 months
APR*:
5.49% to 15.79%
60 months 5.49% to 15.79%
Term:
60 months
APR*:
5.49% to 15.79%
61-72 months (greater than or equal to $20,000) 5.99% to 16.49%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
5.99% to 16.49%
73-84 months (greater than or equal to $35,000) 6.49% to 17.19%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
6.49% to 17.19%

Used Cars

Term APR*
Up to 12 months 5.79% to 16.09%
Term:
Up to 12 months
APR*:
5.79% to 16.09%
24 months 5.79% to 16.09%
Term:
24 months
APR*:
5.79% to 16.09%
36 months 5.79% to 16.09%
Term:
36 months
APR*:
5.79% to 16.09%
48 months 5.79% to 16.09%
Term:
48 months
APR*:
5.79% to 16.09%
60 months 5.79% to 16.09%
Term:
60 months
APR*:
5.79% to 16.09%
61-72 months (greater than or equal to $20,000) 6.29% to 16.79%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
6.29% to 16.79%
73-84 months (greater than or equal to $35,000) 6.79% to 17.49%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
6.79% to 17.49%

To estimate payment amounts, see our Car Loan Calculators.

New and Used Other Vehicle Loans

Rates below are for motorcycle, boat, RV and aircraft loans only.

Term APR*
Up to 12 months 6.79% to 16.39%
Term:
Up to 12 months
APR*:
6.79% to 16.39%
24 months 6.79% to 16.39%
Term:
24 months
APR*:
6.79% to 16.39%
36 months 6.79% to 16.39%
Term:
36 months
APR*:
6.79% to 16.39%
48 months 6.79% to 16.39%
Term:
48 months
APR*:
6.79% to 16.39%
60 months 6.79% to 16.39%
Term:
60 months
APR*:
6.79% to 16.39%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 7.29% to 17.09%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
7.29% to 17.09%
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only 7.79% to 17.79%
Term:
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
7.79% to 17.79%
120 months for $50,000 or more on boats, RVs and aircraft loans only 7.99% to 17.79%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
7.99% to 17.79%
180 months for $75,000 or more on boats, RVs and aircraft loans only 8.19% to 17.79%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
8.19% to 17.79%
240 months for $100,000 or more on boats, RVs and aircraft loans only 8.39% to 17.79%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
8.39% to 17.79%

New and Used Small Vehicle Loans

Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.

Term APR*
Up to 12 months 8.00% to 16.50%
Term:
Up to 12 months
APR*:
8.00% to 16.50%
24 months 8.25% to 16.75%
Term:
24 months
APR*:
8.25% to 16.75%
36 months 8.50% to 16.75%
Term:
36 months
APR*:
8.50% to 16.75%
48 months 8.75% to 16.75%
Term:
48 months
APR*:
8.75% to 16.75%
60 months 9.00% to 16.75%
Term:
60 months
APR*:
9.00% to 16.75%

Personal Loans

Term APR*
Up to 12 months 8.75% to 17.50%
Term:
Up to 12 months
APR*:
8.75% to 17.50%
Up to 24 months 9.00% to 17.75%
Term:
Up to 24 months
APR*:
9.00% to 17.75%
Up to 36 months 9.25% to 17.75%
Term:
Up to 36 months
APR*:
9.25% to 17.75%
Up to 48 months 9.50% to 17.75%
Term:
Up to 48 months
APR*:
9.50% to 17.75%
Up to 60 months 9.75% to 17.75%
Term:
Up to 60 months
APR*:
9.75% to 17.75%
Type APR*
Personal Line of Credit 12.25% to 17.50%
Type:
Personal Line of Credit
APR*:
12.25% to 17.50%

Other Loan Types

Loan Type APR*
Deposit Secured Loan****** 2.25%
Loan Type:
Deposit Secured Loan******
APR*:
2.25%
Visa Signature® Credit Card 17.00% to 21.00% Variable Rate
Loan Type:
Visa Signature® Credit Card
APR*:
17.00% to 21.00% Variable Rate
Visa® Platinum Rewards Credit Card 15.00% to 19.00% Variable Rate
Loan Type:
Visa® Platinum Rewards Credit Card
APR*:
15.00% to 19.00% Variable Rate
Visa Secured Card 19.00% Variable Rate
Loan Type:
Visa Secured Card
APR*:
19.00% Variable Rate

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month

******The Annual Percentage Rate (APR) for this product is fixed.

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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