| Term | APR* | |
|---|---|---|
| Up to 12 months | 4.98% to 15.48% |
|
| 24 months | 4.98% to 15.48% |
|
| 36 months | 4.98% to 15.48% |
|
| 48 months | 4.98% to 15.48% |
|
| 60 months | 4.98% to 15.48% |
|
| 61-72 months (greater than or equal to $20,000) | 5.48% to 16.18% |
|
| 73-84 months (greater than or equal to $35,000) | 5.98% to 16.88% |
|
Used Cars
| Term | APR* | |
|---|---|---|
| Up to 12 months | 5.38% to 15.88% |
|
| 24 months | 5.38% to 15.88% |
|
| 36 months | 5.38% to 15.88% |
|
| 48 months | 5.38% to 15.88% |
|
| 60 months | 5.38% to 15.88% |
|
| 61-72 months (greater than or equal to $20,000) | 5.88% to 16.58% |
|
| 73-84 months (greater than or equal to $35,000) | 6.38% to 17.28% |
|
To estimate payment amounts, see our Car Loan Calculators.
New and Used Other Vehicle Loans
Rates below are for motorcycle, boat, RV and aircraft loans only.
| Term | APR* | |
|---|---|---|
| Up to 12 months | 6.38% to 16.28% |
|
| 24 months | 6.38% to 16.28% |
|
| 36 months | 6.38% to 16.28% |
|
| 48 months | 6.38% to 16.28% |
|
| 60 months | 6.38% to 16.28% |
|
| 72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only | 6.88% to 16.98% |
|
| 84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only | 7.38% to 17.68% |
|
| 120 months for $50,000 or more on boats, RVs and aircraft loans only | 7.58% to 17.68% |
|
| 180 months for $75,000 or more on boats, RVs and aircraft loans only | 7.78% to 17.68% |
|
| 240 months for $100,000 or more on boats, RVs and aircraft loans only | 7.98% to 17.68% |
|
New and Used Small Vehicle Loans
Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.
| Term | APR* | |
|---|---|---|
| Up to 12 months | 7.25% to 16.50% |
|
| 24 months | 7.50% to 16.75% |
|
| 36 months | 7.75% to 16.75% |
|
| 48 months | 8.00% to 16.75% |
|
| 60 months | 8.25% to 16.75% |
|
Personal Loans
| Term | APR* | |
|---|---|---|
| Up to 12 months | 8.25% to 17.50% |
|
| Up to 24 months | 8.50% to 17.75% |
|
| Up to 36 months | 8.75% to 17.75% |
|
| Up to 48 months | 9.00% to 17.75% |
|
| Up to 60 months | 9.25% to 17.75% |
|
| Type | APR* | |
|---|---|---|
| Personal Line of Credit | 11.75% to 17.50% |
|
Other Loan Types
| Loan Type | APR* | |
|---|---|---|
| Deposit Secured Loan****** | 2.20% |
|
| Visa Signature® Credit Card | 16.25% to 20.25% Variable Rate |
|
| Visa® Platinum Rewards Credit Card | 14.25% to 18.25% Variable Rate |
|
| Visa Secured Card | 18.25% Variable Rate |
|
*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month
******The Annual Percentage Rate (APR) for this product is fixed.
©2023 Delta Community Credit Union.
EHL
Equal Housing Lender
NCUA
National Credit Union Administration, a U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.